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FinTech Software Development Company

Custom software solutions for banking and financial services industry

Our services

FinTech Software Development
Custom FinTech Software Development
Build a custom-tailored, well-documented software system for your business — featuring scalable architecture, high performance, robust security, clean code, captivating UI/UX design, professional project management, and exceptional customer service
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Custom FinTech Software Development
FinTech App Development
FinTech App Development
Create an advanced mobile app for your business—banking, trading, personal finance, digital and crypto wallets, and more. Leverage advanced features such as interactive graphs, charts, KYC, BaaS, broker and exchange integrations, AI assistance, and seamless payments.
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FinTech App Development
Project Audit and Rescue
Project Audit and Rescue
Conduct an independent audit to get your project back on track—restore documentation, assess security and code quality, fix stability and performance issues, refactor messy code, upgrade to the latest technologies, and establish a transparent, reliable development process.
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Project Audit and Rescue
MVP Development for Startups
MVP Development for Startups
Turn your idea into a live product in just under four months! We will help with market and competitor research, defining requirements, optimizing scope, designing architecture, and building a functional MVP. Lean, agile, and nimble.
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MVP Development for Startups
UI/UX Design and Prototyping
UI/UX Design and Prototyping
Create an intuitive, clear, and engaging UI/UX design and a clickable prototype of your product. Our designs are based on your business goals, backed by research, and aligned with usability standards—not subjective taste.
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UI/UX Design and Prototyping
FinTech Digital Transformation Consulting
FinTech Digital Transformation Consulting
Leverage Itexus’ extensive FinTech expertise to find the best technical solutions for your business challenges. Whether you need to digitize processes, launch a new FinTech product, analyze growth opportunities, or prepare a documentation package for fundraising—we’re here to help.
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FinTech Digital Transformation Consulting
FinTech Developers for Hire (Outstaffing)
FinTech Developers for Hire (Outstaffing)
Quickly scale your development team with our experienced engineers — deep FinTech expertise, a passion for clean code and great architecture, meticulous attention to detail, agile experience, and proactive communication.
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FinTech Developers for Hire (Outstaffing)
AI Consulting and Implementation
AI Consulting and Implementation
Consult with our experts on how AI can transform your business—analyze data, generate valuable insights, automate processes, and boost productivity with advanced AI algorithms. In 2025, it’s easier than ever!
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AI Consulting and Implementation
DevOps and Cloud Engineering
DevOps and Cloud Engineering
Build scalable, cost-effective, and secure cloud infrastructures—set up CI/CD pipelines, automated backups and monitoring of your production servers.
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DevOps and Cloud Engineering
Software Support and Maintenance
Software Support and Maintenance
Post-production support of your systems to ensure flawless software operation—proactively resolving issues, installing patches and updates, and setting up automated backups and monitoring of production servers.
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Software Support and Maintenance
Quality Assurance and Testing Automation
Quality Assurance and Testing Automation
Ensure your software runs flawlessly, handles the required number of concurrent users and data, and meets regulatory standards. Comprehensive testing services: automated and manual testing, security, usability, penetration, automated service-level, and automated UI-level testing.
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Quality Assurance and Testing Automation
Cybersecurity Consulting
Conduct security audits and penetration testing to identify vulnerabilities and ensure compliance with security standards such as SOX, HIPAA, PCI DSS, GDPR, ISO 27000, and more. Assess risks, implement threat detection, and establish incident response plans.
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Fintech Software Solutions We Develop

From simple trading mobile apps to enterprise‑grade, AI‑powered digital banking and investment management platforms.

Digital Banking

  • Mobile and Online Banking
  • Digital Wallets (E-Wallets)
  • Digital Customer Onboarding and KYC Automation
  • Digital Lending and BNPL Systems
  • AI Powered Credit Scoring
  • Money Transfer Applications
  • CrowdFunding Platforms
  • P2P Lending and Payments
  • Marketplaces
  • Trade Finance Solutions

Investment Management

  • Wealth Management Solutions
  • Stock, FX, and Crypto Trading Applications
  • Investment Data Analytics Systems
  • AI-Powered Robo Advisers
  • Asset Management Solutions 
  • Personal Finance Management Systems
  • Portfolio Analysis and Recommender Platforms

Insurance

  • On-Demand Insurance Platforms
  • Automated Claims Management Systems
  • P2P Insurance Platforms
  • AI-Powered Insurance Advisors
  • Risk Analysis & Management Solutions
  • Policy Management Systems
  • Telematics & Usage-Based Insurance (UBI) Platforms
  • Insurance Aggregator Platforms – Online marketplaces comparing multiple insurance providers.
  • Self-Service Portals & Mobile Apps
  • Compliance & Regulatory Reporting Software

Crypto, Blockchain & DeFi Solutions

  • Blockchain Infrastructure Solutions
  • Smart Contract Platforms
  • Cryptocurrency Wallet Systems
  • Decentralized Exchange (DEX) Software
  • Centralized Exchange (CEX) Platforms
  • NFT Marketplace Solutions
  • Token Offering Platforms (ICO/STO)
  • Decentralized Application (DApp) Frameworks
  • DeFi Ecosystem Solutions
  • Web3 Payment Systems

Personal Finance Management

  • Account Aggregation and Expense Management 
  • Retirement Planning with Roth IRA accounts
  • Debt Refinancing and Optimization
  • Automated Investing and Savings
  • AI-powered virtual financial advisers
  • Gamification and social features

Our Company

300+ Fintech projects delivered for 250+ clients in 23 countries

Itexus is headquartered in the United States and has development offices across Europe. We mostly serve clients from North America, Western Europe, and Gulf countries but we also have clients from South Korea, Australia, South Africa, and more.

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2013
when we started
300+
fintech projects delivered
150+
experienced engineers
250+
happy clients
23
countries served

Our FinTech Projects

Cryptocurrency e-Wallet Application Ecosystem for a Global FinTech Enterprise

PCI DSS-compliant application ecosystem for Coinstar, a leading international fintech company with $2.2 billion in annual revenue. This ecosystem features web and mobile crypto wallets, embedded kiosk software, and a cloud-based API server, enabling users to trade cryptocurrencies and over 50 digital assets, make crypto payments, and link their bank accounts for fiat-to-crypto conversions.

Enterprise Fintech
White-Label Mobile Banking App

A white-label mobile banking application for a Silicon Valley-based digital banking services provider.

Fintech Mobile app
white-label banking app
Wealth Management Platform

A wealth management platform that connects investors with a professional wealth-advisory company, allowing investors to answer a questionnaire and receive either a recommended model portfolio or a custom-tailored individual portfolio — monitored, rebalanced, and adjusted by a professional wealth advisor based on changing market conditions and client goals.

Fintech
Financial Data Analytical Platform for a Large Investment Management Company

AI-based data analytical platform for wealth advisers and fund distributors that analyzes clients’ stock portfolios, transactions, quantitative market data, and uses NLP to process text data such as market news, research, CRM notes to generate personalized investment insights and recommendations.

Fintech AI
View all projects

What our clients say about us

Itexus’ work positions the business well for an imminent launch. They excel at managing their team, presenting frequent product demos to ensure that the project is aligned with development goals. An affordable price structure coupled with remarkable technical skill makes them an attractive partner.

Phill Osolinski
CEO Ryze Rewards

The assigned team was easy to work with and they are especially strong collaborators and communicators. They demonstrated flexibility, professionalism, and trust in everything they did, and completed the work on time and budget.

Sue Wollan Fan
CEO Mango Connects

Itexus excelled at both experimental AI and sprint-oriented UI/UX tasks. Itexus did strong project management work, too, a necessity in such a complicated project.

Jesse Dubin
Senior PM Standard&Poors

They’re a great group of developers who really understand the reality of business.

Andreea Vanacker
CEO SPARKX5

What Differentiates Itexus

Passion & Creativity
  • Passionate about FinTech
  • Suggest and brainstorm ideas
  • Creative teamwork and collaboration
  • Transparent risk management
Integrity & Professionalism
  • Full transparency
  • Zero tolerance for poor quality
  • Best practices in FinTech
  • Experts in the latest technologies
Flexibility & Customer Service
  • Excellent service, not just coding
  • Lean, agile, and nimble
  • Individual approach for each client
  • Adaptable to real-world business constraints
Partnership Approach
  • Trust and respect
  • Focus on long-term partnership
  • Guidance through every step of the process
  • Proactive communication

Latest Publications

Ultimate Guide To Payment App Development

Explore key technologies, must-have features, and essential compliance insights for building a successful payment app in this ultimate guide.

March 06, 2025Read 16 min
outsource mobile app development payment
Mhealth App Development: Cost, Features, and Trends

Discover how to build a Mhealth application: steps, estimated costs, key integrations, and best practices for success.

April 03, 2025Read 13 min
mobile health app development
Mhealth App Development: Cost, Features, and Trends

Explore digital wallets essentials, including features, costs, compliance insights, hidden fees, and strategies for cost optimization.

April 03, 2025Read 16 min
ewallet app development
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FAQs

What is FinTech software development?

FinTech (financial technology) software development is the process of creating digital applications for the financial services industry. These software solutions power services like mobile banking, online payments, lending platforms, and personal finance management tools. FinTech development combines finance domain knowledge with modern technologies (like AI, blockchain, and data analytics) to build secure, compliant, and user-friendly financial software. The goal is to improve how businesses and consumers manage money by providing convenient, innovative digital financial services.

Why invest in custom FinTech software development?

Custom FinTech software development gives you a solution tailored specifically to your business’s needs and customers. Unlike off-the-shelf financial apps, a custom solution can include the exact features and integrations you require – from unique payment workflows to specialized analytics – ensuring a perfect fit. It also offers greater flexibility and scalability, allowing your platform to grow and adapt as your user base increases or regulations change. By investing in a custom fintech solution, businesses gain a competitive edge with a unique product that aligns with their brand and provides a superior user experience.

How much will my project cost?

The cost of financial software varies widely based on complexity. Basic financial apps might start at $50,000, while medium-complexity solutions range from $100,000 to $200,000. Advanced software with custom features, AI, or blockchain can exceed $300,000. Factors influencing cost include security, platform choice (iOS, Android, web), and development time. Maintenance costs typically add 15-20% annually​.

How is the finance app development process initiated?

First, contact our team to discuss it. The next step depends on whether you have a clear product vision and detailed requirements. If not, we recommend that you start your finance app development project with the discovery phase.

What is my involvement in the project? What should I provide?

You’ll actively collaborate with our team throughout development, providing essential feedback, requirements, and domain insights. As your product’s main stakeholder, you’ll share business objectives, user stories, and branding guidelines. We maintain transparent communication for timely decisions, ensuring a smooth process and a solution tailored to your needs.

I have been working with another financial software develoment company and would like to switch. Do you work with such projects?

I have been working with another financial software develoment company and would like to switch. Do you work with such projects?

What types of fintech applications can be developed?

Fintech software development can produce a wide range of financial applications to serve various needs. Projects can range from mobile banking app development and peer-to-peer payment platforms to digital wallet systems and online lending or crowdfunding solutions. Fintech developers also build wealth management and investment apps, trading platforms, insurance technology (InsurTech) products, and regulatory technology (RegTech) tools for compliance. Essentially, any digital solution involving payments, money management, lending, insurance, or financial analytics can be developed with the right expertise. These applications are always tailored to the business’s specific requirements and include the necessary security and compliance features from the start.

Do you work with early stage startups?

Yes, we partner with early-stage startups, offering complete product development, from concept validation to launch. Our flexible engagement model and fintech expertise help founders iterate quickly, manage risks, and accelerate growth. We’re ready to support your project at any stage, providing strategic guidance and robust technical solutions.

Let’s discuss how we 
can help with your project

×
1
Share your project idea

and we’ll get back to you within 24 hours to sign the NDA and discuss the next steps.

2
Discuss your project

with a team of expert software architects, fintech analysts, and UI/UX designers.

3
Receive a detailed proposal

including software architecture, functionality, UI/UX design, and a detailed cost estimate with a feature-by-feature breakdown.

4
We start development

If you like the proposal, we’ll sign the contract and start development within 1-2 weeks, and get your MVP live in 3-4 months.

Let’s discuss how we 
can help with your project