App for Paying Student Loans
The app allows students to claim special deals from merchants and use cashback from their spending to pay their student loans.

How It All Started
A FinTech startup got in touch with us with an idea of creating an app that would allow students who often owe tens of thousands of dollars to pay off their loans faster by aggregating cashback money from merchant deals and transferring it into their personal student loan accounts. Later on, our team and the client made a decision that the system should be further extended by introducing new services such as sending money to other app users and transferring it to their savings accounts.
In order to start using the respective services, a user would need to download the app, sign in to with their bank account, review and claim available special deals, and finally use their credit cards directly at the checkout and receive the cashback. All the other operations will be performed by the app.
Project Duration
6 months
Project Team
1 PM, 1 BA, 1 iOS developer, 1 Android developer, 1 BE developer, 1 QA
Tech stack / Platforms
Features
- The system helps students to pay off their student loans by giving them access to numerous merchant deals and transfer cashback money to their student loan accounts;
- Users without existing student loans can help others in repaying their loads or simply save up their reward money;
- or simply save up their reward money;
The app helps merchants in keeping their existing customers and attracting the new ones; - The system includes account aggregation and payment processing services.


Third-Party Integrations
- Yodlee is a service that allows users to see their credit card, bank, investment, email, etc. on one screen.
- ZenDesk is a service that provides customizable tools for building customer service portals and online communities, and allows you to manage all conversations in the app.
- Stripe is a payment service provider that accepts credit cards, digital wallets, and many other payment methods.
Development Work
The work was organized using the Agile development model and the Scrum framework. We have split the development into bi-weekly sprints with new features and product demos coming at the end of each stage. The client communicated with the team via Slack and Skype. We also used Git as a code repository.
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