Businesses comparing fintech software development companies in Singapore need to look beyond app design to the financial systems, integrations, and support behind a product. This list covers providers with Singapore operations or market coverage, alongside Itexus as an international development option. The entries highlight differences in product development, banking modernization, financial data, and delivery scope to help buyers build a relevant shortlist.
1. Itexus
Itexus develops financial software for banks, brokers, investment firms, and fintech businesses. Its work includes digital banking applications, payment infrastructure, lending systems, trading platforms, and wealth management software. Services extend from requirements and architecture through development, testing, deployment, and ongoing support.
Integration is a substantial part of its offering, including connections to payment providers, banking systems, identity verification services, brokers, and market data feeds. Its portfolio includes a digital wallet ecosystem for Coinstar and wealth management applications. Itexus is headquartered in the United States with development offices in Europe, making it an international option for buyers considering an overseas engineering team.
Key Facts
- Core services: Fintech software development, custom financial software, mobile apps, API integration, quality assurance, and maintenance.
- Project types: Banking, trading, wealth management, payments, and digital lending.
- Delivery options: Full project delivery and developer team augmentation.
- Location: US headquarters and European development offices.
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus-fintech-software
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Vinova
Vinova is headquartered in Singapore and develops mobile applications, web applications, and custom software. Its banking, finance, and insurance portfolio includes projects for D3 Capital, 360F, and FWD Mobile. The company also provides interface design, software testing, system integration, and maintenance.
For financial businesses building customer-facing products, Vinova brings application development and supporting technical services into one engagement. Its wider capabilities include cloud infrastructure, cybersecurity, and data-related solutions. Buyers can consider it for a new digital application or additional engineering capacity around an existing product, particularly when a Singapore-based point of contact matters to the project.
Key Facts
- Core services: Mobile and web development, UI/UX design, integration, and software maintenance.
- Relevant sectors: Banking, finance, and insurance.
- Portfolio examples: D3 Capital, 360F, and FWD Mobile.
- Location: Singapore headquarters, with additional overseas offices.
Contact Information
- Website: vinova.sg
- E-mail: gs.avoniv@olleh
- Facebook: www.facebook.com/vinova.sg
- LinkedIn: www.linkedin.com/company/vinova-sg
- Address: 745 Lorong 5 Toa Payoh #03-03, The Lifeline Building, Singapore 319455
- Phone: +65 6707 3597
3. Ranosys
Ranosys offers fintech software development in Singapore, covering mobile applications, enterprise web platforms, product modernization, testing, and integration. Its financial services work uses technologies and platforms including Java, OutSystems, Salesforce, and Adobe.
The portfolio provides useful distinctions between types of work. Ranosys developed a customer journey system supporting paperless policy issuance for Singlife, while its work with FIS involved product quality assurance. It also describes mobile banking work with Ahli United Bank. This combination makes Ranosys relevant to businesses that need application engineering alongside experience with established enterprise platforms, especially when an existing financial product needs to be extended or modernized.
Key Facts
- Core services: Fintech consulting, custom mobile and web development, testing, and integration.
- Technologies: Java, OutSystems, Salesforce, and Adobe.
- Relevant experience: Insurance customer journeys, mobile banking, and financial product testing.
- Market coverage: Singapore fintech development services.
Contact Information
- Website: www.ranosys.com
- E-mail: moc.sysonar@selas
- Facebook: www.facebook.com/ranosys
- Twitter: x.com/ranosys
- LinkedIn: www.linkedin.com/company/ranosys
- Instagram: www.instagram.com/ranosys
- Address: Oxley BizHub, 73 Ubi Rd 1 #06-48, Singapore – 408733
- Phone: +65 6702 2132
4. EPAM
EPAM combines software engineering with a financial services practice covering retail and commercial banking, payments, capital markets, and wealth management. The company has a Singapore office and provides platform development, API integration, cloud services, and modernization.
Its range is relevant when a project extends across several systems or business functions. A banking application, for example, may require changes to customer interfaces, core services, data platforms, and internal engineering processes. EPAM offers capabilities across those areas rather than limiting its scope to the application interface. Financial institutions comparing providers for a substantial development program can evaluate its sector practice alongside its product engineering services.
Key Facts
- Core services: Platform and product development, integration, cloud engineering, and modernization.
- Financial segments: Banking, payments, capital markets, and wealth management.
- Additional capabilities: Quality engineering, cybersecurity, data, and AI.
- Location: Singapore office within a global delivery network.
Contact Information
- Website: www.epam.com
- Facebook: www.facebook.com/EPAM.Global
- LinkedIn: www.linkedin.com/company/epam-systems
- Instagram: www.instagram.com/epamsystems
- Address: 75 High Street 3F, Singapore 179435
- Phone: +65-6595-6222
5. NCS
NCS provides technology services in Singapore across application engineering, cloud platforms, data, and cybersecurity. Its financial services practice covers banking, insurance, payments, and capital markets, with published work that includes payment-related systems and operational automation.
The company is relevant to financial institutions whose software project depends on broader infrastructure and ongoing operations. Its services include application development and maintenance, product management, architecture, and enterprise platforms. That scope allows buyers to evaluate development together with the systems needed to run and support the finished application. NCS is particularly worth considering when the project involves several enterprise systems and requires a coordinated implementation effort.
Key Facts
- Core services: Application development and maintenance, architecture, cloud engineering, and enterprise platforms.
- Financial segments: Banking, insurance, payments, and capital markets.
- Supporting capabilities: Data engineering, AI, and cybersecurity.
- Location: Singapore operations.
Contact Information
- Website: www.ncs.co
- Facebook: www.facebook.com/NCSGroupSG
- LinkedIn: www.linkedin.com/company/ncs-group
- Instagram: www.instagram.com/ncsgroupofficial
- Address: 5 Ang Mo Kio Street 62, NCS Hub, Singapore 569141
- Phone: 6556 7000
6. FPT Software
FPT Software develops financial applications for retail banks, corporate banks, digital banks, and fintech companies. Its services include mobile and internet banking, loan origination, digital wallets, embedded finance, and customer onboarding. The company also offers MVP development and prototyping for fintech products.
Its Singapore delivery model combines local collaboration with its wider engineering organization. On the technical side, FPT describes API-led integration and modular architecture for connecting established banking systems with newer applications. Its corporate banking capabilities include cash management, trade finance, approval workflows, and reporting dashboards. The service range supports comparisons across both new product development and improvements to existing financial platforms.
Key Facts
- Core services: Financial application development, prototyping, API integration, and modernization.
- Project types: Digital banking, lending, wallets, embedded finance, and corporate banking.
- Technical focus: APIs, microservices, cloud infrastructure, and onboarding integrations.
- Location: Singapore delivery presence through FPT Asia Pacific.
Contact Information
- Website: fptsoftware.com
- E-mail: moc.tpf@eropagnis.troppus
- Twitter: x.com/fpt\_software
- LinkedIn: www.linkedin.com/company/fpt-software
- Address: 8 Kallang Avenue, 12-09 Aperia Tower 1, Singapore 339509
- Phone: +65 6338 4353
7. Sciente Consulting
Sciente Consulting is headquartered in Singapore and focuses on technology services for insurance and financial services organizations. Its work includes core platform implementation support, modernization, data engineering, customer experience solutions, and testing.
The company describes using APIs and microservices to modernize legacy systems, supported by business analysis and project delivery management. It also integrates automated quality assurance and continuous delivery into software deployment. Sciente's offering is most relevant when a financial software initiative requires substantial work around existing platforms, data, or operational processes. Its combination of domain consulting and technical implementation gives buyers a different option from a studio focused mainly on launching new consumer apps.
Key Facts
- Core services: Platform modernization, data engineering, application management, and testing.
- Specialization: Insurance and financial services technology.
- Technical capabilities: API and microservices architecture, automated QA, and customer data platforms.
- Location: Singapore headquarters.
Contact Information
- Website: sciente.com
- Facebook: www.facebook.com/ScienteGroup
- Twitter: x.com/sciente
- LinkedIn: www.linkedin.com/company/scientegroup
- Instagram: www.instagram.com/scientegroup
- Address: 51 Changi Business Park Central 2, #09-07/06 The Signature, Singapore 486066
- Phone: +65 6635 3888
8. Thoughtworks
Thoughtworks provides software engineering and technology consulting, with a Singapore market presence and a financial services practice. Its sector work covers banking, payments, wealth management, and insurance. The company develops payment services and helps financial organizations modernize their technology and use data and AI.
A notable part of its offering is the connection between software delivery and changes to engineering practices. Financial businesses can consider Thoughtworks when they need both a new technical solution and improvements to how their teams develop and release software. Its financial services work addresses established, complex operations as well as the digital experiences customers use to access financial products.
Key Facts
- Core services: Software engineering, technology modernization, data, and AI.
- Financial segments: Banking, payments, wealth management, and insurance.
- Delivery focus: Modernizing systems and improving continuous software delivery.
- Market presence: Singapore.
Contact Information
- Website: www.thoughtworks.com/en-sg
- E-mail: moc.skrowthguoht@gs-tcatnoc
- Facebook: www.facebook.com/Thoughtworks
- Twitter: x.com/thoughtworks
- LinkedIn: www.linkedin.com/company/thoughtworks
- Instagram: www.instagram.com/thoughtworks
- Address: 18 Cross Street, #12-01 18 CROSS, Singapore 048423
9. Saksoft
Saksoft develops and modernizes financial platforms, with Singapore offices supporting its international operations. Its banking and financial services offering includes cloud modernization, digital customer experiences, data engineering, process automation, and quality engineering.
The company identifies specific operational tasks within that work, including reconciliation, account lifecycle management, exception handling, and compliance workflows. It also serves cards and payments businesses, wealth management organizations, regtech providers, and credit bureaus. Saksoft is relevant to buyers who need software changes across transaction processing and back-office operations as well as customer-facing channels. Its published scope includes payment infrastructure, onboarding, portfolio reporting, and credit scoring platforms.
Key Facts
- Core services: Financial platform modernization, digital product engineering, integration, and testing.
- Project areas: Payments, onboarding, reconciliation, credit systems, and portfolio reporting.
- Additional capabilities: Data analytics, AI, and workflow automation.
- Location: Singapore offices.
Contact Information
- Website: www.saksoft.com
- E-mail: moc.tfoskas@seireuqrotsevni
- Facebook: www.facebook.com/SaksoftLtd
- LinkedIn: www.linkedin.com/company/saksoft
- Instagram: www.instagram.com/saksoftlimited
- Address: 10 Jalan Besar, # 10-12, Singapore 208787
- Phone: +65 6224 2550
10. Beyondsoft
Beyondsoft has its global head office in Singapore and provides digital engineering, cloud, data, and AI services. Its financial services practice covers retail banking, cards and payments, investment banking, and insurance. The company describes modernization work involving core banking, lending platforms, and risk management systems.
Beyondsoft also handles the data and operational infrastructure behind financial applications. Its published work includes a data management solution for a Singapore-based bank. This makes it relevant when a software project depends on improving data availability, integrating digital channels, or replacing parts of an older platform. Buyers can assess its application engineering alongside its cloud and data management capabilities.
Key Facts
- Core services: Digital engineering, platform modernization, cloud services, and data engineering.
- Financial segments: Retail banking, payments, investment banking, and insurance.
- Relevant experience: Data management for a Singapore-based bank.
- Location: Global head office in Singapore.
Contact Information
- Website: www.beyondsoft.com
- E-mail: moc.tfosdnoyeb.su@eov
- LinkedIn: www.linkedin.com/company/beyondsoft
- Address: 38 Beach Road #20-11 South Beach Tower Singapore 189767
- Phone: +(65) 6268 4401
11. Persistent Systems
Persistent Systems provides digital engineering for banks, financial institutions, and fintech companies, with a Singapore office. Its financial services work includes core platform modernization, payment infrastructure, digital banking, and AI-supported operations.
The company organizes its offering around retail banking, corporate banking, payments, and fintech product needs. It also supports work involving established technology platforms, including Salesforce for banking. For buyers, this provides a way to compare custom engineering with the modernization and integration of systems already in use. Persistent's published financial services material includes a client testimonial from ANZ's transaction banking business in Singapore describing its platform-building work.
Key Facts
- Core services: Digital engineering, core modernization, payment integration, and application development.
- Financial segments: Retail banking, corporate banking, payments, and fintech.
- Platform capabilities: Digital banking and Salesforce-based banking solutions.
- Location: Singapore office.
Contact Information
- Website: www.persistent.com
- E-mail: moc.tnetsisrep@ofni
- Facebook: www.facebook.com/PersistentSystems
- Twitter: x.com/Persistentsys
- LinkedIn: www.linkedin.com/company/persistent-systems
- Instagram: www.instagram.com/persistent\_systems
- Address: 8 Mariana View, Asia Square Tower 1, Level 43-01, Singapore 018960
- Phone: +65 6407 1034
12. Coforge
Coforge provides engineering and technology services for banking and financial services organizations and maintains offices in Singapore. Its work includes core system modernization, payment infrastructure, cloud architecture, and the integration of cards, networks, and digital wallets.
The company also develops solutions around financial operations, including payment validation and repair, transaction monitoring, fraud detection, and risk analytics. That scope is useful for institutions whose development priorities sit within transaction processing or operational systems. Coforge's financial services offering combines changes to underlying platforms with automation and customer experience work, making it relevant to programs that span both technology and business processes.
Key Facts
- Core services: Banking modernization, payment engineering, cloud architecture, and automation.
- Project areas: Payment processing, transaction monitoring, fraud detection, and risk analytics.
- Integration scope: Cards, payment networks, and digital wallets.
- Location: Singapore offices.
Contact Information
- Website: www.coforge.com
- Facebook: www.facebook.com/coforge.company
- Twitter: x.com/Coforge\_Tech
- LinkedIn: www.linkedin.com/company/coforge-tech
- Instagram: www.instagram.com/coforge.company
- Address: 31 Kaki Bukit Road 3, #05-08 Techlink, Singapore 417818
- Phone: +65 6848 8300
13. Cognizant
Cognizant serves the Singapore market and provides banking technology services across retail and commercial banking, lending, and payments. Its published work includes core process modernization, cloud migration, automated front- and back-office systems, and improvements to a peer-to-peer payment application.
The company is relevant to established financial organizations planning changes across a broad application portfolio. Its current banking offering also includes the implementation of generative and agentic AI within operational systems and customer services. Buyers considering Cognizant can assess these capabilities alongside the underlying development and integration work, particularly where a project involves existing banking processes and multiple connected technology platforms.
Key Facts
- Core services: Banking technology development, modernization, cloud migration, and automation.
- Financial segments: Retail banking, commercial banking, lending, and payments.
- Relevant project example: Upgrading a peer-to-peer digital payment application.
- Market coverage: Singapore.
Contact Information
- Website: www.cognizant.com/sg
- E-mail: moc.tnazingoc@yriuqni
- Facebook: www.facebook.com/Cognizant
- Twitter: x.com/cognizant
- LinkedIn: www.linkedin.com/company/cognizant
- Instagram: www.instagram.com/cognizant
- Address: 1 Fusionopolis Link, Level 5, NEXUS@One-North, North Tower, Singapore 138542
- Phone: +65 6812 4000
Conclusion
Choosing among fintech software development companies in Singapore depends on the scope of the project, financial segment, existing technology stack, and level of engineering support required. The companies in this list cover different needs, from digital banking, payments, lending, and wealth management to legacy modernization, cloud engineering, data, and AI.
Local providers such as Vinova, Ranosys, NCS, and Sciente Consulting offer Singapore-based delivery, while global firms such as EPAM, FPT Software, Thoughtworks, and Cognizant bring broader engineering resources. Itexus adds an international option with experience across banking, payments, lending, trading, and wealth management.
Before selecting a partner, compare relevant financial experience, integration capabilities, modernization expertise, delivery model, and post-launch support. The right choice will depend on whether the project involves a new fintech product, an existing banking platform, or a broader transformation across connected financial systems.