Banks and financial institutions in the UAE need development partners that can work with complex transaction flows, legacy platforms, security requirements, and regulated financial data. The companies below cover different parts of banking technology, from custom digital banking applications and payment infrastructure to core banking modernization and enterprise integration. The selection includes firms with direct UAE operations, regional delivery teams, or documented banking projects in the country.
1. Itexus
Itexus builds fintech software for regulated financial products in the UAE. It builds digital and mobile banking, payments, lending, wealth management, and trading platforms. Its banking work covers customer onboarding, KYC automation, account management, transfers, and digital wallets. It also adds card features and open banking integrations, and modernizes existing core systems.
Itexus serves UAE clients from its wider MENA delivery experience, not from a local UAE development office. It works with financial companies across the MENA region and has taken part in fintech activity in Dubai and Abu Dhabi. It fits banks, neobanks, fintech companies, and financial institutions that need custom engineering around complex integrations or existing infrastructure.
Key Facts
- Best for: Custom digital banking and fintech platforms
- Core services: Banking software development, mobile banking, digital wallets, payments, lending, core banking integration
- Specialization: Regulated financial products and complex integrations
- Project scope: New product development, legacy modernization, integration, QA, support
- UAE relevance: MENA banking and fintech delivery, including engagement with the UAE market
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. ScienceSoft
ScienceSoft does custom software engineering and runs a dedicated banking technology practice. It builds web and mobile banking, payment systems, lending software, and financial data management tools. It also handles integrations, modernization, and cybersecurity for retail and corporate financial institutions.
ScienceSoft has an office in Fujairah, which gives it a clearer local link than firms serving the UAE entirely from abroad. It works across banking, lending, payments, investment, and wider financial services. Choose it when banking software must connect with cloud, data, security, or enterprise platforms.
Key Facts
- Best for: Banking platforms requiring custom engineering and local UAE support
- Core services: Banking software, lending systems, payments, application development, modernization
- Specialization: Financial software with enterprise integration and cybersecurity support
- Location: Fujairah, UAE
- Project types: Custom applications, legacy modernization, cloud migration, system integration
Contact Information
- Website: www.scnsoft.com
- E-mail: moc.tfosncs@flug
- Facebook: www.facebook.com/sciencesoft.solutions
- Twitter: x.com/ScienceSoft
- LinkedIn: www.linkedin.com/company/sciencesoft
- Address: M1 Floor, Twin Towers, Merashid, Sheikh Hamad Bin Abdullah, Al Sharqi st., Fujairah, POB 4422
- Phone: +971 600 57 59 69
3. Andersen
Andersen provides software engineering for banks, fintech companies, neobanks, and other financial institutions. Its fintech practice builds digital banking platforms, financial apps, integrations, and compliance systems, and supports software over the long term.
Andersen has done banking work in the UAE itself. It built a mobile banking app for a Gulf fintech organization based in the UAE. For a UAE-based financial institution, it did backend development and architectural modernization. That project also covered transaction-data processing, middleware, and integration work.
Key Facts
- Best for: Banking engineering teams and complex custom development
- Core services: Digital banking, fintech development, backend engineering, integrations, modernization
- Specialization: Enterprise financial software and team augmentation
- UAE experience: Documented banking and fintech development projects
- Engagement models: Custom development and engineering team augmentation
Contact Information
- Website: andersenlab.com
- E-mail: moc.balnesredna@tcatnoc
- Facebook: www.facebook.com/AndersenSoftwareDev
- Twitter: x.com/AndersenLabs
- LinkedIn: www.linkedin.com/company/andersen-lab
- Instagram: www.instagram.com/andersen.global
- Phone: +971 54 592 0234
- Address: Sheikh Zayed Rd., The One Tower, 23rd floor, Dubai, UAE
4. Intellias
Intellias builds technology for banks and financial services companies. Its work covers core banking modernization, mobile banking, payment infrastructure, open banking, and RegTech. It also builds lending tools, data platforms, and custom digital financial products.
The UAE is a proven market for Intellias. It provided development and managed IT support for a UAE digital trade bank. It also ran technology assessments and cloud optimization for financial institutions in the country. Intellias fits organizations that need both new product engineering and long-term modernization of existing banking infrastructure.
Key Facts
- Best for: Digital banking transformation and modernization
- Core services: Core banking modernization, payments, mobile banking, open banking, RegTech
- Specialization: Custom engineering for banks and financial institutions
- UAE experience: Digital banking development and support projects
- Project types: New banking products, cloud optimization, platform modernization
Contact Information
- Website: intellias.com
- E-mail: moc.sailletni@ofni
- Facebook: www.facebook.com/Intellias.GlobalPage
- LinkedIn: www.linkedin.com/company/intellias
- Instagram: www.instagram.com/intellias_global
- Address: Unit 201, Level 1, Gate Avenue – South Zone, Dubai International Financial Centre
- Phone: +97 1562012215
5. Appinventiv
Appinventiv builds custom fintech and payment software for financial organizations. This includes digital banking apps, wallets, lending systems, investment products, and payment infrastructure. Its team covers product strategy and UX through backend architecture, integration, security, and ongoing support.
Appinventiv has an office in Dubai and builds fintech apps around UAE financial requirements. Its published work includes UAE-focused platforms and wider Middle Eastern banking and financial projects. Clients get a local presence together with custom product engineering.
Key Facts
- Best for: Mobile-first banking and fintech products
- Core services: Fintech software, payment systems, mobile banking, digital wallets, lending applications
- Specialization: End-to-end digital product engineering
- Location: Dubai, UAE
- Project scope: Strategy, UX/UI, development, integrations, deployment, support
Contact Information
- Website: appinventiv.com
- E-mail: moc.vitnevnippa@ofni
- Twitter: x.com/appinventiv
- LinkedIn: www.linkedin.com/company/appinventiv
- Instagram: www.instagram.com/appinventiv
- Address: Meydan Grand Stand, 6th floor, Meydan road, Nad Al Sheba, Dubai
- Phone: +97-154-464-4501
6. Code Brew Labs
Code Brew Labs builds fintech and financial software for banking, payments, wallets, lending, and other transaction-based products. Its work includes custom development, integrations, security features, analytics, and mobile apps.
Code Brew Labs has a Dubai presence and has built financial products for the UAE market. One example is DuPay, a regulated UAE digital wallet and remittance platform. There it handled payments, international transfers, compliance workflows, and transaction processing. Code Brew suits customer-facing banking apps and related fintech platforms better than large-scale core banking replacement alone.
Key Facts
- Best for: Digital wallets, banking applications, and payment platforms
- Core services: Fintech development, mobile banking, payments, lending applications
- Specialization: Customer-facing financial applications
- UAE experience: Development of regulated financial products
- Location: Dubai, UAE
Contact Information
- Website: www.code-brew.com
- E-mail: moc.werb-edoc@ssenisub
- Facebook: www.facebook.com/codebrewlabs
- LinkedIn: www.linkedin.com/company/code-brew-labs
- Instagram: www.instagram.com/codebrewlabs
- Address: Level- 26, Dubai World Trade Centre Tower, Sheikh Rashid Tower, Sheikh Zayed Rd, Dubai, UAE
- Phone: +971-55-645-7972
7. Techugo
Techugo builds fintech apps for digital banking, mobile banking, eWallets, investment platforms, and payment integrations. It also modernizes existing financial apps. Its teams handle authentication, encryption, fraud-related features, API integrations, and maintenance after launch.
Techugo has a Dubai office and a direct operating presence in the UAE. It takes on UAE banking and fintech projects, including custom banking software. Some apps are modeled on the features users expect from major digital banking services in the country. Techugo fits mobile and customer-experience projects better than a bank looking for a standalone core banking product.
Key Facts
- Best for: Mobile banking and fintech applications
- Core services: Digital banking apps, eWallets, fintech software, API integration, modernization
- Specialization: Mobile-first financial products
- Location: Dubai, UAE
- Delivery scope: Discovery, UX/UI, development, testing, integration, maintenance
Contact Information
- Website: www.techugo.com
- E-mail: moc.oguhcet@selas
- Facebook: www.facebook.com/techugo.apps
- Twitter: x.com/techugo_apps
- LinkedIn: www.linkedin.com/company/techugo-private-limited
- Instagram: www.instagram.com/techugo
- Address: R320 - OF09, Office OF09-177, Um Hurair Second, Dubai
- Phone: +91 987-014-0055
8. Profinch
Profinch works only with banks and financial institutions, offering banking technology consulting, software products, and implementation. Its expertise includes core banking transformation, Oracle FLEXCUBE, digital banking, and payments. It also covers regulatory technology, data transformation, and banking operations.
Profinch has a Dubai office and has worked with UAE financial organizations on banking data, reporting, core systems, and app modernization. Its banking-only focus sets it apart from general custom development agencies. It fits institutions that already run complex enterprise banking platforms.
Key Facts
- Best for: Core banking transformation and Oracle banking environments
- Core services: Banking consulting, core systems, digital banking, payments, data transformation
- Specialization: Banking technology implementation and modernization
- Location: Dubai, UAE
- Platform experience: Oracle FLEXCUBE and related banking systems
Contact Information
- Website: www.profinch.com
- Facebook: www.facebook.com/ProfinchSolutions
- Twitter: x.com/ProfinchS
- LinkedIn: www.linkedin.com/company/profinch-solutions-pvt-ltd
- Instagram: www.instagram.com/profinchsolutions
- Phone: +971 4580 1775
- Address: Unit 6 and Unit 31, Level 11, DMCC Business Centre, Uptown Tower, JLT, Dubai, UAE
9. Accenture
Accenture runs large banking technology programs covering application development, integration, cloud, data, AI, payments, and core banking transformation. Its work often goes beyond software engineering into operating-model design and enterprise technology modernization.
Accenture has strong UAE banking credentials. For Commercial Bank of Dubai, it ran a technology transformation program and set up a development center of excellence. It supported Abu Dhabi Commercial Bank with a major core technology transformation. It also led development of the UAE national instant payment platform for Al Etihad Payments. Accenture fits large banks and national-scale financial infrastructure programs.
Key Facts
- Best for: Large banking transformation programs
- Core services: Banking technology, application development, integration, cloud, AI, payments
- Specialization: Enterprise and national-scale financial infrastructure
- UAE experience: Commercial Bank of Dubai, ADCB, Al Etihad Payments
- Project scope: Core modernization, payment infrastructure, digital platforms
Contact Information
- Website: www.accenture.com
- Address: Zaa'beel Palace Street, Zaa'beel First, Zaa'beel, Dubai
- Phone: +97143762700
10. IBM Consulting
IBM Consulting helps banks with application modernization, hybrid cloud, data platforms, AI, architecture, and digital transformation. Its banking work usually pairs consulting with designing and implementing technology inside existing enterprise systems.
In the UAE, IBM modernized First Abu Dhabi Bank's digital platform in a hybrid cloud environment. With Dubai Islamic Bank, it worked on data transformation and analytics foundations. IBM fits established institutions modernizing complex banking systems better than startups that only want a standalone mobile app.
Key Facts
- Best for: Enterprise banking modernization and data transformation
- Core services: Application modernization, hybrid cloud, AI, data engineering, consulting
- Specialization: Large and complex banking technology environments
- UAE experience: First Abu Dhabi Bank and Dubai Islamic Bank
- Project types: Digital platform modernization, analytics, data architecture
Contact Information
- Website: www.ibm.com
- E-mail: moc.mbi.vl@vlofni
- Twitter: x.com/ibm
- LinkedIn: www.linkedin.com/company/ibm
- Instagram: www.instagram.com/ibm
- Address: GBS Building, 6th floor, PO Box 25960, Dubai Media City, Dubai, UAE
- Phone: +971 4818 0200
11. Finastra
Finastra builds financial software for retail banking, corporate banking, lending, payments, treasury, capital markets, and banking as a service. Its platforms help established institutions modernize and help new digital services launch on open APIs.
Finastra has operated in Dubai for decades and has an office in the Dubai International Financial Centre. UAE banks, including United Arab Bank, have used its technology for core banking and digital transformation projects. Finastra fits financial institutions that want configurable banking platforms plus integration and implementation support.
Key Facts
- Best for: Banks adopting established financial software platforms
- Core services: Core banking, digital banking, lending, payments, treasury
- Specialization: Configurable enterprise banking products
- Location: Dubai International Financial Centre, UAE
- UAE experience: Long-term regional presence and UAE banking implementations
Contact Information
- Website: www.finastra.com
- Twitter: x.com/FinastraFS
- LinkedIn: www.linkedin.com/company/finastra
- Address: Level 11-03, ICD Brookfield Place, DIFC, Dubai, PO Box 29561, United Arab Emirates
- Phone: +971 4 4331320
12. Temenos
Temenos builds banking software for retail, corporate, Islamic, wealth, and other banking models. Its technology covers core banking, digital banking, payments, and financial crime prevention. It also covers data, AI, and cloud-based banking services.
Temenos has a direct Dubai presence and works with banks across the Middle East. In the UAE, Reem Finance chose Temenos technology for a new digital community bank. The company has also grown its Dubai operations to serve regional banking clients. Temenos fits projects built around a full banking platform rather than fully custom software written from scratch.
Key Facts
- Best for: Core and digital banking platform transformation
- Core services: Core banking, digital banking, payments, wealth, Islamic banking
- Specialization: Enterprise banking platforms
- Location: Dubai, UAE
- UAE experience: Digital community banking and broader regional implementations
Contact Information
- Website: www.temenos.com
- Facebook: www.facebook.com/TemenosGroup
- Twitter: x.com/Temenos
- LinkedIn: www.linkedin.com/company/temenos
- Instagram: www.instagram.com/we_are_temenos
- Address: Additiv Technologies, Ltd Innovation Hub One, Office 805, Dubai International Financial Centre, Dubai, United Arab Emirates
- Phone: +971 4 391 3100
13. Infosys
Infosys offers cloud-native banking technology for core banking, corporate banking, lending, payments, and digital engagement. The same platform covers cash management, wealth, treasury, analytics, AI, and blockchain. EdgeVerve Systems, an Infosys subsidiary focused on enterprise software products, develops it.
Finacle has a long history in UAE banking. Recently, UAE-based Zand Bank chose its corporate banking suite for cloud deployment, and earlier UAE clients include RAKBANK. Infosys has several offices in the UAE. It suits organizations that need banking platforms together with implementation, integration, and wider technology services.
Key Facts
- Best for: Core, corporate, and digital banking transformation
- Core services: Core banking, lending, payments, digital engagement, treasury
- Specialization: Cloud-native enterprise banking software
- UAE presence: Offices in Dubai, Abu Dhabi, and Sharjah
- UAE experience: Zand Bank and other financial institutions
Contact Information
- Website: www.infosys.com
- E-mail: moc.sysofni@suksa
- Facebook: www.facebook.com/Infosys
- Twitter: x.com/infosys
- LinkedIn: www.linkedin.com/company/infosys
- Address: 15th Floor, Aurora Tower, P.O. Box No. 502292, Dubai Internet City, Dubai
- Phone: 971 4 433 0100
Conclusion
Banking software development companies in the United Arab Emirates cover a wide range of needs, from digital banking and payment solutions to fintech platforms, system integrations, and legacy modernization. When choosing a provider, businesses should look beyond technical capabilities and consider experience with financial services, security requirements, regulatory needs, integration capabilities, and long-term support.
Rather than selecting a company based on size or a broad service list, it is worth comparing providers by their experience with similar banking projects, technology stack, delivery model, and ability to work within the UAE financial environment. This approach helps banks and financial institutions find a development partner that fits their specific product, modernization, or integration requirements.