Nairobi has a substantial financial technology sector, with providers working across core banking, digital channels, payments, lending, system integration, and custom financial software. The companies below include Nairobi-based technology providers as well as an international fintech development company suited to banks and financial organizations that need broader engineering capacity.
1. Itexus
Itexus builds custom software for banks, fintech companies, credit unions, BaaS providers, lenders, and other financial organizations in Nairobi. It builds mobile and online banking platforms, digital onboarding, KYC automation, and payments. It also delivers card management, open banking, fraud monitoring, and core banking modernization.
The team also takes on legacy banking systems and complex third-party integrations. Its engineers cover backend development, mobile apps, cloud infrastructure, DevOps, QA, and security. Nairobi financial organizations that want an external development partner, not a packaged local banking platform, should consider Itexus.
Key Facts
- Best for: Custom banking software and complex fintech platforms
- Core services: Banking software development, banking apps, core banking modernization, system integrations, QA, cloud engineering
- Specialization: Regulated financial software and integration-heavy systems
- Industries: Banking, fintech, lending, payments, wealth management
- Delivery model: International software development and engineering teams
- Experience: 300+ fintech projects delivered for 250+ clients in 23 countries
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Craft Silicon
Craft Silicon is a Nairobi-based fintech company that concentrates on banking software. Its platforms cover core banking, lending, digital banking channels, agency banking, and payments. It also offers analytics, reconciliation, regulatory reporting, and related financial infrastructure.
Its core banking system serves banks and financial institutions that need central transaction processing plus digital customer channels. Craft Silicon has a large regional footprint, so it fits institutions that operate across African markets.
Key Facts
- Best for: Banks requiring core banking and digital channel infrastructure
- Core services: Core banking, mobile banking, internet banking, lending, agency banking, payments
- Specialization: Banking technology for African and emerging markets
- Location: Nairobi, Kenya
- Market reach: Financial institutions across 30+ countries
- Notable strength: Integrated banking, lending, payment, and channel products
Contact Information
- Website: www.craftsilicon.com
- Email: moc.nocilistfarc@selas
- Facebook: www.facebook.com/CraftSiliconKE
- Twitter: x.com/CraftSiliconKE
- LinkedIn: www.linkedin.com/company/craftsiliconglobal
- Phone: +254 709 044333
- Address: Craft Silicon Campus, Musa Gitau Road, Waiyaki Way, Westlands, Nairobi, Kenya
3. Eclectics International
Eclectics International builds custom software for banks and financial organizations from its Nairobi headquarters. Its financial products cover agency banking, mobile banking, internet banking, and payment services. It also integrates these with core banking platforms and other financial systems.
The company has worked with banks, SACCOs, insurers, and public institutions across Africa. Pick Eclectics when you need new digital channels for customers connected to your existing back-office banking systems, not a standalone app.
Key Facts
- Best for: Digital banking channels and financial system integrations
- Core services: Mobile banking, internet banking, agency banking, payments, software integration
- Specialization: Tailored financial software
- Location: Nairobi headquarters
- Industries: Banking, finance, insurance, agriculture, transport, public sector
- Notable strength: Integration of digital channels with core banking systems
Contact Information
- Website: eclectics.io
- Email: oi.scitcelce@suotklat
- Facebook: www.facebook.com/eclecticsio
- Twitter: x.com/eclecticsio
- LinkedIn: www.linkedin.com/company/eclecticsi
- Phone: +254 709 646 000
- Address: 3rd Floor, Utumishi Co-op House, Mamlaka Road, Nairobi, Kenya
4. Fintech Group
Fintech Group has worked in Nairobi for a long time and builds technology for financial services. Its products include finFinancials for SACCOs and microfinance institutions, finMobile, internet banking, and agency banking. It also covers payment processing, reconciliation, analytics, credit workflows, and banking system integration.
Besides its own products, the company offers software development, quality assurance, IT consulting, and managed technology services. Organizations can get both financial software and technical work on their wider banking architecture from one vendor.
Key Facts
- Best for: Financial institutions combining core systems with digital channels
- Core services: Core banking, mobile banking, internet banking, payments, analytics, software development
- Specialization: Financial services technology
- Location: Nairobi, Kenya
- Founded: 1993
- Notable strength: Mix of proprietary banking products and software engineering services
Contact Information
- Website: fintech-group.com
- Email: moc.puorg-hcetnif@selas
- Facebook: www.facebook.com/fintechgroup
- Twitter: x.com/fintechgrp
- LinkedIn: www.linkedin.com/company/fintech-kenya-limited
- Phone: +254 722 205426
- Address: 16th Floor, Ambank House, University Way, Nairobi, Kenya
5. Simba Technology
Simba Technology provides banking platforms and software implementation from its Nairobi office. Much of its banking work is on Finacle: core banking, online banking, omnichannel services, treasury, and modules for consumer and corporate banking.
Simba also has an in-house team that develops applications and interfaces. That helps banks that need integration or customization around an established banking stack instead of building every part from scratch.
Key Facts
- Best for: Finacle implementation and banking system integration
- Core services: Core banking, online banking, application development, implementation, integration
- Specialization: Enterprise banking technology
- Location: Westlands, Nairobi
- Banking platform: Finacle
- Notable strength: Local implementation and support capabilities
Contact Information
- Website: www.simbatech.biz
- E-mail: zib.hcetabmis@ofni
- Phone: +254 20 3664000
- Address: 5th Floor, Purshottam Place, Westlands Road, Nairobi, Kenya
6. Extra Inch Technologies
Extra Inch Technologies builds financial software for banks, microfinance institutions, and SACCOs. From Nairobi, it offers core banking, mobile banking, virtual banking, and financial inclusion platforms. It also provides cheque truncation systems and anti-money laundering technology.
Its banking applications cover both retail and corporate processes. Its alternate channel technology connects institutions with customers through mobile or online services. With its narrow focus on finance, Extra Inch suits institutions that want specialized banking systems, not general business software.
Key Facts
- Best for: Banks, MFIs, and SACCOs needing specialized financial software
- Core services: Core banking, mobile banking, virtual banking, AML, cheque truncation
- Specialization: Financial software
- Location: Westlands, Nairobi
- Target organizations: Banks, SACCOs, credit unions, microfinance institutions
Contact Information
- Website: extrainch.co.ke
- Email: ek.oc.hcniartxe@ofni
- Phone: +254 770 661 242
7. Apex Softwares
Apex Softwares builds core banking and fintech systems from its Nairobi office. It offers core banking for banks and microfinance organizations, mobile wallets, agency and branch banking, and online and mobile banking. Other modules cover loan origination, payment switching, enterprise integration, and financial reporting.
Apex covers much of the banking stack, from account and deposit management to customer channels and payments. Institutions that want several connected financial modules from one provider should look at it.
Key Facts
- Best for: Modular core banking and fintech implementations
- Core services: Core banking, wallets, agency banking, digital banking, lending, payments
- Specialization: Financial operations automation
- Industries: Commercial banking, microfinance, SACCOs and credit unions
- Location: Westlands, Nairobi
- Notable strength: Broad selection of interconnected banking modules
Contact Information
- Website: apex-softwares.com
- Email: moc.serawtfos-xepa@ofni
- Phone: +254 736 437 065
- Address: Westlands Business Park, 3rd Floor, Suite 305, Waiyaki Way, Nairobi, Kenya
8. Pendo Media
Pendo Media builds digital technology for SACCOs, microfinance institutions, and other financial organizations. Its SnB platform is a modular core banking system. It integrates payments and messaging through M-Pesa, Airtel Money, USSD, SMS, and other digital channels.
The Nairobi-based team also builds mobile and USSD banking apps, payment integrations, web portals, and other financial software. Clients can choose an installed system or SaaS. That flexibility helps smaller financial institutions decide how to deploy their banking systems.
Key Facts
- Best for: SACCOs and MFIs moving banking operations online
- Core services: Core banking, mobile banking, USSD, payments, financial software consulting
- Main platform: SnB Core Banking
- Specialization: Cooperative and microfinance technology
- Location: Nairobi, Kenya
- Founded: 2011
Contact Information
- Website: pendo.co.ke
- E-mail: ek.oc.odnep@ofni
- Address: Vision Plaza, 2nd Floor, Mombasa Road, Nairobi
- Phone: +254 743 539929
9. Pinnoserv Limited
Pinnoserv builds banking and lending technology for financial institutions in Kenya. Its products include the Pinno Core Banking System and Wepesi Mobile Banking. It also offers lending, USSD, application development, and web-based financial services.
Wepesi can connect to core banking platforms and mobile money services. The core system manages accounts and operations for SACCOs and similar institutions. Together they cover both internal financial processes and digital channels for members.
Key Facts
- Best for: SACCO banking and mobile financial services
- Core services: Core banking, mobile banking, lending, USSD, application development
- Main products: Pinno Core Banking, Wepesi Mobile Banking
- Location: Nairobi, Kenya
- Specialization: Financial access and fintech applications
Contact Information
- Website: pinnoserv.co.ke
- Email: ek.oc.vresonnip@ofni
- Facebook: www.facebook.com/pinnoserv
- Twitter: x.com/pinnoserv
- LinkedIn: www.linkedin.com/in/pinnoserv
- Phone: +254 786 381 806
10. CompuLynx
CompuLynx is a Nairobi technology company. In financial services, it focuses on digital identity, payment technology, and banking tools. Its products help institutions handle customer onboarding, identity authentication, payment cards, and transaction security.
Unlike vendors that sell full core banking replacements, CompuLynx adds specific pieces. Choose it when you need identity, payment, card issuance, or customer-management technology built into a wider banking environment.
Key Facts
- Best for: Digital identity and payment technology for banks
- Core services: Digital identity, payment solutions, biometric authentication, banking technology
- Specialization: Identity and payment infrastructure
- Location: Parklands, Nairobi
- Experience: 29+ years in the East African technology sector
- Industries: Banking, government, retail, education, NGOs
Contact Information
- Website: compulynx.com
- Facebook: www.facebook.com/CompuLynxHQ
- Twitter: x.com/CompulynxLtd
- LinkedIn: www.linkedin.com/company/compulynx
- Instagram: www.instagram.com/compulynxltd
- Phone: +254 20 3747060
- Address: 4th Floor, The Centre Point, Parklands Road, Nairobi, Kenya
11. E&M Technology House
E&M Technology House, also known as EMTech, provides software development and system integration for banking, finance, and public sector organizations. Alongside financial software development, it handles integration, implementation, infrastructure support, application enhancement, and ongoing technical services.
EMTech suits institutions that already run several financial platforms. It does engineering for integration, modernization, or extra software, rather than selling one standard banking product. Its Kenya team provides local implementation and support.
Key Facts
- Best for: Banking software integration and custom development
- Core services: Software development, banking system integration, application support, project delivery
- Specialization: Banking, finance, and public sector technology
- Location: Nairobi, Kenya
- Geographic presence: Kenya and other international markets
- Notable strength: Development and integration within existing banking environments
Contact Information
- Website: emtechhouse.co.ke
- Email: ek.oc.esuohhcetme@ofni
- Address: 3rd Floor, Samtech Business Park, Tatu City, P.O. Box 11001-00100, Nairobi, Kenya
Conclusion
Banking software projects in Nairobi can range from replacing a core banking platform to adding mobile channels, lending workflows, payments, identity systems, or integrations around existing infrastructure. Companies comparing providers should first define whether they need a configurable banking product, custom software development, or a combination of both. From there, factors such as integration requirements, regulatory workflows, deployment model, security, local support, and experience with similar financial institutions can help narrow the options.