The Netherlands has a mature banking technology market that includes dedicated banking platforms, fintech engineering teams, and larger software consultancies with financial services practices. The companies below cover areas such as core banking modernization, mobile banking, lending, payments, open banking, customer onboarding, cloud migration, and custom financial software.
1. Itexus
Itexus develops custom fintech and banking software for banks, credit unions, neobanks, BaaS providers, fintech companies, and other financial institutions in the Netherlands. Its banking work covers mobile and online banking platforms, digital onboarding, KYC automation, lending systems, wallets, card management, open banking, fraud monitoring, and integration with existing core systems.
The company also works on legacy modernization and complex integrations involving payment providers, KYC and AML services, market data, banking APIs, and established core platforms. Its European service coverage makes it an option for Dutch financial organizations that need a dedicated engineering team rather than an off-the-shelf banking product.
Key Facts
- Best for: Custom banking and fintech product development
- Core services: Banking software development, lending software, fintech app development, core banking integration, QA, cloud engineering
- Specialization: Regulated and integration-heavy financial software
- Technologies: Java, .NET, TypeScript, Python, React, Angular, Flutter, React Native
- Geographic coverage: Europe and international markets
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Backbase
Amsterdam-headquartered Backbase develops technology specifically for banks and financial institutions. Its current platform, the AI-native Banking OS, is designed to connect digital channels, front-office functions, operations, customer data, and AI agents while working with existing core banking, payments, cards, risk, and CRM systems.
Backbase is particularly relevant to banks that want to modernize customer-facing banking without replacing every underlying system at once. The company works across retail banking, commercial banking, private banking, and wealth management and serves financial institutions internationally from its Amsterdam headquarters.
Key Facts
- Best for: Digital banking and customer engagement modernization
- Core services: Banking platform implementation, digital channels, banking operations, customer engagement
- Specialization: AI-enabled digital banking infrastructure
- Industries: Banking and wealth management
- Location: Amsterdam, Netherlands
Contact Information
- Website: www.backbase.com
- Facebook: www.facebook.com/backbase
- LinkedIn: www.linkedin.com/company/backbase
- Instagram: www.instagram.com/backbase\_global
- Address: Oosterdoksstraat 114, 1011 DK Amsterdam, The Netherlands
3. Mambu
Mambu provides a cloud-native banking platform used by banks, lenders, and fintech companies for deposits, lending, payments, and other financial products. The company has its headquarters in Amsterdam and has continued expanding its platform in 2026 with Mambu Payments, Mambu Core, and its Agentic intelligence capabilities.
Its composable approach is suited to financial institutions that want to introduce new banking products without tying the entire technology stack to a single monolithic core. Mambu has also worked with Dutch institutions, including ABN AMRO and Amsterdam-based BridgeFund, on banking and lending infrastructure.
Key Facts
- Best for: Cloud-native core banking
- Core services: Core banking, lending infrastructure, deposits, payments
- Specialization: Composable SaaS banking technology
- Target clients: Banks, fintech companies, lenders
- Headquarters: Amsterdam, Netherlands
Contact Information
- Website: mambu.com
- LinkedIn: www.linkedin.com/company/mambu
- Address: Piet Heinkade 55, 1019GM Amsterdam, The Netherlands
4. Topicus
Topicus is a Dutch software company with a dedicated finance division that develops technology for banks, insurers, advisers, and other financial service providers. Its financial systems cover banking, mortgages, lending, savings, investments, and connected finance.
Its Akkuro platform combines capabilities for core banking, CRM, lending, savings, and other banking functions. The architecture is intended to integrate with existing financial IT environments, which can make Topicus suitable for established banks modernizing legacy infrastructure in stages rather than replacing everything at once.
Key Facts
- Best for: Dutch banks modernizing core and back-office systems
- Core services: Core banking, lending, savings, mortgages, banking CRM
- Banking platform: Akkuro
- Specialization: Enterprise financial software and system integration
- Location: Deventer, Netherlands
Contact Information
- Website: topicus.nl
- Email: ln.sucipot@ofni
- Twitter: x.com/topicusbv
- LinkedIn: www.linkedin.com/company/topicus
- Phone: +31 (0)570 662 662
- Address: Singel 25, 7411 HW Deventer, Netherlands
5. Finaps
Finaps develops complex business applications from its Amsterdam office and has substantial experience in financial services. Its banking work includes systems developed for Rabobank and ING, covering corporate credit processes, international direct banking, mobile banking, customer onboarding, and working capital analytics.
The company works with Mendix as well as open-source technologies and develops both customer-facing applications and software connected to existing banking infrastructure. This makes Finaps particularly relevant where a bank needs a custom application or process layer around existing core systems.
Key Facts
- Best for: Custom banking applications and process digitization
- Core services: Application development, low-code development, AI solutions, legacy migration
- Banking experience: Rabobank and ING projects
- Specialization: Financial services applications
- Location: Amsterdam, Netherlands
Contact Information
- Website: finaps.nl
- Email: ln.spanif@ofni
- Facebook: www.facebook.com/people/Finaps/100054432343618
- LinkedIn: www.linkedin.com/company/finaps
- Phone: +31 (0)30 699 70 40
- Address: Emmaplein 10, 1075 AW Amsterdam, Netherlands
6. Levi9
Levi9 operates from Amsterdam and provides software engineering services for finance, fintech, and insurance organizations. Its banking-related work includes development for Backbase and Five Degrees, where its teams contributed to banking platforms, backend services, architecture, product development, quality assurance, and business analysis.
For banks and banking technology vendors, Levi9 is most applicable when additional engineering capacity is needed for an existing product or platform. Its services cover software development as well as modernization, cloud, data, and long-term product engineering.
Key Facts
- Best for: Extending banking software engineering teams
- Core services: Software development, architecture, QA, product engineering
- Specialization: Finance, fintech, and insurance
- Banking experience: Backbase and Five Degrees projects
- Location: Amsterdam, Netherlands
Contact Information
- Website: www.levi9.com
- Email: moc.9ivel@ofni
- Facebook: www.facebook.com/levi9IT
- Twitter: x.com/Levi9company
- LinkedIn: www.linkedin.com/company/levi9
- Instagram: www.instagram.com/levi9\_it
- Phone: +31 (0)20 670 1947
- Address: Muiderstraat 1, 1011 PZ Amsterdam, Netherlands
7. Xebia
Xebia is a Netherlands-headquartered technology consultancy with software engineering, cloud, data, AI, DevOps, and digital transformation capabilities. Its financial services practice works with banks on areas such as cloud migration, modern application architecture, customer onboarding, automation, and data-driven banking.
The company has worked with Dutch financial institutions, including BNG Bank, and has a substantial local presence with offices in Hilversum, Amsterdam, and Eindhoven. Xebia can fit banking projects where software development is part of a broader cloud, platform, or organizational modernization program.
Key Facts
- Best for: Banking cloud and application modernization
- Core services: Software engineering, cloud, DevOps, data, AI
- Specialization: Digital transformation and platform engineering
- Banking experience: Dutch and international financial institutions
- Headquarters: Hilversum, Netherlands
Contact Information
- Website: xebia.com
- Facebook: www.facebook.com/XebiaGlobal
- Twitter: x.com/Xebia\_Global
- LinkedIn: www.linkedin.com/company/xebia
- Instagram: www.instagram.com/life\_at\_xebia\_global
- Phone: +31 (0)35 538 1921
- Address: Laapersveld 27, 1213 VB Hilversum, Netherlands
8. Capgemini
Capgemini's Netherlands banking practice provides technology consulting, custom development, integration, and modernization services for banks and capital markets organizations. Its core banking work includes strategy, architecture, migration, testing, implementation, and development around platforms such as Temenos, Oracle FLEXCUBE, Finacle, FIS, and Mambu.
The company also works on open banking, cloud infrastructure, payments, and financial data platforms. Its Dutch operations make it more suitable for large banking transformation programs that combine software engineering with platform implementation and enterprise architecture.
Key Facts
- Best for: Large core banking transformation programs
- Core services: Core modernization, integration, custom development, cloud, open banking
- Banking platforms: Temenos, Finacle, FLEXCUBE, FIS, Mambu
- Specialization: Enterprise banking transformation
- Location: Utrecht, Netherlands
Contact Information
- Website: www.capgemini.com
- Facebook: www.facebook.com/Capgemini
- LinkedIn: www.linkedin.com/company/capgemini
- Instagram: www.instagram.com/capgemini
- Address: Herikerbergweg 181, 1101 CN Amsterdamse Poort, Amsterdamx
- Phone: 020 233 9314
9. CGI
CGI provides banking technology and IT services in the Netherlands, including systems integration, application management, IT outsourcing, automation, AI, and custom technology implementation. Its banking practice works with financial institutions on core modernization, digital banking, payments, regulatory technology, and customer-facing systems.
CGI also develops dedicated banking products such as Trade360 for trade finance and maintains broader solutions for retail banking, payments, and financial operations. This combination of proprietary banking software and engineering services can suit established institutions with complex integration requirements.
Key Facts
- Best for: Enterprise banking systems and integration
- Core services: Systems integration, application management, automation, outsourcing
- Banking solutions: Trade finance, retail banking, payments, compliance
- Specialization: Large financial institutions
- Market presence: Netherlands
Contact Information
- Website: www.cgi.com
- Facebook: www.facebook.com/cgigroup
- Twitter: x.com/cgi\_global
- LinkedIn: www.linkedin.com/company/cgi
- Address: De Entree 21, Amsterdam, 1101 BH
- Phone: +31 (0)88 564 0000
10. Sopra Steria
Sopra Steria provides consulting, digital services, and software development in the Netherlands, with financial services as one of its core sectors. Its work covers application development, platform modernization, data, cloud, cybersecurity, and management of business-critical systems.
The company is particularly relevant for established banks that need a long-term technology partner capable of combining software engineering with infrastructure and application operations. Sopra Steria's Dutch operations are based in locations including Nieuwegein and Groningen.
Key Facts
- Best for: Enterprise banking IT transformation
- Core services: Software development, consulting, application management, cloud
- Specialization: Financial services and business platforms
- Delivery model: Development plus ongoing IT operations
- Location: Nieuwegein, Netherlands
Contact Information
- Website: www.soprasteria.nl
- E-mail: moc.airetsarpos@proc-tcatnoc
- Facebook: www.facebook.com/soprasteria
- LinkedIn: www.linkedin.com/company/soprasteria
- Instagram: www.instagram.com/soprasteria\_bnl
- Phone: +31 (0)30 663 7000
- Address: Ringwade 1, 3439 LM Nieuwegein, Netherlands
11. EPAM Systems
EPAM combines software engineering with financial services consulting and has offices in Amsterdam and Rijswijk. Its financial services capabilities cover retail banking, business banking, payments, wealth management, trading, regulatory compliance, cybersecurity, automation, and data platforms.
For Dutch banks, EPAM can support projects ranging from individual digital products to larger modernization programs involving legacy systems, cloud architecture, integrations, and customer-facing applications. Its engineering-led model makes it particularly suitable for organizations where custom development remains a substantial part of the transformation.
Key Facts
- Best for: Complex custom banking engineering
- Core services: Software engineering, integration, cloud, data, automation
- Banking areas: Retail banking, business banking, payments, wealth management
- Dutch offices: Amsterdam and Rijswijk
- Specialization: Large-scale digital transformation
Contact Information
- Website: www.epam.com
- Facebook: www.facebook.com/EPAM.Global
- LinkedIn: www.linkedin.com/company/epam-systems
- Instagram: www.instagram.com/epamsystems
- Phone: +31 20 463 7766
- Address: Danzigerkade 4, 1013 AP Amsterdam, Netherlands
12. Cognizant
Cognizant maintains its Netherlands headquarters in Amsterdam and operates a dedicated banking technology practice. Its banking capabilities cover retail and commercial banking, lending, customer experience, platform transformation, AI, and technology modernization.
Its current Dutch banking roles and delivery activities include mortgage, lending, retail banking, corporate banking, private banking, and integration projects, showing a direct focus on banking transformation in the Netherlands. Cognizant is better suited to larger organizations that need consulting, systems integration, and engineering within the same engagement.
Key Facts
- Best for: Banking platform transformation and integration
- Core services: Technology consulting, integration, software modernization, AI
- Banking areas: Retail, commercial banking, lending, mortgages
- Netherlands headquarters: Amsterdam
- Delivery model: Enterprise consulting and engineering
Contact Information
- Website: www.cognizant.com
- E-mail: moc.tnazingoc@yriuqni
- Facebook: www.facebook.com/Cognizant
- Twitter: x.com/cognizant
- LinkedIn: www.linkedin.com/company/cognizant
- Instagram: www.instagram.com/cognizant
- Address: Paul van Vlissingenstraat 10, 1096 BK Amsterdam
- Phone: +31 6 11 30 52 96
13. Endava
Endava provides custom software engineering for banks and financial institutions and maintains an Amsterdam office. Its finance and banking practice covers retail banking, commercial banking, capital markets, core modernization, platform integration, cloud, data, customer experience, and payments.
Its banking project work includes online banking, mobile banking, lending platforms, core banking integration, payment hubs, real-time payments, and API development. Endava is particularly suited to banks that already have a technology stack but need engineering teams to modernize individual layers or develop new digital products around it.
Key Facts
- Best for: Custom digital banking and payments engineering
- Core services: Software engineering, platform integration, core modernization, cloud
- Banking areas: Retail, commercial banking, lending, payments
- Specialization: Complex financial software modernization
- Location: Amsterdam, Netherlands
Contact Information
- Website: www.endava.com
- Facebook: www.facebook.com/endava
- LinkedIn: www.linkedin.com/company/endava
- Instagram: www.instagram.com/endava
- Address: Tribes Amsterdam FOZ – room 3.09, Gustav Mahlerlaan 308, 1082ME, Amsterdam, Netherlands
Conclusion
Banking software development companies in the Netherlands range from dedicated banking technology providers to custom engineering firms and global transformation partners. Backbase, Mambu and Topicus and focus closely on banking platforms and infrastructure, while companies such as Finaps, Levi9, and Xebia provide more flexible custom engineering capabilities.
For projects that require bespoke banking software, complex integrations, or modernization of regulated financial systems, Itexus provides an engineering-focused option covering the full development lifecycle. Larger institutions can also consider Capgemini, CGI, Sopra Steria, EPAM, Cognizant and Endava for broader programs that combine software development with consulting, cloud, integration, and long-term application management.