Kenya's fintech market includes local software vendors, regional banking technology companies, and international development teams working on financial products. The companies below cover custom fintech development, core banking, digital lending, payments, mobile banking, insurance technology, financial integrations, and related engineering services.
1. Itexus
Itexus builds custom fintech software for banks, fintech companies, investment businesses, lenders, insurers, and other financial organizations in Kenya. It works on digital banking, payment and wallet infrastructure, lending platforms, and trading systems. It also builds wealth management software, KYC workflows, financial analytics, and integrations with external financial services.
The company builds new financial products and modernizes existing platforms. It also offers fintech UI/UX, cloud engineering, QA, cybersecurity, AI implementation, and team augmentation. Kenyan financial businesses with a complex product can use it as an international engineering partner.
Key Facts
- Best for: Custom and enterprise fintech products
- Core services: Fintech software development, mobile banking, digital wallets, lending software, trading platforms, AI development
- Specialization: Regulated and integration-heavy financial systems
- Project types: Web applications, mobile apps, enterprise platforms, legacy modernization
- Industries: Banking, lending, investment management, insurance, payments
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Craft Silicon
Craft Silicon builds technology for banks, microfinance institutions, SACCOs, lenders, and other financial organizations. Its platforms cover core banking, lending, omnichannel banking, wallet enablement, and analytics. It also offers agency banking and other systems for running financial operations.
The company has its global headquarters in Nairobi and works with financial institutions in more than 30 countries. Because it offers both core systems and digital channels, it suits institutions that need several parts of their banking technology to work together.
Key Facts
- Best for: Banks, SACCOs, microfinance institutions, and lenders
- Core services: Core banking, lending technology, digital channels, agency banking, wallets
- Specialization: Financial infrastructure and banking software
- Location: Nairobi, Kenya
- Geographic reach: 30+ countries
Contact Information
- Website: www.craftsilicon.com
- Email: moc.nocilistfarc@selas
- Facebook: www.facebook.com/CraftSiliconKE
- Twitter: x.com/CraftSiliconKE
- LinkedIn: www.linkedin.com/company/craftsiliconglobal
- Phone: +254 709 044333
- Address: Craft Silicon Campus, Waiyaki Way, Nairobi, Kenya
3. Fintech Group
Fintech Group pairs financial technology consulting with software engineering and implementation. From Nairobi, it serves financial firms with custom software, core banking technology, payment systems, and digital channels. It also offers quality assurance, cybersecurity, and managed IT support.
Its own products include FinMobile for mobile banking, FinIB for internet banking, and FinAgent for agency banking. It also sells payment and clearing systems and software development as a service. Established financial institutions can use it for custom builds and for integration with their existing banking systems.
Key Facts
- Best for: Financial institutions with complex banking infrastructure
- Core services: Software development, digital banking, payments, QA, fintech consulting
- Specialization: Banking and financial services technology
- Location: Nairobi, Kenya
- Project types: Core systems, payment systems, digital channels, integrations
Contact Information
- Website: fintech-group.com
- Email: moc.puorg-hcetnif@selas
- Facebook: www.facebook.com/fintechgroup
- Twitter: x.com/fintechgrp
- LinkedIn: www.linkedin.com/company/fintech-kenya-limited
- Phone: +254 722 205426
- Address: 16th Floor, Ambank House, University Way, Nairobi, Kenya
4. Eclectics International
Eclectics International builds and implements financial software for banks, SACCOs, insurers, and other institutions. Its main product is the Tijara core banking system. It also offers mobile banking, wallets, internet banking, payment services, and integrations.
The company is headquartered in Nairobi and builds its software locally. Its clients include banks, SACCOs, insurers, and public institutions. Its mobile banking technology supports apps, USSD, money transfers, mobile money integrations, and merchant payments.
Key Facts
- Best for: Banks and SACCOs digitizing customer services
- Core services: Core banking, mobile banking, internet banking, wallets, payment services
- Specialization: Locally developed financial institution software
- Location: Nairobi, Kenya
- Integration areas: Mobile money, interbank transfers, bill payments, merchant payments
Contact Information
- Website: eclectics.io
- Email: oi.scitcelce@suotklat
- Facebook: www.facebook.com/eclecticsio
- Twitter: x.com/eclecticsio
- LinkedIn: www.linkedin.com/company/eclecticsi
- Phone: +254 709 646 000
- Address: 3rd Floor, Utumishi Co-op House, Mamlaka Road, Nairobi, Kenya
5. NLS Tech Solutions
NLS Tech Solutions focuses on software for financial institutions. It builds mobile banking, loan origination, credit management, and debt collection systems. It also covers reconciliation, channel management, reporting, and corporate banking connectivity.
The company is headquartered in Kenya and offers software development consulting and systems integration, mostly to financial services clients. It works with banks, microfinance institutions, and SACCOs. Choose it when new software must connect to established banking processes and systems.
Key Facts
- Best for: Banks, MFIs, and SACCOs
- Core services: Banking software development, integration, mobile banking, lending systems
- Specialization: Financial institution software
- Founded: 2010
- Location: Nairobi, Kenya
Contact Information
- Website: nlsbanking.com
- Email: moc.eksln@selas
- Facebook: www.facebook.com/NlsLtd
- Twitter: x.com/NLSTechSoln
- LinkedIn: www.linkedin.com/company/nls-banking
- Instagram: www.instagram.com/nlsbankingsolutions
- Phone: +254 701 122281
- Address: Saachi Plaza, Ground Floor, C2, Argwings Kodhek Road, Kilimani, Nairobi, Kenya
6. Software Group
Software Group builds digital banking technology for banks and other financial service providers. Its DigiWave platform handles digital onboarding, account origination, mobile wallets, and mobile and internet banking. It also supports agency banking, payment processing, APIs, authentication, loan products, and links to core banking systems.
The company has a Nairobi office and a large African presence built around financial inclusion and banking digitization. It works best when an institution needs a configurable digital banking layer, not a standalone consumer app.
Key Facts
- Best for: Digital banking transformation
- Core services: Digital banking platforms, wallets, onboarding, lending, payments, integrations
- Specialization: Technology for financial service providers
- Kenya location: Nairobi
- Geographic reach: Financial institutions in 70+ countries
Contact Information
- Website: www.softwaregroup.com
- Email: moc.puorgerawtfos@ofni
- Facebook: www.facebook.com/SoftwareGroupBg
- Twitter: x.com/SoftwareGroupBG
- LinkedIn: www.linkedin.com/company/software-group-bg-ltd
- Instagram: www.instagram.com/softwaregroup.moments
- Phone: +254 20 200 8603
- Address: Cove Court, Watermark Business Park, Unit 19, Ndege Road, Karen, Nairobi, Kenya
7. Scrums.com
Scrums.com offers custom software development, dedicated engineering teams, and staff augmentation. It also handles platform modernization, data engineering, QA, and DevOps. Its network includes a Nairobi engineering hub, and its Kenya teams work in fintech, mobile money, and other sectors.
For Kenyan financial projects, its local teams can build M-Pesa and regional mobile-money integrations. It suits businesses that need engineers or a custom product. Institutions looking for a ready-made core banking platform should look elsewhere.
Key Facts
- Best for: Custom fintech development and engineering teams
- Core services: Custom software, mobile development, APIs, data engineering, QA, DevOps
- Specialization: Software engineering delivery
- Fintech capabilities: Payments and mobile-money integrations
- Location: Nairobi, Kenya
Contact Information
- Website: www.scrums.com
- Email: moc.smurcs@selas
- Twitter: x.com/scrumsdotcom
- LinkedIn: www.linkedin.com/company/scrumsdotcom
- Address: The Mirage Towers, Nairobi 0800, Kenya
8. CompuLynx
CompuLynx builds technology for financial services as well as retail, government, education, and other sectors. In banking and payments, its COMPAS platform combines digital identity, authentication, biometrics, and payments. It handles both financial and non-financial transactions.
The Nairobi-based company also works on payment card issuance, identity systems, and business intelligence. Its mix of payments and identity helps with financial products where secure onboarding and transaction authentication matter most.
Key Facts
- Best for: Payment and digital identity projects
- Core services: Digital payments, authentication, biometric identity, business intelligence
- Industries: Banking, government, retail, education, NGOs
- Location: Nairobi, Kenya
- Geographic reach: Customers across multiple international markets
Contact Information
- Website: compulynx.com
- Facebook: www.facebook.com/CompuLynxHQ
- Twitter: x.com/CompulynxLtd
- LinkedIn: www.linkedin.com/company/compulynx
- Instagram: www.instagram.com/compulynxltd
- Phone: +254 20 3747060
- Address: 4th Floor, The Centre Point, Parklands Road, Nairobi, Kenya
9. MuRong Technology
MuRong Technology builds software products for financial institutions, centered on core banking, digital banking, payment processing, and switching. Its products are MuRong M5 for core banking, IDO for digital banking, UNIPAY for digital payments, and a dedicated switch platform.
The company has a Kenya office in Nairobi, so local institutions get a regional contact backed by its international operation. It serves banks and other institutions that need major banking infrastructure, not general app development.
Key Facts
- Best for: Core banking and payment infrastructure
- Core services: Core banking, digital banking, digital payments, switching systems
- Specialization: Software for financial institutions
- Kenya location: Nairobi
- Project types: Banking modernization and payment infrastructure
Contact Information
- Website: www.murongtech.com
- Email: moc.hcetgnorum@tekram
- LinkedIn: www.linkedin.com/company/beijing-murong-information-technology-inc
- Phone: +254 703182878
- Address: Pine Tree Plaza, Kindaruma Road, Nairobi, Kenya
10. Kangai Technologies
Kangai Technologies is a Nairobi fintech and software company serving SMEs and financial organizations. It builds SACCO core banking software, microfinance loan systems, and transaction banking tools. It also connects clients to banks and to M-Pesa.
SaccoTek is its main financial product. It gives SACCOs member management, savings, lending, reporting, and other management tools. Kangai also customizes and maintains its software, which suits smaller institutions that need a system fitted to local workflows.
Key Facts
- Best for: Small and mid-sized SACCOs and microfinance organizations
- Core services: SACCO software, loan systems, bank integrations, M-Pesa integrations
- Specialization: Financial management software for local institutions
- Founded: 2017
- Location: Nairobi, Kenya
Contact Information
- Website: www.sacco.co.ke
- Email: ek.oc.occas@ofni
- Facebook: www.facebook.com/kangaitech
- Twitter: x.com/saccotek
- LinkedIn: www.linkedin.com/company/kangai-technologies
- Phone: +254 737 283113
- Address: Dul Dul Phase, Business Park, Ground Floor, Mombasa Road, Nairobi, Kenya
11. Lanstar Technologies
Lanstar Technologies supplies banking technology from its Nairobi headquarters. Its products include the FinE-Xtreme core banking system, agency banking, internet banking, and mobile teller tools. It also offers PesaPlus and international remittance software.
Lanstar suits organizations that want proven financial applications rather than a broad outsourcing deal. Its core banking system plus agency, internet, and remittance channels lets institutions serve customers beyond the branch.
Key Facts
- Best for: Banking and financial channel technology
- Core services: Core banking, agency banking, internet banking, remittance systems
- Specialization: Banking software
- Location: Nairobi, Kenya
- Project types: Banking infrastructure and customer transaction channels
Contact Information
- Website: www.lanstar.co.ke
- Email: ek.oc.ratsnal@2selas
- Facebook: www.facebook.com/lanstartech
- Instagram: www.instagram.com/lanstartech
- Phone: +254 779 883074
- Address: Emmak Court, Ground Floor, Parklands Road, Nairobi, Kenya
12. Northfast Limited
Northfast Limited builds fintech infrastructure and does general software engineering. Its work includes fintech APIs, payment and collection tools, authentication, and M-Pesa integrations. It also offers web and mobile development, custom software, system integration, and maintenance.
The Nairobi company maintains open-source developer tools for financial apps, including an M-Pesa SDK. Unlike larger core banking vendors, Northfast focuses on custom products, APIs, integrations, and developer tools that sit around an existing financial system.
Key Facts
- Best for: Fintech APIs and custom financial applications
- Core services: Custom software, web and mobile development, APIs, system integration
- Specialization: Open fintech infrastructure
- Payment capabilities: M-Pesa integrations, collections, transaction tooling
- Location: Westlands, Nairobi, Kenya
Contact Information
- Website: www.northfast.co.ke
- E-mail: ek.oc.tsafhtron@olleh
- LinkedIn: www.linkedin.com/company/northfast
- Address: Madona House, Westlands, Nairobi, Kenya
Conclusion
Fintech software development companies in Kenya cover a wide range of projects, from custom digital financial products to complete core banking and insurance platforms. Banks and SACCOs can focus on providers with established core and channel systems, while fintech startups may need flexible engineering teams for custom applications, APIs, payment integrations, or new lending and wallet products. Comparing each provider's financial domain experience, integration capabilities, implementation model, and post-launch support can help narrow the options to companies that fit the technical and operational requirements of the project.