Massachusetts banks and fintech teams can choose from custom software developers, enterprise technology consultancies, and banking platform vendors. This list compares their development focus, relevant services, and geographic presence, covering Massachusetts offices and Boston service coverage alongside a US-based remote development option. The right shortlist depends on whether the project involves a new banking application, improvements to existing systems, or adoption of a commercial platform.
1. Itexus
Itexus builds banking applications for banks, credit unions, neobanks, banking-as-a-service providers, and fintech startups. It builds mobile interfaces, backend services, and admin tools. It also connects apps to banking, payment, and identity verification providers. A project can run from discovery and interface design through testing, deployment, and ongoing support.
For Massachusetts buyers open to remote development, Itexus is a fintech-focused team with offices in Dover, Delaware, and Warsaw, Poland. Itexus is a strong pick when a project mixes customer-facing features with several third-party financial integrations.
Key Facts
- Core services: Banking software development, UX/UI design, backend engineering, testing, and support.
- Project types: Mobile banking, digital wallets, lending systems, and financial integrations.
- Client types: Banks, credit unions, neobanks, and fintech businesses.
- Location: Dover, Delaware, and Warsaw, Poland; remote development option.
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus-fintech-software
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Kanda Software
Kanda Software has its Boston-area headquarters in Newton and builds web and mobile software for banks and other financial businesses. In fintech, it builds new products, adds features to existing apps, and modernizes legacy software. It also handles payment processing and third-party integrations.
Kanda fits financial product teams that need engineers across the whole application lifecycle. Beyond the build, it offers cloud engineering, quality assurance, and maintenance. Development and ongoing product work can stay with one partner.
Key Facts
- Core services: Custom software development, payment integration, cloud engineering, and QA.
- Development scope: New applications, feature development, and legacy modernization.
- Industries: Banking, financial services, insurance, and other sectors.
- Headquarters: Newton, Massachusetts.
Contact Information
- Website: www.kandasoft.com
- E-mail: moc.tfosadnak@tcatnoc
- Twitter: x.com/kandasoftware
- LinkedIn: www.linkedin.com/company/kanda-software
- Address: 233 Needham Street, Newton, MA 02464
- Phone: +1 617 340 3850
3. EPAM
EPAM pairs software engineering with consulting for retail and commercial banks, investment banks, payment providers, and wealth management firms. It handles product and platform development, API integration, modernization, cloud services, and quality engineering. Its Boston office is on Drydock Avenue.
EPAM's broad financial services practice suits projects that touch several connected systems or business units. Banks can bring it in for work that spans customer apps and the platforms beneath them. It is strongest where integration and a mature development process matter most.
Key Facts
- Core services: Product engineering, API integration, modernization, and cloud development.
- Financial focus: Retail and commercial banking, payments, wealth management, and capital markets.
- Engagement focus: Software engineering combined with business and technology consulting.
- Local office: Boston, Massachusetts.
Contact Information
- Website: www.epam.com
- Facebook: www.facebook.com/EPAM.Global
- LinkedIn: www.linkedin.com/company/epam-systems
- Instagram: www.instagram.com/epamsystems
- Address: 21 Drydock Ave, Boston, MA 02210, USA
- Phone: +1 617 969 54 00
4. Avenga
Avenga builds digital banking platforms, mobile apps, payment solutions, and other financial software. Its banking team also works on data engineering, fraud detection, and customer experience. It automates processes such as onboarding and loan processing. Avenga lists a Boston office at 125 High Street.
Avenga builds new products and also reworks existing financial systems. That helps when a bank wants a new customer experience and also needs to change data flows or internal operations. Avenga also offers managed services to maintain and support live platforms.
Key Facts
- Core services: Financial software engineering, data integration, automation, and managed services.
- Project types: Banking platforms, mobile applications, payments, and financial workflows.
- Additional capabilities: Customer experience and AI development.
- Local office: Boston, Massachusetts.
Contact Information
- Website: www.avenga.com
- E-mail: moc.agneva@olleh
- Twitter: x.com/avenga_global
- LinkedIn: www.linkedin.com/company/avenga
- Instagram: www.instagram.com/avenga_global
- Address: 125 High Street, Boston, MA 02110
5. CGI
CGI offers banking technology services and sells financial software for payments, credit management, and trade finance. Its US team helps banks with IT modernization, cloud migration, and integrations, including tech changes after acquisitions. CGI has a Massachusetts office in Burlington.
Its products give buyers a starting point other than a fully custom build. CGI All Payments, Credit Studio, and Trade360 each cover a specific banking function. Consulting and implementation services handle wider changes. The key question is how much of a bank's needs these products cover, and where extra integration or development is needed.
Key Facts
- Core services: Banking IT modernization, implementation, integration, and consulting.
- Software products: CGI All Payments, CGI Credit Studio, and CGI Trade360.
- Banking focus: Payments, credit, trade finance, and related operations.
- Local office: Burlington, Massachusetts.
Contact Information
- Website: www.cgi.com
- Facebook: www.facebook.com/CGIGroup
- Twitter: x.com/cgi_global
- LinkedIn: www.linkedin.com/company/cgi
- Address: 78 Blanchard Road, Suite 300, Burlington, MA 01803
- Phone: +1 781 565 2600
6. Simform
Simform offers application development services aimed at the Boston market. Its financial services team builds banking solutions, payment systems, lending apps, and wealth management software. For banks, it handles digital onboarding, fraud detection, and open banking API integrations.
Simform covers everything from initial design through maintenance, backed by cloud engineering and automated delivery. A Massachusetts team can use it for a custom app or to extend an existing financial product. Its Boston service gives the local link, so ask early how the proposed team will work day to day.
Key Facts
- Core services: Custom financial software, application development, integrations, and maintenance.
- Banking capabilities: Customer onboarding, fraud detection, and open banking APIs.
- Related work: Payments, lending, and wealth management applications.
- Geographic coverage: Explicit Boston application development services.
Contact Information
- Website: www.simform.com
- Facebook: www.facebook.com/simform
- Twitter: x.com/simform
- LinkedIn: www.linkedin.com/company/simform
- Instagram: www.instagram.com/_simform
7. Accenture
Accenture's Boston Innovation Hub gives Massachusetts organizations a local contact for its wider technology and consulting business. In banking, Accenture modernizes core systems, using cloud technology and integration architectures to update established platforms.
Accenture fits programs where software changes are part of a larger redesign of banking operations. Core transformation can involve many platforms, business teams, and implementation partners, so judge Accenture against the full program scope. Its published banking work includes rebuilding core banking infrastructure for Commonwealth Bank of Australia.
Key Facts
- Core services: Core banking modernization, technology consulting, and platform transformation.
- Technical focus: Cloud adoption and interoperability between banking systems.
- Project profile: Enterprise banking transformation programs.
- Local presence: Boston Innovation Hub.
Contact Information
- Website: www.accenture.com
- Address: 888 Boylston Street, Boston, MA 02199
- Phone: +16174884000
8. Cognizant
Cognizant provides banking technology services for retail and commercial banking, lending, and payments. It modernizes payment processes and automates front-office and back-office lending tasks. Cognizant also has a Boston office, with local technical roles in Java application development.
Cognizant suits banks whose development needs reach into operational systems and ongoing technology delivery. Its banking team works on customer experiences and the processes behind them. Buyers can bring it in when application engineering goes hand in hand with changes to transaction processing, servicing, or internal workflows.
Key Facts
- Core services: Banking technology development, modernization, and process automation.
- Banking segments: Retail banking, commercial banking, lending, and payments.
- Operational focus: Customer experiences and front-office and back-office processes.
- Local presence: Boston, Massachusetts.
Contact Information
- Website: www.cognizant.com
- E-mail: moc.tnazingoc@yriuqni
- Facebook: www.facebook.com/Cognizant
- Twitter: x.com/cognizant
- LinkedIn: www.linkedin.com/company/cognizant
- Instagram: www.instagram.com/cognizant
- Address: 3317 SW I Street, Bentonville 72712, AR
- Phone: (479) 418-0400
9. Capgemini
Capgemini helps banks transform core banking, payments, and the technology behind new financial products. It pairs application work with integration of commercial banking platforms, including Temenos and Finastra. Its Massachusetts locations include Burlington.
Capgemini fits banks updating a platform that already runs a large part of their operations. A project may include product selection, configuration, integration, and application changes across several systems. Its financial services application team also supports wider digital transformation for banks and insurers.
Key Facts
- Core services: Core banking modernization, application services, and platform integration.
- Banking focus: Core systems, payments, and financial product technology.
- Platform ecosystem: Temenos and Finastra.
- Massachusetts presence: Burlington.
Contact Information
- Website: www.capgemini.com
- Facebook: www.facebook.com/capgemini
- LinkedIn: www.linkedin.com/company/capgemini
- Instagram: www.instagram.com/capgemini
- Address: One Burlington Woods Drive Burlington, MA 01803
- Phone: +1 781-993-5500
10. Infosys
Infosys develops and maintains financial services applications and offers consulting, cloud services, and governance, risk, and compliance work. In Massachusetts, it has a group office in Waltham, listed under Infosys Nova Holdings in its global locations directory.
Infosys suits banks that run both new development and a large set of existing applications. Its financial services offering includes Infosys Cobalt for cloud work and Infosys Topaz for AI projects. Before comparing proposals, buyers should decide which applications, integrations, and support duties belong in the contract.
Key Facts
- Core services: Application development, maintenance, consulting, and cloud services.
- Financial capabilities: Fraud management and governance, risk, and compliance services.
- Named offerings: Infosys Cobalt Financial Services Cloud and Infosys Topaz.
- Local group presence: Waltham, Massachusetts.
Contact Information
- Website: www.infosys.com
- Facebook: www.facebook.com/Infosys
- Twitter: x.com/infosys
- LinkedIn: www.linkedin.com/company/infosys
- Address: One World Trade Center, Suite A, 79th floor, 285 Fulton St, New York, NY 10007
- Phone: +1 646 254 3198
11. HCLTech
HCLTech's banking services cover core platforms, digital channels, lending, payments, and transaction banking. Its US operations include investment in the Boston technology corridor. HCLTech works on the apps customers use and on the systems that run bank operations.
Its specific skills include customer onboarding, API marketplaces, treasury management, and payment integrations. Published banking work includes projects for PenFed, Commonwealth Bank, and Western Union. HCLTech suits institutions running several modernization efforts at once, where app development must line up with changes to cloud infrastructure, data platforms, and operations.
Key Facts
- Core services: Banking application modernization, integration, and automation.
- Banking areas: Core systems, digital channels, lending, payments, and treasury.
- Technical capabilities: Cloud-ready applications, APIs, and data modernization.
- Regional presence: Boston technology corridor.
Contact Information
- Website: www.hcltech.com
- Facebook: www.facebook.com/HCLTechOfficial
- Twitter: x.com/hcltech
- LinkedIn: www.linkedin.com/company/hcltech
- Instagram: www.instagram.com/hcltech
- Address: 300 Apollo Drive, 3rd floor, Chelmsford, MA 01824, USA
12. Zensar Technologies
Zensar Technologies combines application services with data engineering, cloud infrastructure, and product development for banks and financial firms. Its financial services team covers retail and commercial banking. Its offerings include digital transformation, embedded finance, and automation. Zensar has an established presence in Westborough, Massachusetts.
Zensar fits banking apps that depend on changes to the technology around them. Customer experience work can go together with upgrades to data, applications, and infrastructure. Its financial services offering also includes AI and automation tools for advisory and operational tasks.
Key Facts
- Core services: Application services, product engineering, data analytics, and cloud services.
- Banking focus: Retail and commercial banking modernization.
- Related capabilities: Embedded finance and workflow automation.
- Massachusetts presence: Westborough.
Contact Information
- Website: www.zensar.com
- E-mail: moc.rasnez@ofni
- Twitter: x.com/Zensar
- LinkedIn: www.linkedin.com/company/zensar
- Instagram: www.instagram.com/zensar.technologies
- Address: 2 Research Way, 1st Floor, Princeton, NJ 08540, USA
- Phone: +1-508-329-8858
14. Rocket Software
Rocket Software is headquartered in Waltham and builds software for modernizing established enterprise systems. For banks, it focuses on core systems, application modernization, and data integration. It also links existing infrastructure with newer environments, including IBM Z and IBM i systems.
Rocket fits banks that need to improve the systems they already depend on. Its tools help development teams deal with legacy application limits, fragmented data, and modernization needs. It works on the underlying technology, so hiring it is a different decision from commissioning a standalone mobile banking app.
Key Facts
- Core focus: Enterprise application and core system modernization.
- Banking capabilities: Data integration, governance, and modernization of existing systems.
- Technology context: Mainframe, IBM i, distributed systems, and hybrid cloud.
- Headquarters: Waltham, Massachusetts.
Contact Information
- Website: www.rocketsoftware.com
- Facebook: www.facebook.com/RocketSoftwareInc
- Twitter: x.com/rocket
- LinkedIn: www.linkedin.com/company/rocket-software
- Address: 77 Fourth Avenue, Waltham, MA 02451-1468
- Phone: +1 781 577 4323
Conclusion
Massachusetts offers a varied banking technology market, with local software developers, global engineering companies, banking platform providers, and specialists in legacy modernization. The companies on this list cover custom application development, digital banking, payments, lending, integrations, cloud transformation, workflow automation, and core system modernization.
The best shortlist depends on the type of project and the technology environment already in place. A bank building a new application may prioritize custom engineering and financial integrations, while an institution modernizing core systems or introducing digital banking may benefit from an established platform or enterprise technology partner. Comparing banking expertise, relevant project experience, local presence, integration capabilities, and delivery model can help Massachusetts organizations identify providers that match their technical requirements and long-term plans.