Vietnam has a sizable software engineering market for banks, fintech companies, payment providers, and financial institutions. The companies below cover digital banking platforms, core banking integration, lending systems, payments, financial applications, modernization, QA, data, and related engineering services. The selection includes Vietnam-based development companies as well as Itexus, an international fintech specialist for organizations open to remote delivery.
1. Itexus
Itexus builds software for banking, fintech, trading, lending, payments, and wealth management. In banking, it delivers mobile and online banking platforms, digital onboarding, KYC automation, lending, and wallets. It also builds card management, open banking, fraud monitoring, and core banking integration. When an established financial system needs new interfaces, APIs, cloud architecture, or customer-facing apps, Itexus handles that modernization too.
Itexus is headquartered in the United States and has a development presence in Europe, not Vietnam. It fits Vietnam-based financial organizations that are happy to work remotely with a specialized international engineering partner.
Key Facts
- Best for: Banks and fintech companies needing specialist financial software engineering
- Core services: Banking software development, mobile banking, fintech development, system integration, modernization
- Banking capabilities: Digital banking, lending, payments, KYC, card systems, open banking, fraud monitoring
- Delivery model: International remote software development
- Location: United States and Poland
Contact Information
- Website: itexus.com
- Email: moc.suxeti@ofni
- Address: 8, The Green, STE road, Dover, DE 19901
- Facebook: www.facebook.com/itexus
- Instagram: www.instagram.com/itexus.soft
- LinkedIn: www.linkedin.com/company/itexus-fintech-software
- Twitter: x.com/ItexusSoft
2. FPT Software
FPT Software offers one of the widest ranges of banking technology among Vietnam-headquartered providers. Its banking and financial services practice covers retail, corporate, and digital banking, plus fintech. It builds mobile and internet banking, eKYC onboarding, loan origination, and digital lending. It also delivers APIs, core integration, cloud-native platforms, and payment systems.
FPT also modernizes banking systems and builds AI applications for financial institutions. It has worked on technology programs for Vietnamese banks and large international financial organizations. It suits complex programs that need large engineering teams across several technology disciplines.
Key Facts
- Best for: Large banking modernization and digital transformation programs
- Core services: Software development, system integration, cloud, data, AI, application modernization
- Banking capabilities: Digital banking, lending, onboarding, payments, core integration, APIs
- Location: Hanoi, Vietnam
- Notable strength: Large-scale banking IT delivery
Contact Information
- Website: fptsoftware.com
- Email: moc.tpf@RP.PCM
- Phone: (+84) 243 768 9048
- Address: FPT Cau Giay Building, Duy Tan Street, Cau Giay Ward, Hanoi, Vietnam
- LinkedIn: www.linkedin.com/company/fpt-software
- Twitter: x.com/fpt_software
3. CMC Global
CMC Global provides custom software development and technology services from delivery centers in Vietnam. In financial services, it has worked on core banking systems, payment architecture, risk management, and regulatory technology. It also handles open banking implementation, application modernization, quality assurance, and managed services.
CMC Global has worked with banks and financial institutions in Vietnam and abroad. Its services go beyond the first build: migration, maintenance, testing, infrastructure, cloud, data, AI, and long-term application support. Institutions that run several connected systems, rather than one standalone banking app, will find it a good match.
Key Facts
- Best for: Banks requiring development plus integration and managed services
- Core services: Custom software development, migration, QA, cloud, data, AI, managed services
- Banking capabilities: Core banking, payments, open banking, risk systems
- Locations in Vietnam: Hanoi, Da Nang, Ho Chi Minh City
- Notable strength: Full lifecycle banking IT services
Contact Information
- Website: cmcglobal.com.vn
- Phone: +024 71016 000
- Address: 7 – 10F, CMC Tower, 11 Duy Tan Street, Cau Giay Ward
- LinkedIn: www.linkedin.com/company/cmc-global-company-limited
- Facebook: www.facebook.com/cmcgloballtd
4. TMA Solutions
TMA Solutions runs a dedicated fintech team inside a much larger software engineering organization. Its finance practice builds fintech apps, core banking integration, mobile payments, and wealth management systems. It also works on capital markets, lending, and AI applications for financial services.
TMA is headquartered in Ho Chi Minh City and reports hundreds of engineers on finance and insurance projects. It covers design, development, software testing, deployment, maintenance, and digital transformation. That makes it practical for financial organizations that need both extra capacity and engineers who know the domain.
Key Facts
- Best for: Larger financial software projects requiring sizable engineering teams
- Core services: Software development, testing, digital transformation, maintenance
- Banking capabilities: Core banking integration, mobile payments, lending, fintech applications
- Location: Ho Chi Minh City, Vietnam
- Notable strength: Dedicated fintech center and large engineering workforce
Contact Information
- Website: www.tmasolutions.com
- Email: moc.snoitulosamt@ofni
- Phone: +84 28 3995 1060
- Address: Street #10, Quality Tech Solution Complex, Trung My Tay Ward, Ho Chi Minh City
- LinkedIn: www.linkedin.com/company/tma-solutions
5. Orient Software
Orient Software builds custom financial software from its headquarters and delivery offices in Vietnam. Its finance practice covers mobile banking app development and core banking modernization. It also offers custom software, data engineering, AI, and dedicated development teams.
Orient is a good choice when a new financial product must work alongside legacy systems that cannot be replaced all at once. The company uses a phased approach to modernization. It also builds banking, lending, insurance, and investment software.
Key Facts
- Best for: Mobile banking and core banking modernization
- Core services: Custom development, dedicated teams, data engineering, AI
- Banking capabilities: Mobile banking, core modernization, financial applications
- Headquarters: Ho Chi Minh City, Vietnam
- Vietnam offices: Ho Chi Minh City, Hanoi, Da Nang, Hue
Contact Information
- Website: www.orientsoftware.com
- Email: moc.erawtfostneiro@selas
- Phone: +84 28 3812 0101
- Address: HQ - Suite 5.8, 5th Floor, E.town 1 Building, 364 Cong Hoa Street, Tan Binh Ward, Ho Chi Minh City, Vietnam
- LinkedIn: www.linkedin.com/company/orient-software-development
- Facebook: www.facebook.com/OrientSoftware
6. Saigon Technology
Saigon Technology builds financial and fintech software from delivery centers in Ho Chi Minh City and Da Nang. Its fintech work covers digital banking platforms, payment gateways, lending systems, financial apps, and products with many integrations.
The company puts weight on QA, offshore development teams, and compliance-aware engineering for financial software. It suits banks and fintech firms that already have their own product leadership. Those clients can add development, testing, DevOps, or modernization capacity in Vietnam.
Key Facts
- Best for: Offshore banking and fintech product development
- Core services: Custom development, dedicated teams, QA, DevOps
- Banking capabilities: Digital banking, payments, lending, financial platforms
- Locations in Vietnam: Ho Chi Minh City and Da Nang
- Certifications: ISO 27001 and ISO 9001
Contact Information
- Website: saigontechnology.com
- Email: moc.ygolonhcetnogias@selas
- Phone: (+84) 767 496 612
- Address: 3rd Floor, Orchard Parkview Building, 130-132 Hong Ha Street, Duc Nhuan Ward, Ho Chi Minh City, Vietnam
- LinkedIn: www.linkedin.com/company/saigon-technology
- Facebook: www.facebook.com/saigontechnology
- Twitter: x.com/saigontech
7. Savvycom
Savvycom has a dedicated fintech development practice next to its wider software and AI services. Its financial work includes digital banking, custom financial apps, payment processing, and trade finance integration. It also covers analytics, security, infrastructure management, and third-party system integration.
After launch, Savvycom can keep managing the application and its infrastructure. The company is headquartered in Hanoi and works internationally. Banks that want engineers in Vietnam with experience in international financial technology can consider it.
Key Facts
- Best for: Custom digital banking platforms and fintech products
- Core services: Software development, fintech development, AI, application management
- Banking capabilities: Digital banking, payments, trade finance, system integration
- Headquarters: Hanoi, Vietnam
- Notable strength: Combination of product development and ongoing application support
Contact Information
- Website: savvycomsoftware.com
- Email: moc.erawtfosmocyvvas@gnitekram
- Phone: +84 24 3202 9222
- Address: Level 7, Sky Park Tower B, No. 3 Ton That Thuyet, Cau Giay, Hanoi, Vietnam
- Facebook: www.facebook.com/savvycom
8. Newwave Solutions
Newwave Solutions offers a dedicated digital banking development service from its Hanoi headquarters. It builds custom applications, works on legacy systems, and handles UI/UX design and POS software. It also covers platform migration, security-related development, maintenance, and integration of new technologies.
Fintech is one of the core industries Newwave lists. Banks and financial businesses can hire it in Vietnam for customer-facing apps, modernization projects, or extensions to existing systems, not only for products built from scratch.
Key Facts
- Best for: Digital banking applications and legacy system projects
- Core services: Software development, mobile apps, UI/UX, QA, maintenance
- Banking capabilities: Digital banking, platform migration, POS, integrations
- Headquarters: Hanoi, Vietnam
- Team: 300+ IT professionals
Contact Information
- Website: newwave.vn
- Email: nv.evawwen@selas
- Phone: +84 98 531 0203
- Address: Tầng 1, 4, 10, toà nhà Mitec, đường Dương Đình Nghệ, phường Cầu Giấy, thành phố Hà Nội, Việt Nam
- Facebook: www.facebook.com/newwavesolution
9. Axon Active
Axon Active has Swiss ownership and a large engineering operation in Vietnam. Its fintech projects include bank customer onboarding, mobile payments, trading technology, and credit processing software. In one published project, a team in Vietnam worked on a credit processing platform used by financial institutions.
The company mainly works through dedicated engineering teams. That model suits financial organizations that want a long-term extension of their own product and engineering staff. Its engineers in Vietnam work from several locations, including Ho Chi Minh City, Da Nang, and Can Tho.
Key Facts
- Best for: Long-term dedicated banking and fintech engineering teams
- Core services: Software development, dedicated teams, architecture, DevOps
- Banking capabilities: Credit processing, onboarding, payments, fintech platforms
- Vietnam presence: Ho Chi Minh City, Da Nang, Can Tho
- Notable strength: Large Vietnam-based engineering operation
Contact Information
- Website: axonactive.com
- Email: moc.evitcanoxa@ofni
- Phone: +84 28 7109 1234
- LinkedIn: www.linkedin.com/company/axonactive
- Instagram: www.instagram.com/axonactive
- Facebook: www.facebook.com/AxonActiveVietnam
10. HDWEBSOFT
HDWEBSOFT builds fintech applications from its engineering center in Ho Chi Minh City. Its financial software includes payment systems, digital banking, lending platforms, digital wallets, financial integrations, and custom finance apps.
Its teams cover frontend and backend development, mobile apps, business analysis, QA, DevOps, and post-release support. HDWEBSOFT holds ISO 9001 and ISO 27001 certifications. Its financial engineering is built around compliance, including payment and data security requirements.
Key Facts
- Best for: Mid-sized fintech and digital banking development projects
- Core services: Web, mobile, backend, QA, DevOps, business analysis
- Banking capabilities: Digital banking, payments, lending, wallets
- Location: Ho Chi Minh City, Vietnam
- Certifications: ISO 9001 and ISO 27001
Contact Information
- Website: www.hdwebsoft.com
- Email: moc.tfosbewdh@tcatnoc
- Phone: +84 (0)28 66809403
- Address: 15 Thep Moi, Bay Hien Ward, Ho Chi Minh City
- LinkedIn: www.linkedin.com/company/hdwebsoft
- Facebook: www.facebook.com/hdwebsoft
- Twitter: x.com/hdwebsoft
11. VTI
VTI builds applications from offices in Hanoi, Da Nang, and Ho Chi Minh City. Banking and finance is one of its main domains. It develops banking applications along with core systems, mobile apps, websites, and UI/UX.
VTI also offers application maintenance, infrastructure operations, cloud services, and enterprise technologies. Banks can use one partner for customer apps and for the systems and operations around them.
Key Facts
- Best for: Banking applications combined with broader enterprise IT work
- Core services: Application development, mobile development, UI/UX, maintenance
- Banking capabilities: Banking apps and financial systems
- Locations in Vietnam: Hanoi, Da Nang, Ho Chi Minh City
- Delivery model: Custom development and IT services
Contact Information
- Website: vti.com.vn
- Phone: (+84) 24-7303-9996
- Address: VTI Building, Me Tri Ha Urban Area, Tu Liem Ward, Hanoi
- LinkedIn: www.linkedin.com/company/vtijsc
- Facebook: www.facebook.com/VTI.JSC
12. Kyanon Digital
Kyanon Digital has hands-on experience with banking transformation in Vietnam. In one published project, it assessed go-live readiness for a Vietnamese commercial bank. The bank was rolling out a core banking platform, a retail mobile app, and corporate digital banking.
Besides advisory work, Kyanon provides software engineering, digital transformation, cloud, data, AI, and QA services. Its offices in Ho Chi Minh City, Hanoi, and Da Nang help when a financial institution wants close, in-person work with its business teams.
Key Facts
- Best for: Banking transformation programs requiring local technical advisory and engineering
- Core services: Software engineering, consulting, QA, cloud, data, AI
- Banking experience: Core banking and digital banking transformation
- Locations in Vietnam: Ho Chi Minh City, Hanoi, Da Nang
- Certifications: ISO 9001 and ISO 27001
Contact Information
- Website: kyanon.digital
- Email: latigid.nonayk@tcatnoc
- Phone: (+84) 28 3517 1080
- Address: 294-296 Truong Sa Street, Cau Kieu Ward, Ho Chi Minh City
- LinkedIn: www.linkedin.com/company/kyanon
- Facebook: www.facebook.com/kyanon.digital
- Twitter: x.com/kyanondigital
13. PowerGate Software
PowerGate Software is a Vietnam-based product development company with a dedicated fintech service. It builds secure financial systems. It also works on web apps, mobile development, enterprise software, SaaS, cloud, data, and dedicated development teams.
PowerGate fits fintech businesses and financial product teams that want to build or grow a software product, not outsource one narrow task. With its delivery presence in Hanoi, buyers can assemble development teams locally in Vietnam.
Key Facts
- Best for: Fintech product development and dedicated engineering teams
- Core services: Product development, mobile apps, web apps, enterprise software
- Banking relevance: Fintech and regulation-aware financial software
- Location: Hanoi, Vietnam
- Notable strength: Product-oriented software engineering
Contact Information
- Website: powergatesoftware.com
- Email: moc.erawtfosetagrewop@tcatnoc
- Phone: (+84) 246 654 2283
- Address: 6A Floor, C Tower, Central Point, 219 Trung Kinh Str., Cau Giay Dist., Hanoi, Vietnam
- LinkedIn: www.linkedin.com/company/powergate-group-company
- Facebook: www.facebook.com/powergategroup
14. SotaTek
SotaTek is headquartered in Vietnam and has built a large body of fintech work alongside software, blockchain, AI, and enterprise technology services. It builds payment products and other financial technology systems. Partnerships with fintech businesses have grown its work in Vietnam and other Asian markets.
SotaTek runs development facilities in Hanoi. It helps financial businesses that need custom engineering combined with blockchain, cloud, AI, or other newer technologies. It is a better fit for fintech-led banking projects than for installing a traditional packaged core banking system.
Key Facts
- Best for: Fintech, payments, and technology-heavy financial products
- Core services: Software development, AI, blockchain, cloud, digital transformation
- Banking relevance: Fintech services and payment technology
- Headquarters: Vietnam
- Development presence: Hanoi, Vietnam
Contact Information
- Website: www.sotatek.com
- Email: moc.ketatos@tcatnoc
- Phone: +84 24 6658 5248
- Address: 2F, 3F, 7F, 10F & 11F, CIC Tower, No.1 Nguyen Thi Due Street, Yen Hoa, Hanoi, Vietnam
- LinkedIn: www.linkedin.com/company/sota-tek
- Instagram: www.instagram.com/sotatek.official
- Facebook: www.facebook.com/sotatek
- Twitter: x.com/SotaTek
15. Synodus
Synodus builds custom software from offices in Hanoi and Ho Chi Minh City, and lists finance and banking among its main industries. It develops web and mobile apps, data analytics, blockchain, low-code solutions, and custom digital products.
Its financial work includes payment products, such as a published cross-border payment app. Banks, payment companies, and fintech teams can consider Synodus as a Vietnam-based partner for customer-facing financial products or the systems behind them.
Key Facts
- Best for: Custom banking, payment, and fintech applications
- Core services: Custom software, mobile apps, web apps, data analytics, blockchain
- Industry focus: Finance and banking
- Locations in Vietnam: Hanoi and Ho Chi Minh City
- Notable strength: Product development across multiple financial technology stacks
Contact Information
- Website: synodus.com
- Email: moc.sudonys@tcatnoc
- Address: 15th Floor, CIC Tower, No.2 Nguyen Thi Due Street, Yen Hoa Ward, Cau Giay District, Hanoi
- LinkedIn: www.linkedin.com/company/synodusofficial
- Facebook: www.facebook.com/synodusofficial
- Twitter: x.com/SynodusOfficial
Conclusion
Vietnam offers a strong mix of banking software development companies, from large technology groups handling core banking modernization to focused engineering teams building payment, lending, and mobile banking products. The right choice depends less on company size and more on the scope of the project, existing infrastructure, security requirements, and the level of financial domain experience needed.
For traditional banks, experience with legacy integration, core systems, compliance, and long-term maintenance can be especially important. Fintech companies may put more weight on product speed, API development, cloud architecture, and flexible engineering teams. Comparing those capabilities early makes it easier to find a development partner that fits both the technical requirements and the way the organization plans to grow.