They’re a great group of developers who really understand the reality of business.
Digital Lending Software Development
Take advantage of Itexus digital lending software development services to close more loans, increase profit-per-loan, and maximize productivity.
Get Free ConsultationItexus offers high-impact digital solutions for both non-bank digital lenders and traditional financial institutions. From online loan apps to entirely automated platforms equipped with a full suite of services, we deliver flexible, reliable, and secure financing and lending solutions that empower businesses to manage regulative compliance requirements, shorten financial cycles and increase revenue.
Lending Solutions We Build
- P2P Lending Software
- Loan Origination Software
- Loan Comparison Software
- Loans Management Apps
- Digital Lending Platforms

- DeFi Lending & Borrowing Solutions
- Credit Scoring Solutions
- Crowdfunding Platforms
- Digital Mortgage Software
Lending Software Development Services
Discovery & Consulting
To ensure the success of your digital lending project, we conduct a thorough analysis of the business environment and your competitors, identify opportunities, define the project goals and scope, uncover potential risks, design the general solution architecture, estimate the development budget, and create a project plan with delivery milestones.
Product Design
Following the customer-centric approach, we are redefining the user experience in digital lending to create user-friendly and compelling products that inspire trust. Our UI/UX designers will do their utmost to ensure that your solution perfectly blends the hard matter of money with the soft matter of human emotions, ensuring a seamless digital experience and uncompromising performance.
MVP Development
We create minimum viable products for your lending projects so you can speed time to market and test and validate hypotheses. Bringing MVP to market faster, you can extract actionable insights from user feedback, pinpoint weaknesses and areas for improvement, adjust your marketing strategy based on interim results, and implement needed improvements right away.
End-to-End Development
From initial concept to post-production support, our driven team of experts will handle every aspect of your lending solution development and deliver you a superior product that fits your needs and budget.
Third-Party Integrations
We have hands-on experience integrating lending solutions with third-party services, including underwriting systems, payment gateways, verification services, business intelligence tools, online wallets, and more. Consider third-party integrations to give your customers more control over their finances and improve their experience.
API Development
Create & deliver new loan products, improve their accessibility, and generate more value allowing third parties to incorporate your product into their ecosystems. We can build onboarding APIs, underwriting APIs, loan fulfillment APIs, loan collection APIs, and more.
Processes Automation
We provide the best possible automation solutions to help you expand your operational capacity, handle repetitive and time-consuming tasks more efficiently, eliminate human error, streamline the customer experience, and increase overall productivity.
Support
Once your lending solution is deployed in the production environment, our support team begins its work. We monitor the product's performance, availability, security, and scalability, analyze and fix issues as they arise, install security updates, and deploy new features.
Need a secure, transparent, and flexible lending solution?
Share your vision with us, and we'll figure out how to turn your idea into a high-impact digital solution.
P2P Lending Software Core Features

Registration
Provide a seamless sign-up experience, ensure accuracy of the information, and eliminate risks associated with illicit financial activity with a fast and easy registration process that is compliant with KYC regulations and anti-money laundering laws.
Loan Calculator
Increase sales at the beginning of the borrower's journey with a loan calculator that helps to analyze and compare the cost of loans from different lenders, forecast future spending and adjust their loan repayment strategies.
Loan Management
Ensure an excellent customer experience for both lenders and borrowers with the loan management feature that allows tracking loan details and generates reports on balance, payment schedule, etc.
Payments and Scheduling
Accepting more payment methods can help you attract new users and improve conversion. A repayment scheduler allows borrowers to make repayments easily and on time.

How much does it cost to develop a money lending app?
The final cost of such an app depends on a variety of factors, including the type of solution, features needed, third-party integration, etc. On average, the cost of developing a money lending app starts at $100,000.
Do you work with 3-party integrations?
Yes, we work with world-class service providers and integrate third-party services according to your business goals.
How long does it take to develop an MVP of a 2p2 lending platform?
On average, it takes about 3000-3500 hours to develop an MVP of a 2p2 lending platform.
What is my involvement in the project? What should I provide?
For each project we work on, we assign a Project Manager. As your primary point of contact, the PM sends out reports, makes demo calls, updates you on project status, etc. He organizes all the work on the project, monitors the agreed deadlines, budget, workload, etc. From your side, we need responsiveness and a desire to develop a successful product.
I have a rough idea of lending software. What should I start with?
To give your project a good start and get the solution to market on time and on budget, we recommend starting with the discovery phase. In case you've already got requirements specification documents, we can proceed to the platform development.
Do you offer post-release support?
Yes, we provide post-release support and maintenance on a regular basis or upon request.
Do you have experience in developing digital lending software?
Sure! We have hands-on experience developing digital lending software for FinTech visioners across the globe. Check out the recent projects in our FinTech portfolio and do not hesitate to reach out to us with any questions.
Featured Projects
All ProjectsApp for Getting Instant Loans / Online Lending Platform for Small Businesses

App for Getting Instant Loans / Online Lending Platform for Small Businesses
- Fintech
- Credit Scoring
- Machine Learning
Digital lending platform with a mobile app client fully automating the loan process from origination, online loan application, KYC, credit scoring, underwriting, payments, reporting, and bad deal management. Featuring a custom AI analytics & scoring engine, virtual credit cards, and integration with major credit reporting agencies and a bank accounts aggregation platform.
App for Paying Student Loans

App for Paying Student Loans
- Fintech
- Education
The app allows students to claim special deals from merchants and use cashback from their spending to pay their student loans. The app also allows transferring the cashback money to other fellow students to help them later in reaching their financial goals.
Credit Scoring SaaS App for Financial Organizations

Credit Scoring SaaS App for Financial Organizations
- Fintech
- Credit Scoring
- Machine Learning
The system is a SaaS platform allowing the client to evaluate solvency and reliability of the potential borrowers using statistical methods of analysis of the historical and nontraditional data sources such as social network profiles and others. It allows the client to upload his normalized and anonymized database of previous loans data, build mathematical models and calculate the credit score of the future potential borrowers entering their data through the system’s web interface.
AI-based Financial Data Management Platform

AI-based Financial Data Management Platform
- Fintech
The platform automates key-decision making process with AI-based predictive modules reflecting the credit cycles. This financial platform is equipped with rich data streaming, processing, and reporting capabilities to provide real-time on-demand data.
Clients’ Testimonials & Awards
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Offices
8, The Green, STE road, Dover, DE 19901
Level 20,109 Pitt Street, Sydney, NSW, 2000