Banks and financial institutions in the UAE need development partners that can work with complex transaction flows, legacy platforms, security requirements, and regulated financial data. The companies below cover different parts of banking technology, from custom digital banking applications and payment infrastructure to core banking modernization and enterprise integration. The selection includes firms with direct UAE operations, regional delivery teams, or documented banking projects in the country.
1. Itexus
Itexus focuses on fintech software development for regulated financial products, including digital banking, mobile banking, payments, lending, wealth management, and trading platforms in the UAE. Its banking work covers customer onboarding, KYC automation, account management, transfers, digital wallets, card functionality, open banking integrations, and modernization of existing core systems.
For UAE organizations, the company brings broader MENA delivery experience rather than relying on a local UAE development office. Itexus serves financial companies across the MENA region and has participated in fintech activity in Dubai and Abu Dhabi. Its portfolio is particularly suited to banks, neobanks, fintech companies, and financial institutions that need custom engineering around complex integrations or existing infrastructure.
Key Facts
- Best for: Custom digital banking and fintech platforms
- Core services: Banking software development, mobile banking, digital wallets, payments, lending, core banking integration
- Specialization: Regulated financial products and complex integrations
- Project scope: New product development, legacy modernization, integration, QA, support
- UAE relevance: MENA banking and fintech delivery, including engagement with the UAE market
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. ScienceSoft
ScienceSoft combines custom software engineering with a dedicated banking technology practice. Its banking services cover web and mobile banking, payment systems, lending software, financial data management, integrations, modernization, cybersecurity, and other systems used by retail and corporate financial institutions.
The company has a direct UAE presence through its Fujairah office, giving it a clearer local connection than firms serving the market entirely from abroad. ScienceSoft also works across banking, lending, payments, investment, and wider financial services, making it suitable for projects where banking software must connect with cloud, data, security, or enterprise platforms.
Key Facts
- Best for: Banking platforms requiring custom engineering and local UAE support
- Core services: Banking software, lending systems, payments, application development, modernization
- Specialization: Financial software with enterprise integration and cybersecurity support
- Location: Fujairah, UAE
- Project types: Custom applications, legacy modernization, cloud migration, system integration
Contact Information
- Website: www.scnsoft.com
- E-mail: moc.tfosncs@flug
- Facebook: www.facebook.com/sciencesoft.solutions
- Twitter: x.com/ScienceSoft
- LinkedIn: www.linkedin.com/company/sciencesoft
- Address: M1 Floor, Twin Towers, Merashid, Sheikh Hamad Bin Abdullah, Al Sharqi st., Fujairah, POB 4422
- Phone: +971 600 57 59 69
3. Andersen
Andersen provides software engineering for banks, fintech companies, neobanks, and other financial institutions. Its fintech practice covers digital banking platforms, financial applications, integrations, compliance-oriented systems, and long-term software development support.
Its UAE relevance is supported by direct banking work in the country. Andersen has developed a mobile banking solution for a Gulf fintech organization based in the UAE and has also delivered banking software development for a UAE-based financial institution, including backend development, architectural modernization, transaction-data processing, middleware, and integration work.
Key Facts
- Best for: Banking engineering teams and complex custom development
- Core services: Digital banking, fintech development, backend engineering, integrations, modernization
- Specialization: Enterprise financial software and team augmentation
- UAE experience: Documented banking and fintech development projects
- Engagement models: Custom development and engineering team augmentation
Contact Information
- Website: andersenlab.com
- E-mail: moc.balnesredna@tcatnoc
- Facebook: www.facebook.com/AndersenSoftwareDev
- Twitter: x.com/AndersenLabs
- LinkedIn: www.linkedin.com/company/andersen-lab
- Instagram: www.instagram.com/andersen.global
- Phone: +971 54 592 0234
- Address: Sheikh Zayed Rd., The One Tower, 23rd floor, Dubai, UAE
4. Intellias
Intellias develops technology for banks and financial services companies, with capabilities spanning core banking modernization, mobile banking, payment infrastructure, open banking, RegTech, lending, data platforms, and custom digital financial products.
The UAE is a demonstrated delivery market for the company. Intellias has provided development and managed IT support for a UAE digital trade bank and conducted technology assessment and cloud optimization work for financial institutions in the country. Its banking practice is a good fit where an organization needs both custom product engineering and long-term modernization of existing banking infrastructure.
Key Facts
- Best for: Digital banking transformation and modernization
- Core services: Core banking modernization, payments, mobile banking, open banking, RegTech
- Specialization: Custom engineering for banks and financial institutions
- UAE experience: Digital banking development and support projects
- Project types: New banking products, cloud optimization, platform modernization
Contact Information
- Website: intellias.com
- E-mail: moc.sailletni@ofni
- Facebook: www.facebook.com/Intellias.GlobalPage
- LinkedIn: www.linkedin.com/company/intellias
- Instagram: www.instagram.com/intellias\_global
- Address: Unit 201, Level 1, Gate Avenue – South Zone, Dubai International Financial Centre
- Phone: +97 1562012215
5. Appinventiv
Appinventiv works with financial organizations on custom fintech and payment software, including digital banking applications, wallets, lending systems, investment products, and payment infrastructure. Its engineering capabilities extend from product strategy and UX to backend architecture, integration, security, and ongoing support.
The company maintains an office in Dubai and develops fintech applications designed around UAE financial requirements. Its published financial work includes UAE-focused platforms as well as broader Middle Eastern banking and financial projects, giving it a combination of local presence and custom product engineering capability.
Key Facts
- Best for: Mobile-first banking and fintech products
- Core services: Fintech software, payment systems, mobile banking, digital wallets, lending applications
- Specialization: End-to-end digital product engineering
- Location: Dubai, UAE
- Project scope: Strategy, UX/UI, development, integrations, deployment, support
Contact Information
- Website: appinventiv.com
- E-mail: moc.vitnevnippa@ofni
- Twitter: x.com/appinventiv
- LinkedIn: www.linkedin.com/company/appinventiv
- Instagram: www.instagram.com/appinventiv
- Address: Meydan Grand Stand, 6th floor, Meydan road, Nad Al Sheba, Dubai
- Phone: +97-154-464-4501
6. Code Brew Labs
Code Brew Labs develops fintech and financial software for banking, payments, wallets, lending, and other transaction-based products. Its financial software work includes custom development, integrations, security features, analytics, and mobile applications.
The company has a Dubai presence and has developed financial products for the UAE market. Its work on DuPay, a regulated UAE digital wallet and remittance platform, provides a practical example of handling payments, international transfers, compliance workflows, and transaction processing in the country. Code Brew can therefore suit organizations looking for customer-facing banking applications or related fintech platforms rather than large-scale core banking replacement alone.
Key Facts
- Best for: Digital wallets, banking applications, and payment platforms
- Core services: Fintech development, mobile banking, payments, lending applications
- Specialization: Customer-facing financial applications
- UAE experience: Development of regulated financial products
- Location: Dubai, UAE
Contact Information
- Website: www.code-brew.com
- E-mail: moc.werb-edoc@ssenisub
- Facebook: www.facebook.com/codebrewlabs
- LinkedIn: www.linkedin.com/company/code-brew-labs
- Instagram: www.instagram.com/codebrewlabs
- Address: Level- 26, Dubai World Trade Centre Tower, Sheikh Rashid Tower, Sheikh Zayed Rd, Dubai, UAE
- Phone: +971-55-645-7972
7. Techugo
Techugo provides fintech application development with dedicated capabilities for digital banking, mobile banking, eWallets, investment platforms, payment integrations, and modernization of existing financial applications. Its teams also handle authentication, encryption, fraud-related functionality, API integrations, and post-launch maintenance.
A Dubai office gives the company a direct UAE operating presence. Techugo also specifically addresses UAE banking and fintech projects, including custom banking software and applications modeled around the functionality expected from major digital banking services in the country. This makes it more appropriate for mobile and customer-experience projects than for banks seeking a standalone core banking product.
Key Facts
- Best for: Mobile banking and fintech applications
- Core services: Digital banking apps, eWallets, fintech software, API integration, modernization
- Specialization: Mobile-first financial products
- Location: Dubai, UAE
- Delivery scope: Discovery, UX/UI, development, testing, integration, maintenance
Contact Information
- Website: www.techugo.com
- E-mail: moc.oguhcet@selas
- Facebook: www.facebook.com/techugo.apps
- Twitter: x.com/techugo\_apps
- LinkedIn: www.linkedin.com/company/techugo-private-limited
- Instagram: www.instagram.com/techugo
- Address: R320 - OF09, Office OF09-177, Um Hurair Second, Dubai
- Phone: +91 987-014-0055
8. Profinch
Profinch works specifically with banks and financial institutions, combining banking technology consulting with software products and implementation services. Its expertise includes core banking transformation, Oracle FLEXCUBE, digital banking, payments, regulatory technology, data transformation, and banking operations.
The company has a Dubai office and has worked with UAE financial organizations on banking data, reporting, core systems, and application modernization. This banking-specific focus distinguishes it from broader custom development agencies and makes it relevant for institutions already operating complex enterprise banking platforms.
Key Facts
- Best for: Core banking transformation and Oracle banking environments
- Core services: Banking consulting, core systems, digital banking, payments, data transformation
- Specialization: Banking technology implementation and modernization
- Location: Dubai, UAE
- Platform experience: Oracle FLEXCUBE and related banking systems
Contact Information
- Website: www.profinch.com
- Facebook: www.facebook.com/ProfinchSolutions
- Twitter: x.com/ProfinchS
- LinkedIn: www.linkedin.com/company/profinch-solutions-pvt-ltd
- Instagram: www.instagram.com/profinchsolutions
- Phone: +971 4580 1775
- Address: Unit 6 and Unit 31, Level 11, DMCC Business Centre, Uptown Tower, JLT, Dubai, UAE
9. Accenture
Accenture handles large-scale banking technology programs involving application development, integration, cloud, data, AI, payments, and core banking transformation. Its role often extends beyond software engineering into operating-model design and enterprise technology modernization.
Its UAE banking credentials are substantial. Accenture has worked with Commercial Bank of Dubai on a technology transformation program and development center of excellence, supported Abu Dhabi Commercial Bank with a major core technology transformation, and led development of the UAE national instant payment platform for Al Etihad Payments. These projects make it especially relevant to large banks and national-scale financial infrastructure programs.
Key Facts
- Best for: Large banking transformation programs
- Core services: Banking technology, application development, integration, cloud, AI, payments
- Specialization: Enterprise and national-scale financial infrastructure
- UAE experience: Commercial Bank of Dubai, ADCB, Al Etihad Payments
- Project scope: Core modernization, payment infrastructure, digital platforms
Contact Information
- Website: www.accenture.com
- Address: Zaa'beel Palace Street, Zaa'beel First, Zaa'beel, Dubai
- Phone: +97143762700
10. IBM Consulting
IBM Consulting supports banks with application modernization, hybrid cloud, data platforms, AI, architecture, and digital transformation. Its banking work typically combines consulting with the design and implementation of technology across existing enterprise environments.
In the UAE, IBM has worked with First Abu Dhabi Bank on digital platform modernization in a hybrid cloud environment and with Dubai Islamic Bank on data transformation and analytics foundations. This makes IBM a stronger fit for established institutions modernizing complex banking estates than for startups looking only for a standalone mobile application.
Key Facts
- Best for: Enterprise banking modernization and data transformation
- Core services: Application modernization, hybrid cloud, AI, data engineering, consulting
- Specialization: Large and complex banking technology environments
- UAE experience: First Abu Dhabi Bank and Dubai Islamic Bank
- Project types: Digital platform modernization, analytics, data architecture
Contact Information
- Website: www.ibm.com
- E-mail: moc.mbi.vl@vlofni
- Twitter: x.com/ibm
- LinkedIn: www.linkedin.com/company/ibm
- Instagram: www.instagram.com/ibm
- Address: GBS Building, 6th floor, PO Box 25960, Dubai Media City, Dubai, UAE
- Phone: +971 4818 0200
11. Finastra
Finastra develops financial software for retail banking, corporate banking, lending, payments, treasury, capital markets, and banking as a service. Its platform portfolio can support both modernization of established institutions and development of new digital services around open APIs.
The company has operated in Dubai for decades and maintains an office in the Dubai International Financial Centre. Its technology has also been used by UAE banks, including United Arab Bank, for core banking and digital transformation projects. Finastra is most relevant to financial institutions that want configurable banking platforms alongside integration and implementation capabilities.
Key Facts
- Best for: Banks adopting established financial software platforms
- Core services: Core banking, digital banking, lending, payments, treasury
- Specialization: Configurable enterprise banking products
- Location: Dubai International Financial Centre, UAE
- UAE experience: Long-term regional presence and UAE banking implementations
Contact Information
- Website: www.finastra.com
- Twitter: x.com/FinastraFS
- LinkedIn: www.linkedin.com/company/finastra
- Address: Level 11-03, ICD Brookfield Place, DIFC, Dubai, PO Box 29561, United Arab Emirates
- Phone: +971 4 4331320
12. Temenos
Temenos develops banking software used across retail, corporate, Islamic, wealth, and other banking models. Its technology covers core banking, digital banking, payments, financial crime mitigation, data, AI, and cloud-based banking services.
The company has a direct Dubai presence and continues to work with banks across the Middle East. In the UAE, Reem Finance selected Temenos technology to support a new digital community bank, while the company has expanded its Dubai operations to support regional banking clients. Temenos is particularly relevant where the project centers on a full banking platform rather than completely bespoke software built from the ground up.
Key Facts
- Best for: Core and digital banking platform transformation
- Core services: Core banking, digital banking, payments, wealth, Islamic banking
- Specialization: Enterprise banking platforms
- Location: Dubai, UAE
- UAE experience: Digital community banking and broader regional implementations
Contact Information
- Website: www.temenos.com
- Facebook: www.facebook.com/TemenosGroup
- Twitter: x.com/Temenos
- LinkedIn: www.linkedin.com/company/temenos
- Instagram: www.instagram.com/we\_are\_temenos
- Address: Additiv Technologies, Ltd Innovation Hub One, Office 805, Dubai International Financial Centre, Dubai, United Arab Emirates
- Phone: +971 4 391 3100
13. Infosys
Infosys provides cloud-native banking technology for core banking, corporate banking, lending, payments, digital engagement, cash management, wealth, treasury, analytics, AI, and blockchain. The platform is developed by EdgeVerve Systems, an Infosys subsidiary focused on enterprise software products.
Finacle has a long history in the UAE banking sector. More recently, UAE-based Zand Bank selected its corporate banking suite for cloud deployment, while earlier UAE implementations have included banks such as RAKBANK. Infosys also maintains multiple offices in the UAE, supporting organizations that need a combination of banking platforms, implementation, integration, and broader technology services.
Key Facts
- Best for: Core, corporate, and digital banking transformation
- Core services: Core banking, lending, payments, digital engagement, treasury
- Specialization: Cloud-native enterprise banking software
- UAE presence: Offices in Dubai, Abu Dhabi, and Sharjah
- UAE experience: Zand Bank and other financial institutions
Contact Information
- Website: www.infosys.com
- E-mail: moc.sysofni@suksa
- Facebook: www.facebook.com/Infosys
- Twitter: x.com/infosys
- LinkedIn: www.linkedin.com/company/infosys
- Address: 15th Floor, Aurora Tower, P.O. Box No. 502292, Dubai Internet City, Dubai
- Phone: 971 4 433 0100
Conclusion
Banking software development companies in the United Arab Emirates cover a wide range of needs, from digital banking and payment solutions to fintech platforms, system integrations, and legacy modernization. When choosing a provider, businesses should look beyond technical capabilities and consider experience with financial services, security requirements, regulatory needs, integration capabilities, and long-term support.
Rather than selecting a company based on size or a broad service list, it is worth comparing providers by their experience with similar banking projects, technology stack, delivery model, and ability to work within the UAE financial environment. This approach helps banks and financial institutions find a development partner that fits their specific product, modernization, or integration requirements.