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Loan Lending App Development

Take advantage of Itexus digital lending software development services to close more loans, increase profit-per-loan, and maximize productivity.

As a lending software company Itexus offers high-impact digital solutions for both non-bank digital lenders and traditional financial institutions. From online loan apps to entirely automated platforms equipped with a full suite of services, we deliver flexible, reliable, and secure financing and lending solutions that empower businesses to manage regulatory compliance requirements, shorten financial cycles and increase revenue.

Lending Software We Build

  1. P2P Lending Software
  2. Loan Origination Software
  3. Loan Comparison Software
  4. Loans Management Apps
  5. Digital Lending Platforms
  1. DeFi Lending Platforms
  2. Credit Scoring Solutions
  3. Crowdfunding Platforms
  4. Digital Mortgage Software

Loan Lending App Development Services

Discovery & Consulting

To ensure the success of your digital lending project, we conduct a thorough analysis of the business environment and your competitors, identify opportunities, define the project goals and scope, uncover potential risks, design the general solution architecture, estimate the development budget, and create a project plan with delivery milestones.

Product Design

Following the customer-centric approach, we are redefining the user experience in digital lending to create user-friendly and compelling products that inspire trust. Our UI/UX designers will do their utmost to ensure that your solution perfectly blends the hard matter of money with the soft matter of human emotions, ensuring a seamless digital experience and uncompromising performance.

MVP Development

We create minimum viable products for your lending projects so you can speed time to market and test and validate hypotheses. Bringing MVP to market faster, you can extract actionable insights from user feedback, pinpoint weaknesses and areas for improvement, adjust your marketing strategy based on interim results, and implement needed improvements right away.

End-to-End Development

From initial concept to post-production support, our driven team of experts will handle every aspect of your lending solution development and deliver you a superior product that fits your needs and budget.

Third-Party Integrations

We have hands-on experience integrating lending solutions with third-party services, including underwriting systems, payment gateways, verification services, business intelligence tools, online wallets, and more. Consider third-party integrations to give your customers more control over their finances and improve their experience.

API Development

Create & deliver new loan products, improve their accessibility, and generate more value allowing third parties to incorporate your product into their ecosystems. We can build onboarding APIs, underwriting APIs, loan fulfillment APIs, loan collection APIs, and more.

Processes Automation

We provide the best possible automation solutions to help you expand your operational capacity, handle repetitive and time-consuming tasks more efficiently, eliminate human error, streamline the customer experience, and increase overall productivity.


Once your lending solution is deployed in the production environment, our support team begins its work. We monitor the product’s performance, availability, security, and scalability, analyze and fix issues as they arise, install security updates, and deploy new features.

Loan Lending Software Core Features


Provide a seamless sign-up experience, ensure accuracy of the information, and eliminate risks associated with illicit financial activity with a fast and easy registration process that is compliant with KYC regulations and anti-money laundering laws.

Loan Calculator

Increase sales at the beginning of the borrower’s journey with a loan calculator that helps to analyze and compare the cost of loans from different lenders, forecast future spending and adjust their loan repayment strategies.

Loan Origination

Considering a large amount of information borrowers need to provide, designing a well-structured, convenient and hassle-free loan application process can be a difficult task. In Itexus, we design streamlined loan application processes providing a single point of data entry to enable automatic data flow throughout the solution.

Credit Score

Increase transparency, ensure borrower creditworthiness and protect lender interests by integrating a credit score bureau API.

Loan Application Matching

Increase platform efficiency and reduce operational costs by automatically matching borrower applications with lender preferences.

Auto Investment

Attract more investors to your platform with the AI-powered auto investment feature, which allows investors to intelligently diversify portfolios and make high-yield investments.

Loan Management

Ensure an excellent customer experience for both lenders and borrowers with the loan management feature that allows tracking loan details and generates reports on balance, payment schedule, etc.

Payments and Scheduling

Accepting more payment methods can help you attract new users and improve conversion. A repayment scheduler allows borrowers to make repayments easily and on time.

Document Management

Facilitate document processing, eliminate the risk of human error, and streamline the entire loan origination process with paperless document management.

Custom Notifications

Stay in touch with your customers using custom notifications about upcoming, due, and past installments, the latest activities on the platform, and the best offers and discounts.

Customer Support Chatbot

Ensure fast communication and round-the-clock support and offer your customers a personalized experience with an AI-powered chatbot.

FAQ on Lending Software Development

How much does it cost to develop a money lending app?

The final cost of such an app depends on a variety of factors, including the type of solution, features needed, third-party integration, etc. On average, the cost of developing a money lending app starts at $100,000.

Do you work with 3-party integrations?

Yes, we work with world-class service providers and integrate third-party services according to your business goals.

How long does it take to develop an MVP of a P2P lending platform?

On average, it takes about 3000-3500 hours to develop an MVP of a P2P lending platform.

What is my involvement in the project? What should I provide?

For each loan management software development project we assign a Project Manager. As your primary point of contact, the PM sends out reports, makes demo calls, updates you on project status, etc. He organizes all the work on the project, monitors the agreed deadlines, budget, workload, etc. From your side, we need responsiveness and a desire to develop a successful loan lending app.

I have a rough idea of a defi lending platform development. What should I start with?

To give your project a good start and get the solution to market on time and on budget, we recommend starting with the discovery phase. In case you’ve already got requirements specification documents, we can proceed to the loan origination software development.

Do you offer post-release support?

Yes, we provide post-release support and maintenance on a regular basis or upon request.

Do you have experience in loan lending app development?

Sure! As a lending app software development company we have hands-on experience developing digital lending software for FinTech visioners across the globe. Check out the recent projects in our FinTech portfolio and do not hesitate to reach out to us with any questions.

Lending Portfolio

All Projects

App for Getting Instant Loans / Online Lending Platform for Small Businesses

itexus portfolio case

App for Getting Instant Loans / Online Lending Platform for Small Businesses

Digital lending platform with a mobile app client fully automating the loan process from origination, online loan application, KYC, credit scoring, underwriting, payments, repor…
  • .NET
  • Swift
  • Azure

App for Paying Student Loans

itexus portfolio case

App for Paying Student Loans

  • Fintech
  • Education
The app allows students to claim special deals from merchants and use cashback from their spending to pay off their student loans.
  • iOS
  • Android
  • Python
  • React.js
  • Kotlin
  • Swift

Credit Scoring SaaS App for Financial Organizations

itexus portfolio case

Credit Scoring SaaS App for Financial Organizations

  • Fintech
  • ML/AI
  • Credit Scoring
The system is a SaaS platform allowing the client to evaluate solvency and reliability of the potential borrowers using statistical methods of analysis of the historical and non…
  • Ruby on Rails

AI-based Financial Data Management Platform

itexus portfolio case

AI-based Financial Data Management Platform

  • Fintech
  • ML/AI
Financial platform that automates key-decision making processes, with AI-based predictive modules that reflect the credit cycle. This financial platform is equipped with rich da…
  • React.js
  • Django

Online B2C Platform with Digital Lending

itexus portfolio case

Online B2C Platform with Digital Lending

  • E-commerce
An e-commerce ecosystem that connects tire suppliers, installers, buyers, and digital lenders across the online buying cycle, providing buyers with personalized tire recommendat…
  • Ruby on Rails
  • React.js

Clients’ Testimonials & Awards

They’re a great group of developers who really understand the reality of business.

Andreea Vanacker CEO SPARKX5

Itexus excelled at both experimental AI and sprint-oriented UI/UX tasks. Itexus did strong project management work, too, a necessity in such a complicated project.

Jesse Dubin Senior Product Manager

The assigned team was easy to work with and they are especially strong collaborators and communicators. They demonstrated flexibility, professionalism, and trust in everything they did, and completed the work on time and budget.

Sue Wollan Fan CEO Mango Connects

Itexus’ work positions the business well for an imminent launch. They excel at managing their team, presenting frequent product demos to ensure that the project is aligned with development goals. An affordable price structure coupled with remarkable technical skill makes them an attractive partner.

Phill Osolinski CEO Ryze Rewards