Nairobi has a substantial financial technology sector, with providers working across core banking, digital channels, payments, lending, system integration, and custom financial software. The companies below include Nairobi-based technology providers as well as an international fintech development company suited to banks and financial organizations that need broader engineering capacity.
1. Itexus
Itexus develops custom software for banks, fintech companies, credit unions, BaaS providers, lenders, and other financial organizations in Nairobi. Its banking work covers mobile and online banking platforms, digital onboarding, KYC automation, payments, card management, open banking, fraud monitoring, and core banking modernization.
The company can also handle projects involving legacy banking systems and complex third-party integrations. Its engineering capabilities span backend development, mobile applications, cloud infrastructure, DevOps, QA, and security, making it suitable for Nairobi financial organizations that want an external development partner rather than a packaged local banking platform.
Key Facts
- Best for: Custom banking software and complex fintech platforms
- Core services: Banking software development, banking apps, core banking modernization, system integrations, QA, cloud engineering
- Specialization: Regulated financial software and integration-heavy systems
- Industries: Banking, fintech, lending, payments, wealth management
- Delivery model: International software development and engineering teams
- Experience: 300+ fintech projects delivered for 250+ clients in 23 countries
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Craft Silicon
Craft Silicon is a Nairobi-based financial technology company focused heavily on banking software. Its platform range covers core banking, lending, digital banking channels, agency banking, payments, analytics, reconciliation, regulatory reporting, and related financial infrastructure.
Its core banking technology is designed for banks and other financial institutions that need centralized transaction processing combined with digital customer channels. Craft Silicon also maintains a significant regional footprint, making it particularly suited to institutions operating across African markets.
Key Facts
- Best for: Banks requiring core banking and digital channel infrastructure
- Core services: Core banking, mobile banking, internet banking, lending, agency banking, payments
- Specialization: Banking technology for African and emerging markets
- Location: Nairobi, Kenya
- Market reach: Financial institutions across 30+ countries
- Notable strength: Integrated banking, lending, payment, and channel products
Contact Information
- Website: www.craftsilicon.com
- Email: moc.nocilistfarc@selas
- Facebook: www.facebook.com/CraftSiliconKE
- Twitter: x.com/CraftSiliconKE
- LinkedIn: www.linkedin.com/company/craftsiliconglobal
- Phone: +254 709 044333
- Address: Craft Silicon Campus, Musa Gitau Road, Waiyaki Way, Westlands, Nairobi, Kenya
3. Eclectics International
Eclectics International develops tailor-made software for banking and financial organizations from its headquarters in Nairobi. Its financial sector products cover agency banking, mobile banking, internet banking, payment services, and integrations with core banking platforms and other financial systems.
The company has worked with banks, SACCOs, insurers, and public institutions across Africa. Its approach is particularly applicable when an institution needs new customer-facing digital channels connected to existing back-office banking infrastructure rather than a completely isolated application.
Key Facts
- Best for: Digital banking channels and financial system integrations
- Core services: Mobile banking, internet banking, agency banking, payments, software integration
- Specialization: Tailored financial software
- Location: Nairobi headquarters
- Industries: Banking, finance, insurance, agriculture, transport, public sector
- Notable strength: Integration of digital channels with core banking systems
Contact Information
- Website: eclectics.io
- Email: oi.scitcelce@suotklat
- Facebook: www.facebook.com/eclecticsio
- Twitter: x.com/eclecticsio
- LinkedIn: www.linkedin.com/company/eclecticsi
- Phone: +254 709 646 000
- Address: 3rd Floor, Utumishi Co-op House, Mamlaka Road, Nairobi, Kenya
4. Fintech Group
Fintech Group has a long-standing Nairobi presence and develops technology specifically for the financial services sector. Its product range includes finFinancials for SACCOs and microfinance institutions, finMobile, internet banking, agency banking, payment processing, reconciliation, analytics, credit workflows, and banking system integration.
Beyond its packaged products, the company provides software development, quality assurance, IT consulting, and managed technology services. That combination makes it relevant to organizations needing both financial software products and technical work around their broader banking architecture.
Key Facts
- Best for: Financial institutions combining core systems with digital channels
- Core services: Core banking, mobile banking, internet banking, payments, analytics, software development
- Specialization: Financial services technology
- Location: Nairobi, Kenya
- Founded: 1993
- Notable strength: Mix of proprietary banking products and software engineering services
Contact Information
- Website: fintech-group.com
- Email: moc.puorg-hcetnif@selas
- Facebook: www.facebook.com/fintechgroup
- Twitter: x.com/fintechgrp
- LinkedIn: www.linkedin.com/company/fintech-kenya-limited
- Phone: +254 722 205426
- Address: 16th Floor, Ambank House, University Way, Nairobi, Kenya
5. Simba Technology
Simba Technology supports financial institutions with banking platforms and related software implementation from its Nairobi office. A major part of its banking work centers on Finacle, including core banking, online banking, omnichannel services, treasury functionality, and related modules for consumer and corporate banking.
The company also has an in-house application development capability for software and interfaces. This can be useful where banks need integration or customization work around an established banking technology stack rather than development of every component from scratch.
Key Facts
- Best for: Finacle implementation and banking system integration
- Core services: Core banking, online banking, application development, implementation, integration
- Specialization: Enterprise banking technology
- Location: Westlands, Nairobi
- Banking platform: Finacle
- Notable strength: Local implementation and support capabilities
Contact Information
- Website: www.simbatech.biz
- E-mail: zib.hcetabmis@ofni
- Phone: +254 20 3664000
- Address: 5th Floor, Purshottam Place, Westlands Road, Nairobi, Kenya
6. Extra Inch Technologies
Extra Inch Technologies concentrates on financial software for banks, microfinance institutions, and SACCOs. Its Nairobi-based offering includes core banking applications, mobile banking, virtual banking, financial inclusion platforms, cheque truncation systems, and anti-money laundering technology.
The company's banking applications cover both retail and corporate processes, while its alternate channel technology provides connections between financial institutions and customers using mobile or online services. Its narrower financial sector focus makes it a practical option for institutions seeking specialized banking systems rather than general-purpose business software.
Key Facts
- Best for: Banks, MFIs, and SACCOs needing specialized financial software
- Core services: Core banking, mobile banking, virtual banking, AML, cheque truncation
- Specialization: Financial software
- Location: Westlands, Nairobi
- Target organizations: Banks, SACCOs, credit unions, microfinance institutions
Contact Information
- Website: extrainch.co.ke
- Email: ek.oc.hcniartxe@ofni
- Phone: +254 770 661 242
7. Apex Softwares
Apex Softwares develops core banking and fintech systems from its Nairobi office. Its platform range includes core banking for banks and microfinance organizations, mobile wallets, agency and branch banking, online and mobile banking, loan origination, payment switching, enterprise integration, and financial reporting.
The company covers a broad part of the banking technology stack, from account and deposit management to external customer channels and payments. This makes it particularly relevant to institutions that want several connected financial modules from one technology provider.
Key Facts
- Best for: Modular core banking and fintech implementations
- Core services: Core banking, wallets, agency banking, digital banking, lending, payments
- Specialization: Financial operations automation
- Industries: Commercial banking, microfinance, SACCOs and credit unions
- Location: Westlands, Nairobi
- Notable strength: Broad selection of interconnected banking modules
Contact Information
- Website: apex-softwares.com
- Email: moc.serawtfos-xepa@ofni
- Phone: +254 736 437 065
- Address: Westlands Business Park, 3rd Floor, Suite 305, Waiyaki Way, Nairobi, Kenya
8. Pendo Media
Pendo Media builds digital technology for SACCOs, microfinance institutions, and other financial organizations. Its SnB platform provides modular core banking with payment and communication integrations covering M-Pesa, Airtel Money, USSD, SMS, and other digital transaction channels.
Alongside its core banking products, the Nairobi-based team develops mobile and USSD banking applications, payment integrations, web portals, and related financial software. The company offers both installed and SaaS approaches, which gives smaller financial institutions more flexibility in how their banking infrastructure is deployed.
Key Facts
- Best for: SACCOs and MFIs moving banking operations online
- Core services: Core banking, mobile banking, USSD, payments, financial software consulting
- Main platform: SnB Core Banking
- Specialization: Cooperative and microfinance technology
- Location: Nairobi, Kenya
- Founded: 2011
Contact Information
- Website: pendo.co.ke
- E-mail: ek.oc.odnep@ofni
- Address: Vision Plaza, 2nd Floor, Mombasa Road, Nairobi
- Phone: +254 743 539929
9. Pinnoserv Limited
Pinnoserv develops banking and lending technology for financial institutions in Kenya. Its products include the Pinno Core Banking System and Wepesi Mobile Banking, along with lending, USSD, application development, and web-based financial services.
Its mobile banking technology can integrate with core banking platforms and mobile money services, while the core system is built around account and operational management for SACCOs and similar institutions. This creates a useful combination for organizations that need both internal financial processes and member-facing digital channels.
Key Facts
- Best for: SACCO banking and mobile financial services
- Core services: Core banking, mobile banking, lending, USSD, application development
- Main products: Pinno Core Banking, Wepesi Mobile Banking
- Location: Nairobi, Kenya
- Specialization: Financial access and fintech applications
Contact Information
- Website: pinnoserv.co.ke
- Email: ek.oc.vresonnip@ofni
- Facebook: www.facebook.com/pinnoserv
- Twitter: x.com/pinnoserv
- LinkedIn: www.linkedin.com/in/pinnoserv
- Phone: +254 786 381 806
10. CompuLynx
CompuLynx is a Nairobi technology company whose financial services work centers on digital identity, payment technology, and banking-related solutions. Its offerings help financial institutions manage customer onboarding, identity authentication, payment cards, transaction security, and related digital processes.
Its banking capabilities differ from vendors centered primarily on complete core banking replacements. CompuLynx can be more applicable when a financial institution needs identity, payment, card issuance, or customer-management technology integrated into a wider banking environment.
Key Facts
- Best for: Digital identity and payment technology for banks
- Core services: Digital identity, payment solutions, biometric authentication, banking technology
- Specialization: Identity and payment infrastructure
- Location: Parklands, Nairobi
- Experience: 29+ years in the East African technology sector
- Industries: Banking, government, retail, education, NGOs
Contact Information
- Website: compulynx.com
- Facebook: www.facebook.com/CompuLynxHQ
- Twitter: x.com/CompulynxLtd
- LinkedIn: www.linkedin.com/company/compulynx
- Instagram: www.instagram.com/compulynxltd
- Phone: +254 20 3747060
- Address: 4th Floor, The Centre Point, Parklands Road, Nairobi, Kenya
11. E&M Technology House
E&M Technology House, also known as EMTech, provides software development and system integration for banking, finance, and public sector organizations. Its work combines financial software development with integration, implementation, infrastructure support, application enhancement, and ongoing technical services.
This approach is useful for institutions that already operate multiple financial platforms and require engineering around integration, modernization, or additional software rather than purchasing a single standardized banking product. Its Kenya operation also provides local implementation and support capacity.
Key Facts
- Best for: Banking software integration and custom development
- Core services: Software development, banking system integration, application support, project delivery
- Specialization: Banking, finance, and public sector technology
- Location: Nairobi, Kenya
- Geographic presence: Kenya and other international markets
- Notable strength: Development and integration within existing banking environments
Contact Information
- Website: emtechhouse.co.ke
- Email: ek.oc.esuohhcetme@ofni
- Address: 3rd Floor, Samtech Business Park, Tatu City, P.O. Box 11001-00100, Nairobi, Kenya
Conclusion
Banking software projects in Nairobi can range from replacing a core banking platform to adding mobile channels, lending workflows, payments, identity systems, or integrations around existing infrastructure. Companies comparing providers should first define whether they need a configurable banking product, custom software development, or a combination of both. From there, factors such as integration requirements, regulatory workflows, deployment model, security, local support, and experience with similar financial institutions can help narrow the options.