The Netherlands has a mature banking technology market that includes dedicated banking platforms, fintech engineering teams, and larger software consultancies with financial services practices. The companies below cover areas such as core banking modernization, mobile banking, lending, payments, open banking, customer onboarding, cloud migration, and custom financial software.
1. Itexus
Itexus builds custom fintech and banking software for banks, credit unions, neobanks, BaaS providers, and fintech companies in the Netherlands. It builds mobile and online banking platforms, digital onboarding, KYC automation, lending systems, wallets, and card management. It also handles open banking, fraud monitoring, and integration with existing core systems.
The team modernizes legacy systems and connects them to payment providers, KYC and AML services, market data, banking APIs, and established core platforms. Its European service coverage reaches the Netherlands. It suits Dutch financial organizations that need a dedicated engineering team rather than an off-the-shelf banking product.
Key Facts
- Best for: Custom banking and fintech product development
- Core services: Banking software development, lending software, fintech app development, core banking integration, QA, cloud engineering
- Specialization: Regulated and integration-heavy financial software
- Technologies: Java, .NET, TypeScript, Python, React, Angular, Flutter, React Native
- Geographic coverage: Europe and international markets
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Backbase
Amsterdam-headquartered Backbase builds technology only for banks and financial institutions. Its current platform, the AI-native Banking OS, links digital channels, front-office functions, operations, customer data, and AI agents. It works alongside existing core banking, payments, cards, risk, and CRM systems.
Backbase fits banks that want to modernize customer-facing banking without replacing every system underneath at once. It works in retail, commercial, and private banking and in wealth management. From its Amsterdam headquarters, it serves financial institutions around the world.
Key Facts
- Best for: Digital banking and customer engagement modernization
- Core services: Banking platform implementation, digital channels, banking operations, customer engagement
- Specialization: AI-enabled digital banking infrastructure
- Industries: Banking and wealth management
- Location: Amsterdam, Netherlands
Contact Information
- Website: www.backbase.com
- Facebook: www.facebook.com/backbase
- LinkedIn: www.linkedin.com/company/backbase
- Instagram: www.instagram.com/backbase_global
- Address: Oosterdoksstraat 114, 1011 DK Amsterdam, The Netherlands
3. Mambu
Mambu runs a cloud-native banking platform that banks, lenders, and fintech companies use for deposits, lending, payments, and other financial products. The company is headquartered in Amsterdam. In 2026 it added Mambu Payments, Mambu Core, and Agentic intelligence features to the platform.
Its composable design lets institutions launch new banking products without tying their whole stack to one monolithic core. Mambu has built banking and lending infrastructure with Dutch institutions, including ABN AMRO and Amsterdam-based BridgeFund.
Key Facts
- Best for: Cloud-native core banking
- Core services: Core banking, lending infrastructure, deposits, payments
- Specialization: Composable SaaS banking technology
- Target clients: Banks, fintech companies, lenders
- Headquarters: Amsterdam, Netherlands
Contact Information
- Website: mambu.com
- LinkedIn: www.linkedin.com/company/mambu
- Address: Piet Heinkade 55, 1019GM Amsterdam, The Netherlands
4. Topicus
Topicus is a Dutch software company whose finance division builds technology for banks, insurers, advisers, and other financial service providers. Its systems handle banking, mortgages, lending, savings, investments, and connected finance.
Its Akkuro platform brings core banking, CRM, lending, savings, and other banking functions together. It is built to plug into existing financial IT environments. That makes Topicus a fit for established banks that want to modernize legacy systems in stages rather than all at once.
Key Facts
- Best for: Dutch banks modernizing core and back-office systems
- Core services: Core banking, lending, savings, mortgages, banking CRM
- Banking platform: Akkuro
- Specialization: Enterprise financial software and system integration
- Location: Deventer, Netherlands
Contact Information
- Website: topicus.nl
- Email: ln.sucipot@ofni
- Twitter: x.com/topicusbv
- LinkedIn: www.linkedin.com/company/topicus
- Phone: +31 (0)570 662 662
- Address: Singel 25, 7411 HW Deventer, Netherlands
5. Finaps
Finaps builds complex business applications from its Amsterdam office and has deep financial services experience. For Rabobank and ING, it built systems for corporate credit, international direct banking, mobile banking, customer onboarding, and working capital analytics.
The team works with Mendix and with open-source technologies. It builds customer-facing apps as well as software that connects to existing banking infrastructure. Banks that need a custom application or process layer around their core systems should look at Finaps.
Key Facts
- Best for: Custom banking applications and process digitization
- Core services: Application development, low-code development, AI solutions, legacy migration
- Banking experience: Rabobank and ING projects
- Specialization: Financial services applications
- Location: Amsterdam, Netherlands
Contact Information
- Website: finaps.nl
- Email: ln.spanif@ofni
- Facebook: www.facebook.com/people/Finaps/100054432343618
- LinkedIn: www.linkedin.com/company/finaps
- Phone: +31 (0)30 699 70 40
- Address: Emmaplein 10, 1075 AW Amsterdam, Netherlands
6. Levi9
Levi9 works from Amsterdam and provides software engineering for finance, fintech, and insurance companies. Its teams have worked for Backbase and Five Degrees on banking platforms, backend services, and architecture. They also contributed product development, quality assurance, and business analysis.
Banks and banking software vendors use Levi9 when an existing product or platform needs more engineers. Beyond development, it offers modernization, cloud, data, and long-term product engineering.
Key Facts
- Best for: Extending banking software engineering teams
- Core services: Software development, architecture, QA, product engineering
- Specialization: Finance, fintech, and insurance
- Banking experience: Backbase and Five Degrees projects
- Location: Amsterdam, Netherlands
Contact Information
- Website: www.levi9.com
- Email: moc.9ivel@ofni
- Facebook: www.facebook.com/levi9IT
- Twitter: x.com/Levi9company
- LinkedIn: www.linkedin.com/company/levi9
- Instagram: www.instagram.com/levi9_it
- Phone: +31 (0)20 670 1947
- Address: Muiderstraat 1, 1011 PZ Amsterdam, Netherlands
7. Xebia
Xebia is a Netherlands-headquartered technology consultancy. It offers software engineering, cloud, data, AI, DevOps, and digital transformation. Its financial services team helps banks with cloud migration, modern application architecture, customer onboarding, automation, and data-driven banking.
Xebia has worked with Dutch financial institutions such as BNG Bank and has offices in Hilversum, Amsterdam, and Eindhoven. It fits banking projects where software development is one part of a wider cloud, platform, or organizational change.
Key Facts
- Best for: Banking cloud and application modernization
- Core services: Software engineering, cloud, DevOps, data, AI
- Specialization: Digital transformation and platform engineering
- Banking experience: Dutch and international financial institutions
- Headquarters: Hilversum, Netherlands
Contact Information
- Website: xebia.com
- Facebook: www.facebook.com/XebiaGlobal
- Twitter: x.com/Xebia_Global
- LinkedIn: www.linkedin.com/company/xebia
- Instagram: www.instagram.com/life_at_xebia_global
- Phone: +31 (0)35 538 1921
- Address: Laapersveld 27, 1213 VB Hilversum, Netherlands
8. Capgemini
Capgemini's Netherlands banking practice offers technology consulting, custom development, integration, and modernization to banks and capital markets firms. Its core banking teams handle strategy, architecture, migration, testing, and implementation. They work with platforms such as Temenos, Oracle FLEXCUBE, Finacle, FIS, and Mambu.
Capgemini also works on open banking, cloud infrastructure, payments, and financial data platforms. Its Dutch teams are best suited to large banking programs that mix software engineering with platform rollout and enterprise architecture.
Key Facts
- Best for: Large core banking transformation programs
- Core services: Core modernization, integration, custom development, cloud, open banking
- Banking platforms: Temenos, Finacle, FLEXCUBE, FIS, Mambu
- Specialization: Enterprise banking transformation
- Location: Utrecht, Netherlands
Contact Information
- Website: www.capgemini.com
- Facebook: www.facebook.com/Capgemini
- LinkedIn: www.linkedin.com/company/capgemini
- Instagram: www.instagram.com/capgemini
- Address: Herikerbergweg 181, 1101 CN Amsterdamse Poort, Amsterdamx
- Phone: 020 233 9314
9. CGI
CGI provides banking technology and IT services in the Netherlands. It offers systems integration, application management, IT outsourcing, automation, AI, and custom implementation. Its banking team works on core modernization, digital banking, payments, regulatory technology, and customer-facing systems.
CGI also sells its own banking products, such as Trade360 for trade finance, plus solutions for retail banking, payments, and financial operations. Owning both software and engineering services helps it serve established institutions with complex integration needs.
Key Facts
- Best for: Enterprise banking systems and integration
- Core services: Systems integration, application management, automation, outsourcing
- Banking solutions: Trade finance, retail banking, payments, compliance
- Specialization: Large financial institutions
- Market presence: Netherlands
Contact Information
- Website: www.cgi.com
- Facebook: www.facebook.com/cgigroup
- Twitter: x.com/cgi_global
- LinkedIn: www.linkedin.com/company/cgi
- Address: De Entree 21, Amsterdam, 1101 BH
- Phone: +31 (0)88 564 0000
10. Sopra Steria
Sopra Steria offers consulting, digital services, and software development in the Netherlands, and financial services is one of its core sectors. It handles application development, platform modernization, data, cloud, cybersecurity, and the running of business-critical systems.
Established banks that want a long-term partner for both software engineering and infrastructure and application operations should consider it. Its Dutch offices include Nieuwegein and Groningen.
Key Facts
- Best for: Enterprise banking IT transformation
- Core services: Software development, consulting, application management, cloud
- Specialization: Financial services and business platforms
- Delivery model: Development plus ongoing IT operations
- Location: Nieuwegein, Netherlands
Contact Information
- Website: www.soprasteria.nl
- E-mail: moc.airetsarpos@proc-tcatnoc
- Facebook: www.facebook.com/soprasteria
- LinkedIn: www.linkedin.com/company/soprasteria
- Instagram: www.instagram.com/soprasteria_bnl
- Phone: +31 (0)30 663 7000
- Address: Ringwade 1, 3439 LM Nieuwegein, Netherlands
11. EPAM Systems
EPAM combines software engineering with financial services consulting and has offices in Amsterdam and Rijswijk. In finance it covers retail and business banking, payments, wealth management, and trading. It also works on regulatory compliance, cybersecurity, automation, and data platforms.
For Dutch banks, EPAM can build a single digital product or run a larger modernization program. Such programs touch legacy systems, cloud architecture, integrations, and customer-facing apps. Its engineering-led model suits organizations where custom development is a large part of the change.
Key Facts
- Best for: Complex custom banking engineering
- Core services: Software engineering, integration, cloud, data, automation
- Banking areas: Retail banking, business banking, payments, wealth management
- Dutch offices: Amsterdam and Rijswijk
- Specialization: Large-scale digital transformation
Contact Information
- Website: www.epam.com
- Facebook: www.facebook.com/EPAM.Global
- LinkedIn: www.linkedin.com/company/epam-systems
- Instagram: www.instagram.com/epamsystems
- Phone: +31 20 463 7766
- Address: Danzigerkade 4, 1013 AP Amsterdam, Netherlands
12. Cognizant
Cognizant has its Netherlands headquarters in Amsterdam and runs a dedicated banking technology practice. It covers retail and commercial banking, lending, customer experience, platform transformation, AI, and technology modernization.
In the Netherlands, its current banking roles and projects span mortgages, lending, and retail, corporate, and private banking, along with integration work. That shows a direct focus on Dutch banking transformation. Cognizant suits larger organizations that want consulting, systems integration, and engineering in one engagement.
Key Facts
- Best for: Banking platform transformation and integration
- Core services: Technology consulting, integration, software modernization, AI
- Banking areas: Retail, commercial banking, lending, mortgages
- Netherlands headquarters: Amsterdam
- Delivery model: Enterprise consulting and engineering
Contact Information
- Website: www.cognizant.com
- E-mail: moc.tnazingoc@yriuqni
- Facebook: www.facebook.com/Cognizant
- Twitter: x.com/cognizant
- LinkedIn: www.linkedin.com/company/cognizant
- Instagram: www.instagram.com/cognizant
- Address: Paul van Vlissingenstraat 10, 1096 BK Amsterdam
- Phone: +31 6 11 30 52 96
13. Endava
Endava builds custom software for banks and financial institutions and has an office in Amsterdam. Its finance and banking practice covers retail and commercial banking, capital markets, and payments. It also handles core modernization, platform integration, cloud, data, and customer experience.
Its banking projects include online and mobile banking, lending platforms, core banking integration, payment hubs, real-time payments, and API development. Endava suits banks that already have a technology stack and need engineers to modernize parts of it or build new digital products on top.
Key Facts
- Best for: Custom digital banking and payments engineering
- Core services: Software engineering, platform integration, core modernization, cloud
- Banking areas: Retail, commercial banking, lending, payments
- Specialization: Complex financial software modernization
- Location: Amsterdam, Netherlands
Contact Information
- Website: www.endava.com
- Facebook: www.facebook.com/endava
- LinkedIn: www.linkedin.com/company/endava
- Instagram: www.instagram.com/endava
- Address: Tribes Amsterdam FOZ – room 3.09, Gustav Mahlerlaan 308, 1082ME, Amsterdam, Netherlands
Conclusion
Banking software development companies in the Netherlands range from dedicated banking technology providers to custom engineering firms and global transformation partners. Backbase, Mambu and Topicus and focus closely on banking platforms and infrastructure, while companies such as Finaps, Levi9, and Xebia provide more flexible custom engineering capabilities.
For projects that require bespoke banking software, complex integrations, or modernization of regulated financial systems, Itexus provides an engineering-focused option covering the full development lifecycle. Larger institutions can also consider Capgemini, CGI, Sopra Steria, EPAM, Cognizant and Endava for broader programs that combine software development with consulting, cloud, integration, and long-term application management.