Malta's banking technology market includes local software developers, specialist fintech vendors, and international banking platforms with active projects at Maltese financial institutions. This list focuses on companies with verifiable capabilities in areas such as core banking, mobile and online banking, payments, lending, compliance, data migration, and financial system integration. Malta relevance includes a local base, substantial activity in the country, active Maltese banking projects, or clear service coverage of the market rather than headquarters alone.
1. Itexus
Itexus develops custom fintech systems for banks, neobanks, financial institutions, and technology companies operating in regulated markets. Its banking work covers mobile and online banking, digital onboarding and KYC, lending, wallets, card management, open banking, fraud monitoring, and core banking integration or modernization. The company also handles product discovery, architecture, QA, DevOps, and post-launch support, which makes it relevant for organizations that need a development partner rather than a packaged banking platform alone. Itexus serves financial services companies across Europe alongside North America, the UK, MENA, and other markets.
Key Facts
- Best for: Custom banking platforms and modernization projects
- Core services: Banking software development, fintech apps, core banking integration, lending, wallets, payments
- Project types: New products, legacy modernization, integrations, digital banking applications
- European coverage: Development operations in Europe and service coverage across European financial markets
- Technologies: Java, .NET, TypeScript, Node.js, Swift, Kotlin, Python, React and cloud platforms
Contact Information
- Website: itexus.com
- Email: moc.suxeti@ofni
- Address: Żurawia 6/12/lok 766, 00-503 Warszawa, Poland
- LinkedIn: www.linkedin.com/company/itexus
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- Instagram: www.instagram.com/itexus.soft
2. Codego Group
Codego Group is headquartered in Malta and develops white-label financial infrastructure for fintech companies and financial institutions. Its platform combines a real-time multi-currency core banking ledger with card issuing, acquiring, IBAN functionality, payment rails, KYC and AML tools, mobile applications, and a back-office environment. The company operates as a technology provider rather than a bank, with regulated financial services supplied through licensed partner institutions. For businesses planning neobanks, card programs, embedded finance products, or account and payment platforms, Codego offers a more productized alternative to building the complete banking stack internally.
Key Facts
- Best for: White-label banking and card programs
- Core services: Core banking, BaaS, card issuing, acquiring, IBAN infrastructure, KYC and AML
- Architecture: Shared real-time ledger with REST APIs and webhooks
- Location: San Gwann, Malta
- Role: Banking technology and infrastructure provider, not a regulated bank
Contact Information
- Website: codegotech.com
- Email: moc.hcetogedoc@gniknab
- Address: 152 / No.9, Triq In-Naxxar, San Gwann, SGN 9030, Malta
- LinkedIn: www.linkedin.com/company/codegoltd
- Facebook: www.facebook.com/CodegoGroup
- Twitter: x.com/CodegoCore
- Instagram: www.instagram.com/codegogroup
3. PIU
PIU operates from Valletta and focuses on software for banking, finance, and fintech environments. Its service mix includes software development, system integration, UX design, business analysis, research, and implementation support, which allows the company to work on both product engineering and the surrounding operational systems. PIU also develops compliance-oriented technology and works with complex financial workflows rather than limiting its offering to standard web development. Its Malta location and explicit banking and finance focus make it particularly relevant for financial businesses that want local access to a development and integration team.
Key Facts
- Best for: Custom banking and fintech software requiring integration work
- Core services: Software development, system integration, UX, business analysis
- Specialization: Banking and finance technology
- Additional capability: AML and KYC related technology
- Location: Valletta, Malta
Contact Information
- Website: piu.company
- Email: ynapmoc.uip@eciffo
- Phone: +356 9977 4278
- Address: Vincenti Buildings 25/25, Strait Street, Valletta, Malta, VLT 1232
4. Computime
Computime is a long-established Maltese technology company with dedicated business software and FinTech divisions. Its financial technology portfolio includes BRS Analytics for regulatory reporting and ComplyRadar for real-time AML transaction monitoring, alongside software development and implementation services. Computime's banking work is particularly strong around reporting, compliance, transaction monitoring, systems integration, and regulatory technology rather than consumer banking apps alone. Its software teams also develop proprietary applications for banking and finance clients, giving institutions the option to combine custom engineering with existing regulatory products and broader infrastructure services.
Key Facts
- Best for: Banking compliance, reporting, and RegTech projects
- Core services: Software development, implementation, integration, regulatory reporting, AML monitoring
- Banking products: BRS Analytics and ComplyRadar
- Industries: Banking, financial services, regulated businesses
- Location: Birkirkara, Malta
Contact Information
- Website: computime.mt
- Phone: +356 2149 0700
- Email: tm.moc.emitupmoc@ofni
- Address: 170, Pater House, Psaila Street, Birkirkara, BKR 9077, Malta
- LinkedIn: www.linkedin.com/company/computime-limited\_2
- Facebook: www.facebook.com/computimegroup
5. Valletta Software
Valletta Software is a Malta-incorporated development company with a dedicated fintech engineering practice. Its teams work on neobank platforms, payment infrastructure, lending systems, fraud detection, open banking integrations, and RegTech products, with engineering approaches shaped around GDPR, PSD2, AML, KYC, and PCI DSS requirements. It provides both dedicated development teams and staff augmentation, so it can support a full build or extend an existing bank or fintech engineering department. Its local presence in Malta also gives organizations the option of working with an EU-based team available for in-person collaboration.
Key Facts
- Best for: Dedicated fintech development teams in Malta
- Core services: Digital banking, payments, lending, fraud systems, open banking, RegTech
- Engagement models: Dedicated teams and staff augmentation
- Compliance focus: GDPR, PSD2, AML, KYC, PCI DSS-aware engineering
- Location: Malta
Contact Information
- Website: valletta-software.com
- Email: moc.erawtfosattellav@selas
- LinkedIn: www.linkedin.com/company/valletta-software
6. RS2
RS2 is a Malta-based payments technology provider whose BankWORKS platform supports banks, financial institutions, fintechs, payment facilitators, and other payment businesses. The platform covers issuing and acquiring processing, card lifecycle management, authorization and switching, clearing and settlement, fraud controls, chargebacks, tokenization, and related payment functions. RS2 also provides APIs and a sandbox for organizations building services on top of its processing technology. The company is more payments-focused than a general custom development agency, making it especially relevant when the banking project centers on card infrastructure, payment processing, or integration with existing banking systems.
Key Facts
- Best for: Bank card and payment processing infrastructure
- Core platform: BankWORKS
- Capabilities: Issuing, acquiring, switching, settlement, fraud, card management
- Integration: APIs and developer sandbox
- Market focus: Banks, financial institutions, fintechs, ISOs, ISVs and PayFacs
Contact Information
- Website: www.rs2.com
- Phone: +356 2134 5857
- Email: moc.2sr@atlam
- Address: RS2 Building, Fort Road, Mosta MST 1859, Malta
- Linkedin: www.linkedin.com/company/rs2plc
- Twitter: x.com/RS2plc
- Instagram: www.instagram.com/rs2plc
7. 26White
26White is a Malta-based software company focused specifically on finance and fintech development. Its published capabilities include custom financial software, mobile banking applications, payment gateway integrations, compliance and risk management tools, real-time reporting, data analytics, automated trading platforms, and API development. That scope gives the company relevance across several banking technology requirements, particularly where institutions need a custom layer rather than a complete packaged core banking product. Its combination of application development, integrations, compliance tooling, and financial data work can suit smaller financial institutions and fintech teams building specialized products around established banking infrastructure.
Key Facts
- Best for: Custom finance and fintech applications
- Core services: Financial software development, mobile banking, APIs, payment integrations
- Additional capabilities: Risk management, compliance systems, analytics, trading software
- Industry focus: Finance and fintech
- Location: Malta
Contact Information
- Website: 26white.mt
- Phone: +356 9984 6587
- Email: tm.etihw62@tcatnoc
- Address: 26 White Ltd - 102, Suite 3 St. Catherine Street, Attard, ATD 2605, Malta
8. Alpiax Solutions
Alpiax Solutions develops custom software in Malta and has a team background in fintech and payment processing. Its services include web and enterprise applications, mobile development, cloud systems, AI and machine learning, testing, QA, and broader custom software engineering. For financial organizations, the company's relevant experience centers on regulated environments where transaction reliability, security, and exact business rules are important. Alpiax is better suited to institutions seeking bespoke engineering than those looking for a ready-made banking suite, particularly when a project involves custom operational software, payment-related functionality, integrations, or modernization of existing applications.
Key Facts
- Best for: Bespoke fintech and payment-related software
- Core services: Custom software, mobile apps, cloud, QA, AI and machine learning
- Industry experience: Fintech, financial services, payment processing
- Development stack: Python, TypeScript, .NET Core, React, Node.js, Swift, Kotlin and cloud platforms
- Location: Qormi, Malta
Contact Information
- Website: alpiax.com
- Phone: +356 79304303
- Email: moc.xaipla@ofni
- Address: 113, Mdina Road, Qormi, Malta
9. Born Digital
Born Digital is a Maltese digital engineering company with direct experience in banking software through its work on Bank of Valletta's digital banking environment. Its banking case study covers a redesigned customer portal, a React and TypeScript front end, online account onboarding, identity verification, and a Node.js API layer connecting the digital interface with the bank's core systems. Beyond that project, Born Digital provides custom software, APIs, cloud-first product engineering, mobile applications, and system integration. This makes the company particularly relevant for customer-facing digital banking modernization rather than replacement of the underlying core banking platform itself.
Key Facts
- Best for: Digital banking portals and customer-facing applications
- Core services: Custom software, APIs, system integration, web and mobile product engineering
- Banking experience: Digital banking work for Bank of Valletta
- Technologies: React, TypeScript, Node.js and Azure
- Location: Hal Lija, Malta
Contact Information
- Website: born.mt
- Email: tm.nrob@olleh
- Phone: +356 9949 5850
- Address: NuBis Centre, Mosta Road, Lija LJA 9012
10. Asseco PST
Asseco PST develops banking software and has operated in the Maltese financial market since its first local core banking implementation in 2007. Its Promosoft Financial Suite covers core banking, digital channels, treasury and capital markets, payments, consumer credit, risk, compliance, data, and integration services. The company also provides custom development and consulting around banking platforms, making it relevant for institutions that need both packaged banking software and implementation support. Its published Malta presence includes ongoing customer support and project activity rather than merely general availability across Europe.
Key Facts
- Best for: Core banking and integrated banking suites
- Core platform: Promosoft Financial Suite
- Capabilities: Core banking, digital banking, payments, risk, compliance, treasury and integration
- Services: Consulting, development, implementation and training
- Malta presence: Banking software customer activity in Malta since 2007
Contact Information
- Website: pst.asseco.com
- Email: moc.ocessa.tsp@ofni
- Phone: +351 291 002 600
- Address: Est. Comandante Camacho de Freitas, 905 e 907, 9050-222 Funchal
- LinkedIn: www.linkedin.com/company/asseco-pst
- Facebook: www.facebook.com/assecopst
Conclusion
Banking software development companies in Malta cover a broad mix of needs, from custom digital banking products and payment infrastructure to core banking implementation, compliance systems, integrations, and legacy modernization. The right choice depends less on company size and more on the type of project, existing technology stack, regulatory requirements, and whether the bank needs a custom build or an established banking platform.
Before selecting a provider, it is worth comparing relevant banking experience, integration capabilities, security practices, support options, and experience with regulated financial environments. A clear technical scope and realistic implementation plan can make it much easier to identify a partner that fits both current requirements and longer-term product development.