Vietnam has a sizable software engineering market for banks, fintech companies, payment providers, and financial institutions. The companies below cover digital banking platforms, core banking integration, lending systems, payments, financial applications, modernization, QA, data, and related engineering services. The selection includes Vietnam-based development companies as well as Itexus, an international fintech specialist for organizations open to remote delivery.
1. Itexus
Itexus focuses heavily on software development for banking, fintech, trading, lending, payments, and wealth management. Its banking capabilities cover mobile and online banking platforms, digital onboarding, KYC automation, lending, wallets, card management, open banking, fraud monitoring, and core banking integration. The company also works on modernization projects where established financial systems need new interfaces, APIs, cloud architecture, or customer-facing applications.
Itexus is headquartered in the United States and has a development presence in Europe rather than Vietnam. It is therefore more relevant to Vietnam-based financial organizations that are open to working with a specialized international engineering partner remotely.
Key Facts
- Best for: Banks and fintech companies needing specialist financial software engineering
- Core services: Banking software development, mobile banking, fintech development, system integration, modernization
- Banking capabilities: Digital banking, lending, payments, KYC, card systems, open banking, fraud monitoring
- Delivery model: International remote software development
- Location: United States and Poland
Contact Information
- Website: itexus.com
- Email: moc.suxeti@ofni
- Address: 8, The Green, STE road, Dover, DE 19901
- Facebook: www.facebook.com/itexus
- Instagram: www.instagram.com/itexus.soft
- LinkedIn: www.linkedin.com/company/itexus-fintech-software
- Twitter: x.com/ItexusSoft
2. FPT Software
FPT Software brings one of the broadest banking technology portfolios among Vietnam-headquartered providers. Its banking and financial services practice works across retail banking, corporate banking, digital banking, and fintech, including mobile and internet banking, eKYC onboarding, loan origination, digital lending, APIs, core integration, cloud-native platforms, and payment systems.
The company also has experience with banking modernization and AI applications for financial institutions. FPT has worked on technology programs involving Vietnamese banks as well as large international financial organizations, making it particularly relevant for complex programs requiring sizable engineering teams and multiple technology disciplines.
Key Facts
- Best for: Large banking modernization and digital transformation programs
- Core services: Software development, system integration, cloud, data, AI, application modernization
- Banking capabilities: Digital banking, lending, onboarding, payments, core integration, APIs
- Location: Hanoi, Vietnam
- Notable strength: Large-scale banking IT delivery
Contact Information
- Website: fptsoftware.com
- Email: moc.tpf@RP.PCM
- Phone: (+84) 243 768 9048
- Address: FPT Cau Giay Building, Duy Tan Street, Cau Giay Ward, Hanoi, Vietnam
- LinkedIn: www.linkedin.com/company/fpt-software
- Twitter: x.com/fpt\_software
3. CMC Global
CMC Global provides custom software development and technology services from delivery centers in Vietnam. Its financial services experience includes core banking systems, payment architecture, risk management, regulatory technology, open banking implementation, application modernization, quality assurance, and managed services.
The company has worked with banks and financial institutions in Vietnam and international markets. Its service model can cover more than initial application development, with options for migration, maintenance, testing, infrastructure, cloud, data, AI, and long-term application support. That range makes CMC Global relevant for institutions dealing with several connected systems rather than one standalone banking application.
Key Facts
- Best for: Banks requiring development plus integration and managed services
- Core services: Custom software development, migration, QA, cloud, data, AI, managed services
- Banking capabilities: Core banking, payments, open banking, risk systems
- Locations in Vietnam: Hanoi, Da Nang, Ho Chi Minh City
- Notable strength: Full lifecycle banking IT services
Contact Information
- Website: cmcglobal.com.vn
- Phone: +024 71016 000
- Address: 7 – 10F, CMC Tower, 11 Duy Tan Street, Cau Giay Ward
- LinkedIn: www.linkedin.com/company/cmc-global-company-limited
- Facebook: www.facebook.com/cmcgloballtd
4. TMA Solutions
TMA Solutions has a dedicated fintech capability within a much larger software engineering organization. Its finance practice covers fintech application development, core banking integration, mobile payments, wealth management, capital markets, lending, and AI applications for financial services.
The company is headquartered in Ho Chi Minh City and reports hundreds of engineers working across finance and insurance projects. TMA can support design, development, software testing, deployment, maintenance, and digital transformation, making it a practical option for financial organizations that need both development capacity and domain-specific engineering knowledge.
Key Facts
- Best for: Larger financial software projects requiring sizable engineering teams
- Core services: Software development, testing, digital transformation, maintenance
- Banking capabilities: Core banking integration, mobile payments, lending, fintech applications
- Location: Ho Chi Minh City, Vietnam
- Notable strength: Dedicated fintech center and large engineering workforce
Contact Information
- Website: www.tmasolutions.com
- Email: moc.snoitulosamt@ofni
- Phone: +84 28 3995 1060
- Address: Street #10, Quality Tech Solution Complex, Trung My Tay Ward, Ho Chi Minh City
- LinkedIn: www.linkedin.com/company/tma-solutions
5. Orient Software
Orient Software develops custom financial software from its headquarters and delivery offices in Vietnam. Its finance practice specifically covers mobile banking application development and core banking modernization, alongside broader custom software, data engineering, AI, and dedicated development teams.
For banking organizations, Orient may be particularly relevant when the project combines a financial product with legacy systems that cannot simply be replaced at once. The company describes a phased modernization approach and also works across banking, lending, insurance, and investment software.
Key Facts
- Best for: Mobile banking and core banking modernization
- Core services: Custom development, dedicated teams, data engineering, AI
- Banking capabilities: Mobile banking, core modernization, financial applications
- Headquarters: Ho Chi Minh City, Vietnam
- Vietnam offices: Ho Chi Minh City, Hanoi, Da Nang, Hue
Contact Information
- Website: www.orientsoftware.com
- Email: moc.erawtfostneiro@selas
- Phone: +84 28 3812 0101
- Address: HQ - Suite 5.8, 5th Floor, E.town 1 Building, 364 Cong Hoa Street, Tan Binh Ward, Ho Chi Minh City, Vietnam
- LinkedIn: www.linkedin.com/company/orient-software-development
- Facebook: www.facebook.com/OrientSoftware
6. Saigon Technology
Saigon Technology provides financial and fintech software engineering from delivery locations in Ho Chi Minh City and Da Nang. Its fintech practice covers digital banking platforms, payment gateways, lending systems, financial applications, and integration-heavy products.
The company also emphasizes QA, offshore development teams, and compliance-aware engineering for financial software. This combination can suit banks and fintech firms that already have internal product leadership but need additional development, testing, DevOps, or modernization capacity in Vietnam.
Key Facts
- Best for: Offshore banking and fintech product development
- Core services: Custom development, dedicated teams, QA, DevOps
- Banking capabilities: Digital banking, payments, lending, financial platforms
- Locations in Vietnam: Ho Chi Minh City and Da Nang
- Certifications: ISO 27001 and ISO 9001
Contact Information
- Website: saigontechnology.com
- Email: moc.ygolonhcetnogias@selas
- Phone: (+84) 767 496 612
- Address: 3rd Floor, Orchard Parkview Building, 130-132 Hong Ha Street, Duc Nhuan Ward, Ho Chi Minh City, Vietnam
- LinkedIn: www.linkedin.com/company/saigon-technology
- Facebook: www.facebook.com/saigontechnology
- Twitter: x.com/saigontech
7. Savvycom
Savvycom has a dedicated fintech software development practice alongside its broader software and AI services. Its financial technology work includes digital banking, custom financial applications, payment processing, trade finance integration, analytics, security, infrastructure management, and third-party system integration.
The company can also handle ongoing application and infrastructure management after deployment. Savvycom is headquartered in Hanoi and works internationally, making it a potential fit for banks that want Vietnam-based engineering while still requiring experience with international financial technology environments.
Key Facts
- Best for: Custom digital banking platforms and fintech products
- Core services: Software development, fintech development, AI, application management
- Banking capabilities: Digital banking, payments, trade finance, system integration
- Headquarters: Hanoi, Vietnam
- Notable strength: Combination of product development and ongoing application support
Contact Information
- Website: savvycomsoftware.com
- Email: moc.erawtfosmocyvvas@gnitekram
- Phone: +84 24 3202 9222
- Address: Level 7, Sky Park Tower B, No. 3 Ton That Thuyet, Cau Giay, Hanoi, Vietnam
- Facebook: www.facebook.com/savvycom
8. Newwave Solutions
Newwave Solutions offers a dedicated digital banking software development service from its Hanoi headquarters. Its banking capabilities include custom applications, legacy system work, UI/UX design, POS software, platform migration, security-related development, maintenance, and integration of new technologies.
The company also lists fintech among its core industry solutions. This makes Newwave a reasonable candidate for banks and financial businesses seeking Vietnam-based development for customer-facing applications, modernization projects, or extensions to existing systems rather than only greenfield products.
Key Facts
- Best for: Digital banking applications and legacy system projects
- Core services: Software development, mobile apps, UI/UX, QA, maintenance
- Banking capabilities: Digital banking, platform migration, POS, integrations
- Headquarters: Hanoi, Vietnam
- Team: 300+ IT professionals
Contact Information
- Website: newwave.vn
- Email: nv.evawwen@selas
- Phone: +84 98 531 0203
- Address: Tầng 1, 4, 10, toà nhà Mitec, đường Dương Đình Nghệ, phường Cầu Giấy, thành phố Hà Nội, Việt Nam
- Facebook: www.facebook.com/newwavesolution
9. Axon Active
Axon Active combines Swiss ownership with a substantial engineering operation in Vietnam. Its fintech portfolio includes bank customer onboarding, mobile payments, trading technology, and credit processing software. One of its published projects involves a Vietnam-based development team working on a credit processing platform used by financial institutions.
The company primarily works through dedicated software engineering teams, which can suit financial organizations looking for a long-term extension of their internal product and engineering functions. Its Vietnam workforce operates from several development locations, including Ho Chi Minh City, Da Nang, and Can Tho.
Key Facts
- Best for: Long-term dedicated banking and fintech engineering teams
- Core services: Software development, dedicated teams, architecture, DevOps
- Banking capabilities: Credit processing, onboarding, payments, fintech platforms
- Vietnam presence: Ho Chi Minh City, Da Nang, Can Tho
- Notable strength: Large Vietnam-based engineering operation
Contact Information
- Website: axonactive.com
- Email: moc.evitcanoxa@ofni
- Phone: +84 28 7109 1234
- LinkedIn: www.linkedin.com/company/axonactive
- Instagram: www.instagram.com/axonactive
- Facebook: www.facebook.com/AxonActiveVietnam
10. HDWEBSOFT
HDWEBSOFT develops fintech applications from its engineering center in Ho Chi Minh City. The company's financial software services cover payment systems, digital banking, lending platforms, digital wallets, financial integrations, and custom finance applications.
Its delivery model includes frontend and backend development, mobile apps, business analysis, QA, DevOps, and post-release support. HDWEBSOFT also holds ISO 9001 and ISO 27001 certifications and positions its financial engineering work around compliance-aware development, including payment and data security requirements.
Key Facts
- Best for: Mid-sized fintech and digital banking development projects
- Core services: Web, mobile, backend, QA, DevOps, business analysis
- Banking capabilities: Digital banking, payments, lending, wallets
- Location: Ho Chi Minh City, Vietnam
- Certifications: ISO 9001 and ISO 27001
Contact Information
- Website: www.hdwebsoft.com
- Email: moc.tfosbewdh@tcatnoc
- Phone: +84 (0)28 66809403
- Address: 15 Thep Moi, Bay Hien Ward, Ho Chi Minh City
- LinkedIn: www.linkedin.com/company/hdwebsoft
- Facebook: www.facebook.com/hdwebsoft
- Twitter: x.com/hdwebsoft
11. VTI
VTI provides application development services from offices in Hanoi, Da Nang, and Ho Chi Minh City. Banking and finance is one of the operating domains for its custom application work, with the company specifically offering development of banking applications alongside core systems, mobile applications, websites, and UI/UX.
VTI can also provide application maintenance, infrastructure operations, cloud-related services, and enterprise technologies. This broader service mix may suit banks that want one development partner for customer applications as well as the systems and operational services surrounding them.
Key Facts
- Best for: Banking applications combined with broader enterprise IT work
- Core services: Application development, mobile development, UI/UX, maintenance
- Banking capabilities: Banking apps and financial systems
- Locations in Vietnam: Hanoi, Da Nang, Ho Chi Minh City
- Delivery model: Custom development and IT services
Contact Information
- Website: vti.com.vn
- Phone: (+84) 24-7303-9996
- Address: VTI Building, Me Tri Ha Urban Area, Tu Liem Ward, Hanoi
- LinkedIn: www.linkedin.com/company/vtijsc
- Facebook: www.facebook.com/VTI.JSC
12. Kyanon Digital
Kyanon Digital has direct experience with banking transformation projects in Vietnam. Its published work includes a go-live readiness assessment for a Vietnamese commercial bank implementing a core banking platform, retail mobile application, and corporate digital banking solution.
Alongside advisory work, Kyanon provides software engineering, digital transformation, cloud, data, AI, QA, and related technical services. Its local offices in Ho Chi Minh City, Hanoi, and Da Nang can be useful for financial institutions where local collaboration and proximity to business stakeholders matter.
Key Facts
- Best for: Banking transformation programs requiring local technical advisory and engineering
- Core services: Software engineering, consulting, QA, cloud, data, AI
- Banking experience: Core banking and digital banking transformation
- Locations in Vietnam: Ho Chi Minh City, Hanoi, Da Nang
- Certifications: ISO 9001 and ISO 27001
Contact Information
- Website: kyanon.digital
- Email: latigid.nonayk@tcatnoc
- Phone: (+84) 28 3517 1080
- Address: 294-296 Truong Sa Street, Cau Kieu Ward, Ho Chi Minh City
- LinkedIn: www.linkedin.com/company/kyanon
- Facebook: www.facebook.com/kyanon.digital
- Twitter: x.com/kyanondigital
13. PowerGate Software
PowerGate Software is a Vietnam-based software product development company with a dedicated fintech software development offering. Its financial technology work covers secure financial systems alongside broader capabilities in web applications, mobile development, enterprise software, SaaS, cloud, data, and dedicated development teams.
The firm is particularly relevant to fintech businesses and financial product teams that want to build or expand a software product rather than outsource a narrow technical task. Its Hanoi delivery presence also gives buyers a local option for assembling development teams in Vietnam.
Key Facts
- Best for: Fintech product development and dedicated engineering teams
- Core services: Product development, mobile apps, web apps, enterprise software
- Banking relevance: Fintech and regulation-aware financial software
- Location: Hanoi, Vietnam
- Notable strength: Product-oriented software engineering
Contact Information
- Website: powergatesoftware.com
- Email: moc.erawtfosetagrewop@tcatnoc
- Phone: (+84) 246 654 2283
- Address: 6A Floor, C Tower, Central Point, 219 Trung Kinh Str., Cau Giay Dist., Hanoi, Vietnam
- LinkedIn: www.linkedin.com/company/powergate-group-company
- Facebook: www.facebook.com/powergategroup
14. SotaTek
SotaTek is headquartered in Vietnam and has developed a significant fintech portfolio alongside its software, blockchain, AI, and enterprise technology services. Its fintech work includes payment products and other financial technology systems, while partnerships with financial technology businesses have expanded its work in Vietnam and other Asian markets.
The company operates development facilities in Hanoi and can support financial businesses that need custom engineering combined with blockchain, cloud, AI, or other newer technologies. It is a more natural fit for fintech-driven banking initiatives than for traditional packaged core banking implementation.
Key Facts
- Best for: Fintech, payments, and technology-heavy financial products
- Core services: Software development, AI, blockchain, cloud, digital transformation
- Banking relevance: Fintech services and payment technology
- Headquarters: Vietnam
- Development presence: Hanoi, Vietnam
Contact Information
- Website: www.sotatek.com
- Email: moc.ketatos@tcatnoc
- Phone: +84 24 6658 5248
- Address: 2F, 3F, 7F, 10F & 11F, CIC Tower, No.1 Nguyen Thi Due Street, Yen Hoa, Hanoi, Vietnam
- LinkedIn: www.linkedin.com/company/sota-tek
- Instagram: www.instagram.com/sotatek.official
- Facebook: www.facebook.com/sotatek
- Twitter: x.com/SotaTek
15. Synodus
Synodus develops custom software from offices in Hanoi and Ho Chi Minh City, with finance and banking listed among its main industry practices. Its development capabilities include web and mobile applications, data analytics, blockchain, low-code development, and custom digital products.
The company's financial portfolio includes payment-related products, including a published cross-border payment application project. Synodus can therefore be considered by banks, payment companies, and fintech teams looking for a Vietnam-based software partner for customer-facing financial products or supporting systems.
Key Facts
- Best for: Custom banking, payment, and fintech applications
- Core services: Custom software, mobile apps, web apps, data analytics, blockchain
- Industry focus: Finance and banking
- Locations in Vietnam: Hanoi and Ho Chi Minh City
- Notable strength: Product development across multiple financial technology stacks
Contact Information
- Website: synodus.com
- Email: moc.sudonys@tcatnoc
- Address: 15th Floor, CIC Tower, No.2 Nguyen Thi Due Street, Yen Hoa Ward, Cau Giay District, Hanoi
- LinkedIn: www.linkedin.com/company/synodusofficial
- Facebook: www.facebook.com/synodusofficial
- Twitter: x.com/SynodusOfficial
Conclusion
Vietnam offers a strong mix of banking software development companies, from large technology groups handling core banking modernization to focused engineering teams building payment, lending, and mobile banking products. The right choice depends less on company size and more on the scope of the project, existing infrastructure, security requirements, and the level of financial domain experience needed.
For traditional banks, experience with legacy integration, core systems, compliance, and long-term maintenance can be especially important. Fintech companies may put more weight on product speed, API development, cloud architecture, and flexible engineering teams. Comparing those capabilities early makes it easier to find a development partner that fits both the technical requirements and the way the organization plans to grow.