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Published: Aug 25, 2026

15 Best Fintech Software Development Companies in Arizona, USA (2026)

August 25, 2026
Read 13 min

Arizona businesses can choose from local engineering teams, international developers with offices in the state, and remote fintech specialists serving the market. This list compares providers by financial domain focus, software capabilities, delivery model, and Arizona presence, with Itexus placed first for its depth across regulated financial products.

Itexus

1. Itexus

Itexus builds custom fintech systems for banks, brokers, investment firms, lenders, insurers, and fintech companies. It works on mobile and online banking, digital wallets, wealth management, and trading platforms. It also builds lending workflows, insurance systems, and payment infrastructure. The team modernizes legacy systems, integrates financial data, implements AI, automates testing, and supports products in production. Itexus is headquartered in the United States and serves North America, so Arizona clients work with it remotely. It fits best when a product mixes regulated workflows, complex third-party integrations, and high-load architecture.

Key Facts

  • Best for: Complex fintech products and modernization programs
  • Core services: Fintech software development, banking apps, trading systems, digital wallets, lending software, AI implementation
  • Specialization: Regulated and integration-heavy financial platforms
  • Location: United States headquarters, serving clients across North America
  • Notable strength: Engineering for banking, investment, payments, lending, and insurance workflows

Contact Information

PhoenixBizz

2. PhoenixBizz

PhoenixBizz is a local Arizona team with a dedicated financial software practice. It builds banking apps, money-transfer products, crypto wallets, investment apps, and insurance systems. It also builds accounting tools, mortgage platforms, and loan-management software. Beyond finance, it does web and mobile development, UX/UI design, prototyping, and custom business software. PhoenixBizz is a division of Sofvue, LLC, an Arizona corporation, with an address in Peoria. It suits companies that want a nearby partner to build a custom financial app instead of buying an off-the-shelf product.

Key Facts

  • Best for: Arizona companies seeking a local custom development team
  • Core services: Financial software, mobile apps, web applications, UX/UI design, prototyping
  • Specialization: Banking, lending, insurance, accounting, investment, and wallet applications
  • Location: Peoria, Arizona
  • Notable strength: Local financial software development backed by broader product design capabilities

Contact Information

  • Website: www.phoenixbizz.com
  • E-mail: moc.zzibxineohp@olleh
  • Facebook: www.facebook.com/PhoenixBizz-1789059714665449
  • Twitter: x.com/Phoenix_Bizz
  • LinkedIn: www.linkedin.com/company/phoenixbizz
  • Instagram: www.instagram.com/phoenixbizz
  • Address: 7558 W. Thunderbird Road, Suite 1-454 Peoria, AZ 85381
  • Phone: 6238452747
Modulus

3. Modulus

Modulus is a Scottsdale fintech engineering company focused on capital markets. It builds trading platforms, digital asset exchanges, market surveillance tools, risk systems, custody technology, and AI applications. Buyers can hire it to build a new platform or add specialized functions to an existing trading stack. Modulus owns source code and infrastructure built for exchanges and trading, which can speed up work on common components. It is narrower than a general software studio. That focus helps brokerages, exchanges, funds, and other firms that deal with real-time market activity.

Key Facts

  • Best for: Trading platforms, exchanges, and capital-markets systems
  • Core services: Custom fintech development, exchange technology, trading systems, AI, risk and surveillance tools
  • Specialization: Capital markets and digital assets
  • Location: Scottsdale, Arizona
  • Notable strength: Purpose-built engineering assets for trading and exchange projects

Contact Information

  • Website: modulusfe.com
  • Twitter: x.com/tradingsoftware
  • LinkedIn: www.linkedin.com/in/richardgardnermodulus
  • Phone: +14805257940
Chetu

4. Chetu

Chetu runs a software delivery center in Tempe and builds custom systems for banks and financial services businesses. Its banking work covers core platforms, ATM management, ACH and Check 21 processing, and mobile and online banking. It also handles loan management, payments, fraud controls, and third-party integrations. Chetu can supply on-demand developers, QA, cloud infrastructure, data integration, and application modernization. It suits established organizations running several linked projects, such as updating a customer portal while integrating legacy banking systems and payment services.

Key Facts

  • Best for: Broad banking modernization and integration programs
  • Core services: Core banking software, mobile banking, online banking, ATM systems, lending, payments, QA
  • Specialization: Custom banking and financial-services systems
  • Location: Tempe, Arizona software delivery center
  • Notable strength: Coverage from transaction systems and integrations through support

Contact Information

  • Website: www.chetu.com
  • E-mail: moc.utehc@selas
  • Facebook: www.facebook.com/ChetuInc
  • Twitter: x.com/ChetuInc
  • LinkedIn: www.linkedin.com/company/chetu-inc-
  • Address: 4600 South Mill Ave, Suite 180, Tempe, AZ 85282
  • Phone: (305) 520-7802
DaCodes

5. DaCodes

DaCodes builds custom financial software from a network that includes a Phoenix office at SkySong. Its financial work spans mobile banking, payment processing, loan management, investment platforms, and insurance software. It also builds fraud detection and regulatory technology. The team works with cloud platforms, blockchain, machine learning, and data analytics, and maintains software over time. A financial organization can get product engineering and these newer technologies from one team. DaCodes works in agile sprints and keeps supporting the platform after the first release.

Key Facts

  • Best for: Financial products combining custom development with data, cloud, or AI
  • Core services: Financial software, mobile banking, payments, lending, investment platforms, maintenance
  • Specialization: Full-cycle digital product engineering for financial services
  • Location: Phoenix, Arizona
  • Notable strength: Financial development supported by cloud, blockchain, and analytics capabilities

Contact Information

  • Website: dacodes.com
  • E-mail: moc.sedocad@ofni
  • Facebook: www.facebook.com/dacodesglobal
  • Twitter: x.com/dacodesglobal
  • Instagram: www.instagram.com/dacodes
  • Address: Skysong, Building 1, 1475 North Scottsdale Road, Scotsdale, AZ 85257, Phoenix, United States
  • Phone: +1 201 701 8317
Tuvoc Technologies

6. Tuvoc Technologies

Tuvoc Technologies lists a Goodyear office and builds software for financial institutions and fintech startups. It makes banking software, mortgage systems, fund-management platforms, and investment portfolio tools. It also builds trading apps, payment systems, and financial data products. Its services include product design, web and mobile engineering, AI and machine learning, testing, and cloud support. Tuvoc suits a defined product build where the buyer needs financial modules plus a general team to build the app around them.

Key Facts

  • Best for: Fintech startups and financial firms building customer-facing products
  • Core services: Financial software, banking systems, mortgage software, fund management, trading platforms
  • Specialization: Custom web and mobile financial applications
  • Location: Goodyear, Arizona
  • Notable strength: Wide coverage of investment, lending, banking, and trading use cases

Contact Information

  • Website: www.tuvoc.com
  • E-mail: moc.covut@tcatnoc
  • Facebook: www.facebook.com/tuvoctechnologies
  • Twitter: x.com/Tuvocpvtltd/with_replies
  • LinkedIn: www.linkedin.com/company/tuvoc-technologies
  • Instagram: www.instagram.com/tuvocpvtltd
  • Address: 3944 N 160th Avenue, Goodyear, Arizona 85395
Vincit

7. Vincit

Vincit builds custom software through its Scottsdale team, and finance is one of its industries. Its projects include secure online banking systems, financial-tracking platforms, customer portals, mobile apps, and the backend services behind them. It also does UX/UI design, web development, cloud work, embedded systems, and staff augmentation. With a local team that covers design and engineering, Vincit fits projects where usability matters as much as code. That is common in financial apps that must show complex account or transaction data clearly.

Key Facts

  • Best for: User-focused banking and financial applications
  • Core services: Custom software, mobile apps, web development, UX/UI design, cloud engineering
  • Specialization: Digital products and secure finance platforms
  • Location: Scottsdale, Arizona
  • Notable strength: Local product design and engineering within a larger international team

Contact Information

  • Website: www.vincit.com
  • E-mail: moc.ticniv@tcatnoc
  • Facebook: www.facebook.com/vincit.plc
  • LinkedIn: www.linkedin.com/company/vincit-plc
  • Instagram: www.instagram.com/vincit_plc
  • Address: 470 Ramona Street, Palo Alto, CA 93401, USA
  • Phone: +1 480 315 8040
Shiv Technolabs

8. Shiv Technolabs

Shiv Technolabs has a Scottsdale address and a dedicated financial and fintech development service. Its developers build digital banking platforms, payment-processing systems, investment tools, and loan-management products. They also build compliance software, risk assessment, financial analytics, and third-party integrations. Web, mobile, backend, AI, and cloud skills support this finance work. The company fits businesses that need a custom financial app and want one supplier for design, engineering, integration, and post-launch work.

Key Facts

  • Best for: Custom fintech products requiring web, mobile, and backend delivery
  • Core services: Digital banking, payments, lending software, investment tools, compliance systems, analytics
  • Specialization: End-to-end financial application development
  • Location: Scottsdale, Arizona
  • Notable strength: Financial domain coverage paired with on-demand development resources

Contact Information

  • Website: shivlab.com
  • E-mail: moc.balvihs@tcatnoc
  • Facebook: www.facebook.com/ShivTechnolabs
  • Twitter: x.com/Shiv_Technolabs
  • LinkedIn: www.linkedin.com/company/shivtechnolabs
  • Instagram: www.instagram.com/shivtechnolabs
  • Address: 5119 E Coolbrook Ave, Scottsdale, AZ 85254, USA
  • Phone: +1 (602) 579-2892
IIH Global

9. IIH Global

IIH Global has an address in Gilbert and builds custom banking and financial software for clients in the United States and other markets. It makes digital banking apps, payment gateways, digital wallets, loan-management systems, accounting tools, and investment platforms. The team integrates KYC providers, payment services, accounting platforms, and other third-party APIs. For financial projects it uses Java, .NET, Python, AWS, and Azure. Small and midsize organizations get local Arizona access backed by an offshore delivery team.

Key Facts

  • Best for: Small and midsize financial businesses needing custom applications
  • Core services: Banking apps, wallets, payments, lending systems, investment platforms, API integration
  • Specialization: Custom finance software for US and international clients
  • Location: Gilbert, Arizona
  • Notable strength: Arizona presence combined with a broader distributed development team

Contact Information

  • Website: www.iihglobal.com
  • E-mail: moc.labolghii@ofni
  • Facebook: www.facebook.com/iihglobal
  • Twitter: x.com/IIH_Global
  • LinkedIn: www.linkedin.com/company/iihglobal
  • Instagram: www.instagram.com/iih_global
  • Address: 3739 E Sagebrush St, Gilbert, Arizona 85296, United States
  • Phone: +1518-855-7584
Silicon IT Hub

10. Silicon IT Hub

Silicon IT Hub has a Phoenix office and a fintech practice. It builds digital wallets, loan management, payment processing, open banking APIs, and robo-advisory tools. It also automates compliance and builds AI-based fraud detection. Its developers make mobile and web products, middleware, analytics dashboards, and integrations with core banking or third-party systems. The company also provides product engineering and post-launch support. It suits fintech teams whose app will keep changing after launch. As transaction volume grows, Silicon IT Hub can work on performance, availability, security controls, and new integrations.

Key Facts

  • Best for: Fintech platforms that need continued scaling and integration work
  • Core services: Wallets, payments, open banking, lending, robo-advisory, fraud detection, product engineering
  • Specialization: Full-cycle fintech product development
  • Location: Phoenix, Arizona
  • Notable strength: Fintech engineering paired with AI, blockchain, and cloud skills

Contact Information

  • Website: www.siliconithub.com
  • E-mail: moc.buhtinocilis@ofni
  • Facebook: www.facebook.com/SiliconIThub
  • Twitter: x.com/SiliconITHub
  • LinkedIn: www.linkedin.com/company/silicon-it-hub-pvt-ltd
  • Instagram: www.instagram.com/siliconithub
  • Address: Contact Icon3030 N. Central Avenue, Suite 507, Office 23, Phoenix, AZ 85012, United States
  • Phone: +17744351060
Vizz Web Solutions

11. Vizz Web Solutions

Vizz Web Solutions lists an office in Dewey and builds banking and financial software. Its team makes loan servicing and management systems, mobile banking apps, online banking platforms, and payment features. It also builds digital wallets, trading functions, and data-management tools. Vizz can supply dedicated developers and QA engineers, plus maintenance, cloud services, and API integration. It fits a scoped app or module where flexible cost and a distributed team matter more than a large local consulting office.

Key Facts

  • Best for: Defined banking applications and dedicated developer engagements
  • Core services: Loan management, mobile banking, online banking, payments, wallets, maintenance
  • Specialization: Banking and financial web and mobile software
  • Notable strength: Multiple engagement models for custom builds and team extension

Contact Information

  • Website: vizzwebsolutions.com
  • E-mail: moc.snoitulosbewzziv@ofni
  • Facebook: www.facebook.com/vizzwebsolutions
  • Twitter: x.com/VizzWebSol
  • LinkedIn: www.linkedin.com/company/vizzwebsolutions
  • Instagram: www.instagram.com/vizzweb
  • Address: 4023 The Exchange, Unit 1909, Mississauga, Ontario, L5B0N4, Canada
  • Phone: +17602844899
SMT Labs

12. SMT Labs

SMT Labs markets fintech software and app development directly to Scottsdale businesses. It builds custom fintech platforms, mobile apps, financial CRM systems, payment apps, and banking apps. It also makes currency-exchange platforms, crowdfunding products, insurance software, and digital wallets. Consulting and modernization round out its services, and it provides developers for longer engagements and builds web systems. SMT Labs fits startup and growth-stage projects that need many features from one supplier, from the first concept to later modernization.

Key Facts

  • Best for: Startups building fintech web or mobile products
  • Core services: Fintech apps, banking apps, payments, wallets, insurance software, modernization
  • Specialization: Custom financial platforms and mobile applications
  • Notable strength: Broad selection of fintech product modules

Contact Information

  • Website: smtlabs.io
  • E-mail: oi.sbaltms@su
  • Facebook: www.facebook.com/smt.labs.pvt.ltd
  • Twitter: x.com/smt_labs
  • LinkedIn: www.linkedin.com/company/smt-labs-pvt-ltd
  • Instagram: www.instagram.com/smt_labs_pvt.ltd
  • Address: 2907 Shelter Island Dr, San Diego, CA 92106, USA
  • Phone: +1619-954-0044

13. Exquisite Software

Exquisite Software is based in Scottsdale and builds custom web, mobile, and enterprise applications. In fintech, it builds secure financial technology, transaction systems, and bank-grade applications. Product strategy, UI/UX, software engineering, and quality assurance support that work. It is a fit for organizations that need a custom digital product instead of licensed banking software. Its Arizona base helps teams that want close collaboration during discovery and design, with access to a larger distributed pool of engineers.

Key Facts

  • Best for: Custom financial products with a strong design component
  • Core services: Fintech software, transaction systems, web apps, mobile apps, enterprise development
  • Specialization: Secure, scalable custom applications
  • Location: Scottsdale, Arizona
  • Notable strength: Product design and engineering within one development engagement

Contact Information

  • Website: www.exquisite-software.com
  • Facebook: www.facebook.com/exquisitesoftware
  • Twitter: x.com/exquisiteus
  • LinkedIn: www.linkedin.com/company/exquisitesoftware
  • Address: 15169 N Scottsdale Road, Suite 205, Scottsdale, AZ, 85254
  • Phone: +18553948303
Devox Software

14. Devox Software

Devox Software serves Phoenix through a dedicated local software development offering, and fintech is one of its engineering areas. It builds and modernizes custom platforms and supplies embedded development squads. It moves legacy applications to newer architectures and supports cloud, data, QA, and DevOps work. For financial businesses, Devox helps most with a bespoke platform, payment integrations, regulated data, or fraud detection. It also helps when an older system cannot be replaced in one step. Delivery is remote: Devox covers the Phoenix market but has no Arizona office address.

Key Facts

  • Best for: Fintech modernization and embedded engineering teams
  • Core services: Custom software, legacy modernization, cloud migration, data engineering, QA, DevOps
  • Specialization: Modernizing and extending business-critical platforms
  • Location: Explicit service coverage for Phoenix, Arizona
  • Notable strength: Phased modernization for systems that must remain operational

Contact Information

  • Website: devoxsoftware.com
  • E-mail: moc.erawtfosxoved@ofni
  • Facebook: www.facebook.com/devoxsoftware
  • LinkedIn: www.linkedin.com/company/devox-software
  • Address: 14 NE 1st Avenue, 33132, Miami, FL
Zenveus

15. Zenveus

Zenveus has an Arizona fintech practice and a support center in Phoenix. It builds web, mobile, and SaaS products for payments, lending, embedded finance, dashboards, and regulated workflows. Its stack includes Next.js, React Native, Flutter, Node.js, Python, cloud infrastructure, and AI integrations. Work can start with a technical audit, move to a defined product sprint, or grow into an ongoing engineering pod with QA and DevOps. Zenveus suits founders who must harden an early product for enterprise procurement, security review, or higher transaction volume.

Key Facts

  • Best for: Fintech founders moving from MVP to production scale
  • Core services: Fintech web and mobile apps, SaaS development, technical audits, QA, DevOps, AI integration
  • Specialization: Payments, lending, embedded finance, and regulated workflows
  • Location: Phoenix, Arizona support center and statewide service coverage
  • Notable strength: Flexible progression from audit to buildout and ongoing platform ownership

Contact Information

  • Website: zenveus.com
  • E-mail: moc.suevnez@tcatnoc
  • Facebook: www.facebook.com/zenveus
  • LinkedIn: www.linkedin.com/company/zenveus
  • Instagram: www.instagram.com/zenveushq
  • Address: 4539 N 22nd St, Ste R, Phoenix, Maricopa County, Arizona, 85016
  • Phone: +1 559-823-8997

Conclusion

Arizona’s fintech development market offers more variety than it might seem at first glance. Some companies are deeply focused on trading, payments, or banking infrastructure, while others bring broader product engineering skills that suit startups building their first financial platform. Itexus is a strong option for complex, regulated projects, but local Arizona teams may be preferable when in-person collaboration or regional availability matters.

The right choice depends less on the longest service list and more on how well a company understands the product being built. Before signing a contract, compare relevant fintech work, security practices, integration experience, and post-launch support. A team that asks careful questions about compliance, transaction flows, and legacy systems early on will usually be better prepared for the less glamorous challenges that appear once development gets underway.

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