Malta's banking technology market includes local software developers, specialist fintech vendors, and international banking platforms with active projects at Maltese financial institutions. This list focuses on companies with verifiable capabilities in areas such as core banking, mobile and online banking, payments, lending, compliance, data migration, and financial system integration. Malta relevance includes a local base, substantial activity in the country, active Maltese banking projects, or clear service coverage of the market rather than headquarters alone.
1. Itexus
Itexus builds custom fintech systems for banks, neobanks, financial institutions, and technology companies in regulated markets. It builds mobile and online banking, digital onboarding and KYC, lending, wallets, and card management. It also covers open banking, fraud monitoring, and core banking integration or modernization. The team handles product discovery, architecture, QA, DevOps, and post-launch support. That suits organizations that need a development partner, not just a packaged banking platform. Itexus serves financial companies in Europe, North America, the UK, MENA, and other markets.
Key Facts
- Best for: Custom banking platforms and modernization projects
- Core services: Banking software development, fintech apps, core banking integration, lending, wallets, payments
- Project types: New products, legacy modernization, integrations, digital banking applications
- European coverage: Development operations in Europe and service coverage across European financial markets
- Technologies: Java, .NET, TypeScript, Node.js, Swift, Kotlin, Python, React and cloud platforms
Contact Information
- Website: itexus.com
- Email: moc.suxeti@ofni
- Address: Twarda 14, 00-824 Warszawa, Poland
- LinkedIn: www.linkedin.com/company/itexus
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- Instagram: www.instagram.com/itexus.soft
2. Codego Group
Codego Group is headquartered in Malta and builds white-label financial infrastructure for fintech companies and financial institutions. Its platform runs on a real-time multi-currency core banking ledger. On top of it sit card issuing, acquiring, IBAN accounts, payment rails, KYC and AML tools, mobile apps, and a back office. Codego is a technology provider, not a bank; licensed partner institutions supply the regulated financial services. Businesses planning a neobank, card program, embedded finance product, or account and payment platform can use Codego instead of building the whole banking stack in-house.
Key Facts
- Best for: White-label banking and card programs
- Core services: Core banking, BaaS, card issuing, acquiring, IBAN infrastructure, KYC and AML
- Architecture: Shared real-time ledger with REST APIs and webhooks
- Location: San Gwann, Malta
- Role: Banking technology and infrastructure provider, not a regulated bank
Contact Information
- Website: codegotech.com
- Email: moc.hcetogedoc@gniknab
- Address: 152 / No.9, Triq In-Naxxar, San Gwann, SGN 9030, Malta
- LinkedIn: www.linkedin.com/company/codegoltd
- Facebook: www.facebook.com/CodegoGroup
- Twitter: x.com/CodegoCore
- Instagram: www.instagram.com/codegogroup
3. PIU
PIU works from Valletta and builds software for banking, finance, and fintech. It offers software development, system integration, UX design, business analysis, research, and implementation support. So it can build the product and the operational systems around it. PIU also builds compliance technology and handles complex financial workflows, not just standard web development. With a Malta office and a clear banking and finance focus, it suits financial businesses that want a local development and integration team.
Key Facts
- Best for: Custom banking and fintech software requiring integration work
- Core services: Software development, system integration, UX, business analysis
- Specialization: Banking and finance technology
- Additional capability: AML and KYC related technology
- Location: Valletta, Malta
Contact Information
- Website: piu.company
- Email: ynapmoc.uip@eciffo
- Phone: +356 9977 4278
- Address: Vincenti Buildings 25/25, Strait Street, Valletta, Malta, VLT 1232
4. Computime
Computime is a long-established Maltese technology company with business software and FinTech divisions. Its financial products include BRS Analytics for regulatory reporting and ComplyRadar for real-time AML transaction monitoring. It also offers software development and implementation. Computime's banking strength is reporting, compliance, transaction monitoring, systems integration, and regulatory technology, more than consumer banking apps. Its teams also build proprietary applications for banking and finance clients. Institutions can combine custom engineering with Computime's regulatory products and infrastructure services.
Key Facts
- Best for: Banking compliance, reporting, and RegTech projects
- Core services: Software development, implementation, integration, regulatory reporting, AML monitoring
- Banking products: BRS Analytics and ComplyRadar
- Industries: Banking, financial services, regulated businesses
- Location: Birkirkara, Malta
Contact Information
- Website: computime.mt
- Phone: +356 2149 0700
- Email: tm.moc.emitupmoc@ofni
- Address: 170, Pater House, Psaila Street, Birkirkara, BKR 9077, Malta
- LinkedIn: www.linkedin.com/company/computime-limited_2
- Facebook: www.facebook.com/computimegroup
5. Valletta Software
Valletta Software is a Malta-incorporated development company with a dedicated fintech engineering team. It builds neobank platforms, payment infrastructure, lending systems, fraud detection, open banking integrations, and RegTech products. Its engineering follows GDPR, PSD2, AML, KYC, and PCI DSS requirements. It offers dedicated teams and staff augmentation, so it can run a full build or extend a bank's or fintech's own engineering team. Being in Malta, it also offers an EU-based team that can meet in person.
Key Facts
- Best for: Dedicated fintech development teams in Malta
- Core services: Digital banking, payments, lending, fraud systems, open banking, RegTech
- Engagement models: Dedicated teams and staff augmentation
- Compliance focus: GDPR, PSD2, AML, KYC, PCI DSS-aware engineering
- Location: Malta
Contact Information
- Website: valletta-software.com
- Email: moc.erawtfosattellav@selas
- LinkedIn: www.linkedin.com/company/valletta-software
6. RS2
RS2 is a Malta-based payments technology provider. Its BankWORKS platform serves banks, financial institutions, fintechs, payment facilitators, and other payment businesses. It handles issuing and acquiring processing, card lifecycle management, authorization and switching, and clearing and settlement. It also covers fraud controls, chargebacks, and tokenization. RS2 offers APIs and a sandbox for teams building services on its processing technology. It is more payments-focused than a general development agency. Choose it when the project centers on card infrastructure, payment processing, or integration with existing banking systems.
Key Facts
- Best for: Bank card and payment processing infrastructure
- Core platform: BankWORKS
- Capabilities: Issuing, acquiring, switching, settlement, fraud, card management
- Integration: APIs and developer sandbox
- Market focus: Banks, financial institutions, fintechs, ISOs, ISVs and PayFacs
Contact Information
- Website: www.rs2.com
- Phone: +356 2134 5857
- Email: moc.2sr@atlam
- Address: RS2 Building, Fort Road, Mosta MST 1859, Malta
- Linkedin: www.linkedin.com/company/rs2plc
- Twitter: x.com/RS2plc
- Instagram: www.instagram.com/rs2plc
7. 26White
26White is a Malta-based software company that works only on finance and fintech development. It builds custom financial software, mobile banking apps, payment gateway integrations, and compliance and risk management tools. It also builds real-time reporting, data analytics, automated trading platforms, and handles API development. That fits institutions that need a custom layer, not a full packaged core banking product. 26White suits smaller financial institutions and fintech teams building specialized products on top of established banking infrastructure.
Key Facts
- Best for: Custom finance and fintech applications
- Core services: Financial software development, mobile banking, APIs, payment integrations
- Additional capabilities: Risk management, compliance systems, analytics, trading software
- Industry focus: Finance and fintech
- Location: Malta
Contact Information
- Website: 26white.mt
- Phone: +356 9984 6587
- Email: tm.etihw62@tcatnoc
- Address: 26 White Ltd - 102, Suite 3 St. Catherine Street, Attard, ATD 2605, Malta
8. Alpiax Solutions
Alpiax Solutions builds custom software in Malta, and its team has a background in fintech and payment processing. It builds web and enterprise applications, mobile apps, cloud systems, and AI and machine learning tools, and it handles testing and QA. Its financial experience is in regulated settings, where transaction reliability, security, and exact business rules matter. Alpiax fits institutions that want bespoke engineering rather than a ready-made banking suite. Typical work includes custom operational software, payment features, integrations, and modernizing existing applications.
Key Facts
- Best for: Bespoke fintech and payment-related software
- Core services: Custom software, mobile apps, cloud, QA, AI and machine learning
- Industry experience: Fintech, financial services, payment processing
- Development stack: Python, TypeScript, .NET Core, React, Node.js, Swift, Kotlin and cloud platforms
- Location: Qormi, Malta
Contact Information
- Website: alpiax.com
- Phone: +356 79304303
- Email: moc.xaipla@ofni
- Address: 113, Mdina Road, Qormi, Malta
9. Born Digital
Born Digital is a Maltese digital engineering company that worked on Bank of Valletta's digital banking environment. In that project it redesigned the customer portal with a React and TypeScript front end. It added online account onboarding and identity verification. A Node.js API layer connects the new interface to the bank's core systems. Born Digital also builds custom software, APIs, cloud-first products, and mobile apps, and handles system integration. It suits banks renewing their customer-facing digital channels, not replacing the core banking platform itself.
Key Facts
- Best for: Digital banking portals and customer-facing applications
- Core services: Custom software, APIs, system integration, web and mobile product engineering
- Banking experience: Digital banking work for Bank of Valletta
- Technologies: React, TypeScript, Node.js and Azure
- Location: Hal Lija, Malta
Contact Information
- Website: born.mt
- Email: tm.nrob@olleh
- Phone: +356 9949 5850
- Address: NuBis Centre, Mosta Road, Lija LJA 9012
10. Asseco PST
Asseco PST builds banking software and has worked in the Maltese financial market since its first local core banking implementation in 2007. Its Promosoft Financial Suite covers core banking, digital channels, treasury and capital markets, payments, and consumer credit. It also covers risk, compliance, data, and integration. The company offers custom development and consulting around its platforms. That suits institutions that need both packaged banking software and help implementing it. In Malta it provides ongoing customer support and runs active projects, beyond general availability across Europe.
Key Facts
- Best for: Core banking and integrated banking suites
- Core platform: Promosoft Financial Suite
- Capabilities: Core banking, digital banking, payments, risk, compliance, treasury and integration
- Services: Consulting, development, implementation and training
- Malta presence: Banking software customer activity in Malta since 2007
Contact Information
- Website: pst.asseco.com
- Email: moc.ocessa.tsp@ofni
- Phone: +351 291 002 600
- Address: Est. Comandante Camacho de Freitas, 905 e 907, 9050-222 Funchal
- LinkedIn: www.linkedin.com/company/asseco-pst
- Facebook: www.facebook.com/assecopst
Conclusion
Banking software development companies in Malta cover a broad mix of needs, from custom digital banking products and payment infrastructure to core banking implementation, compliance systems, integrations, and legacy modernization. The right choice depends less on company size and more on the type of project, existing technology stack, regulatory requirements, and whether the bank needs a custom build or an established banking platform.
Before selecting a provider, it is worth comparing relevant banking experience, integration capabilities, security practices, support options, and experience with regulated financial environments. A clear technical scope and realistic implementation plan can make it much easier to identify a partner that fits both current requirements and longer-term product development.