Kenya's fintech market includes local software vendors, regional banking technology companies, and international development teams working on financial products. The companies below cover custom fintech development, core banking, digital lending, payments, mobile banking, insurance technology, financial integrations, and related engineering services.
1. Itexus
Itexus develops custom fintech software for banks, fintech companies, investment businesses, lenders, insurers, and other financial organizations in Kenya. Its engineering work covers digital banking, payment and wallet infrastructure, lending platforms, trading systems, wealth management software, KYC workflows, financial analytics, and integrations with external financial services.
The company works on both new financial products and modernization of existing platforms. It also handles fintech UI/UX, cloud engineering, QA, cybersecurity, AI implementation, and development team augmentation, which can suit Kenyan financial businesses looking for an international engineering partner for a complex product.
Key Facts
- Best for: Custom and enterprise fintech products
- Core services: Fintech software development, mobile banking, digital wallets, lending software, trading platforms, AI development
- Specialization: Regulated and integration-heavy financial systems
- Project types: Web applications, mobile apps, enterprise platforms, legacy modernization
- Industries: Banking, lending, investment management, insurance, payments
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Craft Silicon
Craft Silicon develops technology for banks, microfinance institutions, SACCOs, lenders, and other financial organizations. Its platform range includes core banking, lending systems, omnichannel banking, wallet enablement, analytics, agency banking, and other infrastructure used to manage financial operations.
The company has its global headquarters in Nairobi and works with financial institutions across more than 30 countries. Its combination of core systems and digital channels makes it particularly suited to organizations that need several parts of their banking technology environment to work together.
Key Facts
- Best for: Banks, SACCOs, microfinance institutions, and lenders
- Core services: Core banking, lending technology, digital channels, agency banking, wallets
- Specialization: Financial infrastructure and banking software
- Location: Nairobi, Kenya
- Geographic reach: 30+ countries
Contact Information
- Website: www.craftsilicon.com
- Email: moc.nocilistfarc@selas
- Facebook: www.facebook.com/CraftSiliconKE
- Twitter: x.com/CraftSiliconKE
- LinkedIn: www.linkedin.com/company/craftsiliconglobal
- Phone: +254 709 044333
- Address: Craft Silicon Campus, Waiyaki Way, Nairobi, Kenya
3. Fintech Group
Fintech Group combines financial technology consulting with software engineering and implementation services. The Nairobi operation serves the financial services industry with custom software development, core banking technology, payment systems, digital channels, quality assurance, cybersecurity, and managed IT support.
Its own technology portfolio includes FinMobile for mobile banking, FinIB for internet banking, FinAgent for agency banking, payment and clearing systems, and software development as a service. This range can suit established financial institutions that need both custom development and integration with existing banking infrastructure.
Key Facts
- Best for: Financial institutions with complex banking infrastructure
- Core services: Software development, digital banking, payments, QA, fintech consulting
- Specialization: Banking and financial services technology
- Location: Nairobi, Kenya
- Project types: Core systems, payment systems, digital channels, integrations
Contact Information
- Website: fintech-group.com
- Email: moc.puorg-hcetnif@selas
- Facebook: www.facebook.com/fintechgroup
- Twitter: x.com/fintechgrp
- LinkedIn: www.linkedin.com/company/fintech-kenya-limited
- Phone: +254 722 205426
- Address: 16th Floor, Ambank House, University Way, Nairobi, Kenya
4. Eclectics International
Eclectics International develops and implements financial software for banks, SACCOs, insurers, and other institutions. Its banking technology includes the Tijara core banking system as well as mobile banking, wallets, internet banking, payment services, and integration capabilities.
The Nairobi-headquartered company builds software locally and has worked with organizations such as banks, SACCOs, insurers, and public institutions. Its mobile banking technology supports apps, USSD, money transfers, mobile money integrations, merchant payments, and other customer-facing transactions.
Key Facts
- Best for: Banks and SACCOs digitizing customer services
- Core services: Core banking, mobile banking, internet banking, wallets, payment services
- Specialization: Locally developed financial institution software
- Location: Nairobi, Kenya
- Integration areas: Mobile money, interbank transfers, bill payments, merchant payments
Contact Information
- Website: eclectics.io
- Email: oi.scitcelce@suotklat
- Facebook: www.facebook.com/eclecticsio
- Twitter: x.com/eclecticsio
- LinkedIn: www.linkedin.com/company/eclecticsi
- Phone: +254 709 646 000
- Address: 3rd Floor, Utumishi Co-op House, Mamlaka Road, Nairobi, Kenya
5. NLS Tech Solutions
NLS Tech Solutions concentrates heavily on software for financial institutions. Its development work includes mobile banking, loan origination, credit management, debt collection, reconciliation, channel management, reporting, and corporate banking connectivity.
The company is headquartered in Kenya and provides software development consulting and systems integration mainly to financial services clients. Its focus on banks, microfinance institutions, and SACCOs makes it a strong fit for projects where the software must connect with established banking processes and infrastructure.
Key Facts
- Best for: Banks, MFIs, and SACCOs
- Core services: Banking software development, integration, mobile banking, lending systems
- Specialization: Financial institution software
- Founded: 2010
- Location: Nairobi, Kenya
Contact Information
- Website: nlsbanking.com
- Email: moc.eksln@selas
- Facebook: www.facebook.com/NlsLtd
- Twitter: x.com/NLSTechSoln
- LinkedIn: www.linkedin.com/company/nls-banking
- Instagram: www.instagram.com/nlsbankingsolutions
- Phone: +254 701 122281
- Address: Saachi Plaza, Ground Floor, C2, Argwings Kodhek Road, Kilimani, Nairobi, Kenya
6. Software Group
Software Group develops digital banking technology used by banks and other financial service providers. Its DigiWave platform supports digital onboarding, account origination, mobile wallets, mobile and internet banking, agency banking, payment processing, APIs, authentication, loan products, and integrations with core banking systems.
The company has an office in Nairobi and has built a substantial African presence around financial inclusion and banking digitization. Its technology is particularly applicable when an institution needs a configurable digital banking layer rather than a standalone consumer application.
Key Facts
- Best for: Digital banking transformation
- Core services: Digital banking platforms, wallets, onboarding, lending, payments, integrations
- Specialization: Technology for financial service providers
- Kenya location: Nairobi
- Geographic reach: Financial institutions in 70+ countries
Contact Information
- Website: www.softwaregroup.com
- Email: moc.puorgerawtfos@ofni
- Facebook: www.facebook.com/SoftwareGroupBg
- Twitter: x.com/SoftwareGroupBG
- LinkedIn: www.linkedin.com/company/software-group-bg-ltd
- Instagram: www.instagram.com/softwaregroup.moments
- Phone: +254 20 200 8603
- Address: Cove Court, Watermark Business Park, Unit 19, Ndege Road, Karen, Nairobi, Kenya
7. Scrums.com
Scrums.com provides custom software development, dedicated engineering teams, staff augmentation, platform modernization, data engineering, QA, and DevOps services from a network that includes a Nairobi engineering hub. Its Kenya teams work in fintech and mobile money as well as other technology sectors.
For Kenyan financial projects, the company specifically includes M-Pesa and regional mobile-money integrations within its local delivery capabilities. Its model is more appropriate for businesses that need engineering capacity or a custom-built product than institutions shopping for a ready-made core banking platform.
Key Facts
- Best for: Custom fintech development and engineering teams
- Core services: Custom software, mobile development, APIs, data engineering, QA, DevOps
- Specialization: Software engineering delivery
- Fintech capabilities: Payments and mobile-money integrations
- Location: Nairobi, Kenya
Contact Information
- Website: www.scrums.com
- Email: moc.smurcs@selas
- Twitter: x.com/scrumsdotcom
- LinkedIn: www.linkedin.com/company/scrumsdotcom
- Address: The Mirage Towers, Nairobi 0800, Kenya
8. CompuLynx
CompuLynx develops technology for financial services alongside its work in retail, government, education, and other sectors. For banking and payments, its COMPAS platform combines digital identity, authentication, biometrics, and payment functionality for financial and non-financial transactions.
The Nairobi-based company also works on payment card issuance, identity systems, business intelligence, and related technology. Its combination of payment infrastructure and identity capabilities may be particularly useful for financial products where secure onboarding and transaction authentication are central requirements.
Key Facts
- Best for: Payment and digital identity projects
- Core services: Digital payments, authentication, biometric identity, business intelligence
- Industries: Banking, government, retail, education, NGOs
- Location: Nairobi, Kenya
- Geographic reach: Customers across multiple international markets
Contact Information
- Website: compulynx.com
- Facebook: www.facebook.com/CompuLynxHQ
- Twitter: x.com/CompulynxLtd
- LinkedIn: www.linkedin.com/company/compulynx
- Instagram: www.instagram.com/compulynxltd
- Phone: +254 20 3747060
- Address: 4th Floor, The Centre Point, Parklands Road, Nairobi, Kenya
9. MuRong Technology
MuRong Technology develops software products for financial institutions, with a portfolio centered on core banking, digital banking, payment processing, and switching technology. Its systems include MuRong M5 for core banking, IDO for digital banking, UNIPAY for digital payments, and a dedicated switch platform.
The company maintains a Kenya office in Nairobi, giving local financial institutions access to a regional point of contact alongside its wider international operation. Its technology is oriented toward banks and other institutions seeking major banking infrastructure rather than general-purpose application development.
Key Facts
- Best for: Core banking and payment infrastructure
- Core services: Core banking, digital banking, digital payments, switching systems
- Specialization: Software for financial institutions
- Kenya location: Nairobi
- Project types: Banking modernization and payment infrastructure
Contact Information
- Website: www.murongtech.com
- Email: moc.hcetgnorum@tekram
- LinkedIn: www.linkedin.com/company/beijing-murong-information-technology-inc
- Phone: +254 703182878
- Address: Pine Tree Plaza, Kindaruma Road, Nairobi, Kenya
10. Kangai Technologies
Kangai Technologies is a Nairobi fintech and software development business serving SMEs and financial organizations. Its financial technology work includes SACCO core banking software, microfinance loan systems, transaction banking solutions, bank integrations, and M-Pesa connectivity.
SaccoTek is one of its central financial products, providing member management, savings, lending, reporting, and related management functions for SACCOs. The company also handles customization and ongoing software maintenance, making it suitable for smaller institutions that need a system adapted to local workflows.
Key Facts
- Best for: Small and mid-sized SACCOs and microfinance organizations
- Core services: SACCO software, loan systems, bank integrations, M-Pesa integrations
- Specialization: Financial management software for local institutions
- Founded: 2017
- Location: Nairobi, Kenya
Contact Information
- Website: www.sacco.co.ke
- Email: ek.oc.occas@ofni
- Facebook: www.facebook.com/kangaitech
- Twitter: x.com/saccotek
- LinkedIn: www.linkedin.com/company/kangai-technologies
- Phone: +254 737 283113
- Address: Dul Dul Phase, Business Park, Ground Floor, Mombasa Road, Nairobi, Kenya
11. Lanstar Technologies
Lanstar Technologies supplies banking technology from its Nairobi headquarters. Its financial software portfolio includes the FinE-Xtreme core banking system, agency banking technology, internet banking, mobile teller tools, PesaPlus, and international remittance software.
Its offering is geared toward organizations that want established financial applications rather than a broad software outsourcing relationship. Core banking combined with agency, internet, and remittance channels gives financial institutions several options for extending services beyond a conventional branch environment.
Key Facts
- Best for: Banking and financial channel technology
- Core services: Core banking, agency banking, internet banking, remittance systems
- Specialization: Banking software
- Location: Nairobi, Kenya
- Project types: Banking infrastructure and customer transaction channels
Contact Information
- Website: www.lanstar.co.ke
- Email: ek.oc.ratsnal@2selas
- Facebook: www.facebook.com/lanstartech
- Instagram: www.instagram.com/lanstartech
- Phone: +254 779 883074
- Address: Emmak Court, Ground Floor, Parklands Road, Nairobi, Kenya
12. Northfast Limited
Northfast Limited combines fintech infrastructure development with general software engineering. Its work includes fintech APIs, payment and collection tools, authentication, M-Pesa integrations, web and mobile development, custom software, system integration, and ongoing maintenance.
The Nairobi company also maintains open-source developer tooling connected with financial applications, including an M-Pesa SDK. Compared with larger core banking vendors, Northfast is more oriented toward custom products, APIs, integrations, and developer infrastructure that can sit around an existing financial system.
Key Facts
- Best for: Fintech APIs and custom financial applications
- Core services: Custom software, web and mobile development, APIs, system integration
- Specialization: Open fintech infrastructure
- Payment capabilities: M-Pesa integrations, collections, transaction tooling
- Location: Westlands, Nairobi, Kenya
Contact Information
- Website: www.northfast.co.ke
- E-mail: ek.oc.tsafhtron@olleh
- LinkedIn: www.linkedin.com/company/northfast
- Address: Madona House, Westlands, Nairobi, Kenya
Conclusion
Fintech software development companies in Kenya cover a wide range of projects, from custom digital financial products to complete core banking and insurance platforms. Banks and SACCOs can focus on providers with established core and channel systems, while fintech startups may need flexible engineering teams for custom applications, APIs, payment integrations, or new lending and wallet products. Comparing each provider's financial domain experience, integration capabilities, implementation model, and post-launch support can help narrow the options to companies that fit the technical and operational requirements of the project.