Australia's fintech market includes specialist product studios, financial software engineering firms, and large technology consultancies capable of handling regulated and transaction-heavy systems. The companies below work across digital banking, payments, lending, wealth management, financial data, mobile products, AI, and modernization projects, with either an Australian presence or established delivery for Australian clients.
1. Itexus
Itexus is a software development company focused on fintech. It builds digital banking, lending, payments, wealth management, trading, investment, and financial data platforms. Services include custom fintech development, mobile apps, product discovery, UI/UX design, integrations, and legacy modernization. Itexus also offers QA, cloud engineering, and dedicated fintech teams. It has delivered projects in 23 countries and lists Australia among its client markets. Past work includes digital wallets, automated lending systems, trading platforms, wealth management software, and financial analytics products.
Key Facts
- Best for: Complex fintech platforms involving integrations, financial data, regulated workflows, or legacy systems
- Core services: Fintech software development, fintech apps, digital banking, lending, payments, trading, wealth management, AI, QA, and DevOps
- Australian market: Itexus confirms that its international client base includes Australia
- Project types: Web and mobile financial applications, enterprise systems, modernization, and dedicated development teams
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. EB Pearls
EB Pearls is an Australian software company with a Sydney office and its own fintech practice. It builds payment platforms, lending software, embedded finance products, investor dashboards, and compliance and identity workflows. It also connects products to payment rails, credit bureaus, banking APIs, and identity providers. Australian clients include Plenti and Rello, with work on payments, lending, and transaction management. One team handles product design, mobile and web engineering, backend, cloud infrastructure, and ongoing support.
Key Facts
- Best for: Australian fintech startups, scaleups, and established financial businesses
- Core services: Fintech software development, mobile apps, payment platforms, lending systems, embedded finance, integrations, AI, and UX/UI
- Fintech experience: Payments, lending, open banking, AML/KYC workflows, analytics, and financial dashboards
- Location: Sydney, NSW
Contact Information
- Website: ebpearls.com.au
- Facebook: www.facebook.com/ebPearlsPtyLtd
- Twitter: x.com/ebpearls
- LinkedIn: www.linkedin.com/company/eb-pearls
- Instagram: www.instagram.com/ebpearlsweb
- Address: Suite 1A7, 410 Elizabeth Street, Surry Hills, NSW 2010, Australia
- Phone: 02 4005 0322
3. Synechron
Synechron pairs software engineering with financial services consulting, data, AI, cloud, cybersecurity, and digital transformation. It has long worked in banking, payments, capital markets, wealth and asset management, and insurance. Its engineers build custom systems and work on major financial technology platforms. In 2026, Synechron grew its Australian business by bringing Chamonix IT, Exposé, and iGreenData under its brand. It now has teams in Melbourne, Sydney, Adelaide, Brisbane, and Canberra.
Key Facts
- Best for: Banks and large financial organizations with complex transformation programs
- Core services: Software engineering, AI, data engineering, cloud and DevOps, cybersecurity, consulting, and digital transformation
- Financial specializations: Banking, payments, capital markets, wealth management, trading systems, and insurance
- Australian presence: Offices across five major Australian cities
Contact Information
- Website: www.synechron.com
- LinkedIn: www.linkedin.com/company/synechron-australia
- Instagram: www.instagram.com/synechroninc
- Address: Melbourne Quarter Tower, Level 30, 695 Collins Street, Docklands VIC 3008, Australia
- Phone: +61 3 9895 0555
4. Appello Software
Appello Software builds financial web and mobile products from its Australian office in Sydney. Its finance work covers digital banking apps, payment gateways, lending platforms, trading products, and RegTech systems. Beyond coding, Appello handles strategy, requirements, product design, solution architecture, QA, DevSecOps, analytics, and maintenance. It designs cloud-native architectures and connects software to core banking, payment, KYC, AML, and financial data systems through banking and financial APIs.
Key Facts
- Best for: Finance companies needing full-cycle product development from discovery through ongoing support
- Core services: Financial software development, web and mobile apps, product design, QA, DevSecOps, and system integration
- Fintech solutions: Banking apps, payments, lending platforms, trading tools, and RegTech
- Location: Sydney, Australia
Contact Information
- Website: appello.com.au
- E-mail: ua.moc.olleppa@olleh
- Facebook: www.facebook.com/appellosoftware
- LinkedIn: www.linkedin.com/company/appello-software
- Instagram: www.instagram.com/appello_software
- Phone: (+61) 02 7202 5164
5. Thoughtworks
Thoughtworks provides software engineering and digital transformation to banks, fintechs, payment providers, wealth managers, and insurers. Its financial services work covers digital payments, wealth management platforms, banking modernization, cloud, data, AI, and product development. In Australia, Thoughtworks has worked with Iress and built products for the Australian lending market. Offices in Sydney, Melbourne, and Brisbane give enterprises a local team backed by global engineering resources.
Key Facts
- Best for: Enterprise financial institutions modernizing large or complex software estates
- Core services: Software engineering, platform modernization, cloud, AI, product development, and technology strategy
- Financial specializations: Banking, payments, wealth management, lending, and insurance
- Australian locations: Sydney, Melbourne, and Brisbane
Contact Information
- Website: www.thoughtworks.com
- E-mail: moc.skrowthguoht@ua-tcatnoc
- Facebook: www.facebook.com/Thoughtworks
- Twitter: x.com/thoughtworks
- LinkedIn: www.linkedin.com/company/thoughtworks
- Instagram: www.instagram.com/thoughtworks
- Address: Level 3, 300 Adelaide Street, Brisbane City QLD 4000
6. Airteam
Airteam is a Sydney software company with a dedicated financial services practice. It builds software for banks and other financial institutions, fintech startups, investment firms, insurers, financial advisers, and superannuation providers. Projects range from early fintech prototypes and UX design to production apps and team augmentation for established institutions. Its finance work includes projects connected with Westpac. Airteam also offers web and mobile development, custom platforms, cloud services, and digital modernization.
Key Facts
- Best for: Australian financial businesses needing local product and engineering teams
- Core services: Custom software development, financial application development, prototyping, UX, and team augmentation
- Client types: Fintech startups, banks, investment companies, insurers, advisers, and superannuation providers
- Location: Pyrmont, Sydney, NSW
Contact Information
- Website: airteam.com.au
- E-mail: ua.moc.maetria@olleh
- LinkedIn: www.linkedin.com/company/airteam-australia
- Address: Suite 209/56 Bowman St, Pyrmont, NSW 2009, Australia
7. EPAM
EPAM offers product engineering and digital transformation, with a dedicated financial services team. It works on retail and business banking, payments, fintech, investment and wealth management, lending, capital markets, trading, and regulatory technology. Services include software engineering, system integration, UX, data management, cloud modernization, automation, and AI. EPAM has Australian offices in Sydney and Adelaide, giving local clients access to a much larger international engineering organization.
Key Facts
- Best for: Large fintech and financial services engineering programs requiring broad technical capacity
- Core services: Software engineering, integration, cloud, data, automation, AI, design, and consulting
- Financial specializations: Banking, payments, wealth management, investment management, lending, fintech, and trading
- Australian locations: Sydney and Adelaide
Contact Information
- Website: www.epam.com
- Facebook: www.facebook.com/EPAM.APAC
- LinkedIn: www.linkedin.com/company/epam-systems
- Instagram: www.instagram.com/epamsystems
- Address: Levels 2, 70 Hindmarsh Square, Adelaide, SA 5000, Australia
- Phone: +61 2 8310 8272
8. Labrys
Labrys is a Brisbane product and engineering studio that works on blockchain, AI, fintech, and technically complex products. It covers product strategy, design, full-stack engineering, APIs, dashboards, payments, and integrations. It also builds data infrastructure, smart contracts, and AI systems, then handles deployment and support. Its engineering team stays onshore in Australia and serves Australian and international clients. Labrys is a good fit when a fintech product involves digital assets, payments, distributed systems, or a demanding backend.
Key Facts
- Best for: Fintech products involving blockchain, payments, AI, or complex technical infrastructure
- Core services: Product engineering, blockchain development, AI systems, APIs, payments, integrations, and full-stack development
- Delivery model: Australian onshore engineering team
- Location: Brisbane, Queensland
Contact Information
- Website: labrys.io
- Facebook: www.facebook.com/labrys.io
- Twitter: x.com/labrys_io
- LinkedIn: www.linkedin.com/company/labrys-io
- Instagram: www.instagram.com/labrys.io
- Address: Suite 1, Level 1/299 Coronation Dr, Milton, Brisbane QLD 4064, Australia
9. Endava
Endava helps banks and financial services companies with software modernization, digital products, mobile apps, data platforms, and integrations. Its Australian work includes modernizing systems for a major ASX-listed wealth management organization. That work covered mobile products, data streaming, adviser dashboards, authentication, portfolio services, workflow automation, and regulatory controls. With offices in several Australian cities, Endava suits organizations that need engineering delivery at enterprise scale.
Key Facts
- Best for: Enterprise financial services modernization and multi-system transformation
- Core services: Software engineering, application modernization, mobile development, data, integrations, cloud, and automation
- Financial experience: Wealth management, finance and banking, customer platforms, and regulatory systems
- Australian locations: Brisbane, Melbourne, Newcastle, and Perth
Contact Information
- Website: www.endava.com
- Facebook: www.facebook.com/endava
- LinkedIn: www.linkedin.com/company/endava
- Instagram: www.instagram.com/endava
- Address: Riverside Centre, Level 8, 123 Eagle St, Brisbane, Queensland, 4000, Australia
10. Microknot
Microknot is a Sydney custom software company with a dedicated fintech app development service. It builds digital banking apps, payment gateways, wallets, investment and trading platforms, and lending and loan management systems. It also makes personal finance software and fintech web and mobile products. Its team handles financial API integrations, cloud-native architecture, AI features, blockchain, and ongoing maintenance. Past work includes financial planning software and platforms that connect with banks and the Australian Taxation Office.
Key Facts
- Best for: Australian businesses building custom fintech web or mobile applications
- Core services: Fintech apps, digital banking, payments, lending, trading, AI, blockchain, APIs, and maintenance
- Development capabilities: Web applications, mobile apps, cloud software, integrations, and enterprise development
- Location: Sydney, NSW
Contact Information
- Website: www.microknot.com.au
- E-mail: ua.moc.tonkorcim@olleh
- LinkedIn: www.linkedin.com/company/microknot
- Address: Level 17, Angel Place, 123 Pitt Street, Sydney, NSW 2000
- Phone: 02 8974 1407
11. Intergy Consulting
Intergy Consulting is a custom software company headquartered in Sydney, with experience in financial services systems. It builds secure web apps, mobile products, cloud solutions, workflow systems, and business intelligence tools. Its financial clients include advisory firms, investment management businesses, and insurance companies. Intergy also offers modernization, software support, solution consulting, AI and SaaS development, Azure services, and staff augmentation.
Key Facts
- Best for: Australian financial services companies replacing or extending custom business systems
- Core services: Custom software, web and mobile development, cloud, AI, SaaS, consulting, and software support
- Financial experience: Advisory software, investment administration, insurance systems, analytics, and workflow applications
- Location: North Sydney, NSW
Contact Information
- Website: www.intergy.com.au
- E-mail: ua.moc.ygretni@ofni
- Facebook: www.facebook.com/IntergyConsultingAU
- Twitter: x.com/intergyconsult
- LinkedIn: www.linkedin.com/company/intergy-consulting
- Instagram: www.instagram.com/Intergy_Consulting
- Address: Suite 1005, Level 10, 275 Alfred Street North, North Sydney 2060, Australia
- Phone: 1300 739 117
12. Bilue
Bilue is a digital product company focused on mobile apps, product design, engineering, and cloud. It designed and built the mobile product for Athena Home Loans, an Australian mortgage fintech. That project covered mobile engineering, experience design, loan management, biometrics, and integration with Australia's New Payments Platform. Bilue works through fixed-scope projects, embedded specialists, delivery teams, or ongoing maintenance. It fits both new financial apps and existing products that need more engineers.
Key Facts
- Best for: Mobile-first fintech and financial customer experience projects
- Core services: Mobile engineering, product design, UX/UI, cloud solutions, delivery teams, and maintenance
- Fintech experience: Mortgage and lending applications, payments, and financial self-service
- Locations: Sydney and Melbourne
Contact Information
- Website: bilue.com.au
- E-mail: ua.moc.eulib@olleh
- LinkedIn: www.linkedin.com/company/bilue
- Address: Level 13, 4-6 Bligh Street, Sydney NSW 2000
- Phone: 1300 310 081
13. Scaleup Consulting
Scaleup Consulting is a Sydney software engineering company that works with startups and growing product businesses. It builds custom software, SaaS platforms, web and mobile apps, APIs, databases, and microservices. It also covers technical architecture, DevOps, AI and machine learning, staff augmentation, and CTO-level support. Fintech is one of its listed industries, and it aims to take products from early development to production and scale. Fintech founders who want a smaller partner than a large consultancy should look here.
Key Facts
- Best for: Fintech startups and scaleups building or extending software products
- Core services: Custom software, SaaS, APIs, web and mobile development, architecture, DevOps, AI, and staff augmentation
- Industry coverage: Fintech is included among its specialist sectors
- Location: Haymarket, Sydney, NSW
Contact Information
- Website: www.scaleupconsulting.com.au
- E-mail: ua.moc.gnitlusnocpuelacs@olleh
- LinkedIn: www.linkedin.com/company/scaleup-consulting-au
- Address: 477 Pitt St, Haymarket NSW 2000, Australia
14. Nagarro
Nagarro provides software engineering and digital transformation to banks, lenders, fintechs, payments businesses, and other financial institutions. Its banking practice covers core and digital banking, modern lending, connected payments, customer experience, analytics, integrations, and modernization. Nagarro works with Temenos and Mambu. It builds integrations for credit decisioning, payment processing, AML, KYC, accounting, regulatory workflows, and customer systems. It has offices in Sydney and Melbourne.
Key Facts
- Best for: Banks and fintech companies integrating or modernizing complex banking platforms
- Core services: Software engineering, digital banking, lending, payments, cloud, integrations, and digital transformation
- Platform expertise: Temenos, Mambu, Microsoft, and other financial technology ecosystems
- Australian locations: Sydney and Melbourne
Contact Information
- Website: www.nagarro.com
- Facebook: www.facebook.com/nagarroinc
- Twitter: x.com/nagarro
- LinkedIn: www.linkedin.com/company/nagarro
- Instagram: www.instagram.com/lifeatnagarro
- Address: Level 35, Tower One Barangaroo, 100 Barangaroo Ave, Barangaroo NSW 2000, Australia
- Phone: +61 2 8271 2065
15. 11x Labs
11x Labs is a Perth software company that builds custom products and workflow automation for financial advisers, mortgage businesses, brokers, and WealthTech companies. It builds fintech platforms, adviser dashboards, customer portals, automated KYC and onboarding, and compliance workflow automation. Its systems integrate with other tools and are designed around how Australian financial services firms operate. The company also offers general custom software, dedicated product teams, early-stage product builds, cloud infrastructure, and data engineering.
Key Facts
- Best for: Australian advisory, broking, mortgage, and WealthTech businesses
- Core services: Custom fintech platforms, KYC and onboarding automation, compliance workflows, integrations, and custom software
- Financial focus: Advisers, brokers, mortgage companies, and WealthTech
- Location: Perth, Western Australia
Contact Information
- Website: 11xlabs.com.au
- E-mail: ua.moc.sbalx11@ofni
- LinkedIn: www.linkedin.com/company/11x-labs
- Instagram: www.instagram.com/11xlabs.au
16. Appinventiv Australia
Appinventiv Australia builds custom fintech software for banks, financial institutions, fintech startups, and enterprises. It works on digital lending and BNPL platforms, Open Banking and Consumer Data Right integrations, payment infrastructure, and digital wallets. Other areas include wealth and investment platforms, RegTech, fraud monitoring, and financial workflow automation. The company also builds AI-enabled financial systems and handles legacy modernization, cloud engineering, product design, and mobile apps.
For Australian products, Appinventiv works with CDR and Open Banking architectures, New Payments Platform integrations, PayTo, and AML workflows. Its Australian business is headquartered in Brisbane and delivers projects nationally.
Key Facts
- Best for: Large or technically complex Australian fintech platforms
- Core services: Fintech software development, digital banking, lending, payments, Open Banking, AI, cloud, and modernization
- Fintech solutions: Digital wallets, BNPL, wealthtech, RegTech, payments, embedded finance, and fraud monitoring
- Australian presence: Brisbane headquarters with national delivery
Contact Information
- Website: appinventiv.com
- E-mail: ua.moc.vitnevnippa@tcatnoc
- Twitter: x.com/appinventiv
- LinkedIn: www.linkedin.com/company/appinventiv
- Instagram: www.instagram.com/appinventiv
- Address: 96 Cleveland Street, Stones Corner, QLD 4120, Australia
- Phone: +61 7 5327 3322
17. Designpluz
Designpluz is a custom software company that builds financial technology for banks, investment firms, financial advisers, insurers, and asset managers. It makes mobile banking apps, lending and mortgage platforms, wealth management systems, payment apps, and trading software. It also builds RegTech products, custom accounting platforms, and financial analytics tools.
Designpluz connects banking, KYC, accounting, and other business systems through APIs. Its wider services include custom software, SaaS products, mobile apps, cloud and DevOps, AI, data analytics, and legacy modernization. Past financial projects involved cloud-native architecture, automated reconciliation, financial planning software, and payment processing.
Key Facts
- Best for: Australian financial businesses needing custom platforms and workflow modernization
- Core services: Financial software development, mobile apps, SaaS, APIs, cloud, AI, analytics, and system integration
- Fintech solutions: Banking software, lending, wealth management, payments, RegTech, accounting systems, and financial analytics
- Australian presence: Offices in Sydney, Melbourne, and Brisbane
Contact Information
- Website: www.designpluz.com.au
- E-mail: ua.moc.zulpngised@stcejorp
- Facebook: www.facebook.com/DesignpluzSydney
- LinkedIn: www.linkedin.com/company/designpluz
- Instagram: www.instagram.com/designpluz
- Address: Level 17, Angel Place, 123 Pitt Street, Sydney NSW 2000
- Phone: 02 9829 9881
18. Vrinsoft Pty Ltd
Vrinsoft Pty Ltd is a software and app development company with a dedicated fintech service. Its team builds mobile banking apps, digital wallets, lending platforms, payment gateways, and other custom financial products. It also builds enterprise apps, SaaS and cloud applications, web and mobile software, and APIs. QA, AI solutions, and legacy modernization round out its services.
Vrinsoft works with startups and established businesses. On fintech projects it delivers scalable backends, customer-facing apps, payment features, and financial workflows. The company is based in Melbourne and also serves Sydney, Adelaide, Brisbane, and Perth.
Key Facts
- Best for: Australian fintech startups and businesses building web or mobile financial products
- Core services: Custom software, mobile apps, web development, SaaS, cloud, AI, QA, and modernization
- Fintech solutions: Mobile banking, digital wallets, lending platforms, and payment gateways
- Australian presence: Melbourne-based with coverage across major Australian cities
Contact Information
- Website: www.vrinsoft.com.au
- E-mail: ua.moc.tfosnirv@selas
- Facebook: www.facebook.com/Vrinsoftau
- Twitter: x.com/VrinsoftAU
- LinkedIn: www.linkedin.com/company/vrinsoft-pty-ltd
- Instagram: www.instagram.com/vrinsoftau
- Address: 384 Keilor Road, Niddrie, VIC 3042, Australia
- Phone: 0480 027 297
Conclusion
Australia has a strong fintech software development market, with companies serving projects across digital banking, payments, lending, wealth management, financial analytics, Open Banking, AI, and platform modernization. The best choice depends on the project scope, required integrations, regulatory environment, preferred delivery model, and whether the business needs a local Australian team or a global engineering partner with experience in the region.
Itexus is particularly relevant for companies looking for a fintech-focused development partner with experience across banking, lending, payments, investment, trading, and financial data products. Businesses planning a new fintech platform or modernizing an existing financial system can compare the companies above based on relevant case studies, technical expertise, industry specialization, and long-term support capabilities before selecting a development partner.