Businesses comparing fintech software development companies in Singapore need to look beyond app design to the financial systems, integrations, and support behind a product. This list covers providers with Singapore operations or market coverage, alongside Itexus as an international development option. The entries highlight differences in product development, banking modernization, financial data, and delivery scope to help buyers build a relevant shortlist.
1. Itexus
Itexus builds financial software for banks, brokers, investment firms, and fintech businesses. It makes digital banking apps, payment infrastructure, lending systems, trading platforms, and wealth management software. The team covers requirements and architecture, then development, testing, deployment, and ongoing support.
Much of its work is integration with payment providers, banking systems, identity verification services, brokers, and market data feeds. Itexus built a digital wallet ecosystem for Coinstar and has delivered wealth management apps. It is headquartered in the United States, has development offices in Europe, and suits buyers open to an overseas engineering team.
Key Facts
- Core services: Fintech software development, custom financial software, mobile apps, API integration, quality assurance, and maintenance.
- Project types: Banking, trading, wealth management, payments, and digital lending.
- Delivery options: Full project delivery and developer team augmentation.
- Location: US headquarters and European development offices.
Contact Information
- Website: itexus.com
- E-mail: moc.suxeti@ofni
- Facebook: www.facebook.com/itexus
- Twitter: x.com/ItexusSoft
- LinkedIn: www.linkedin.com/company/itexus-fintech-software
- Instagram: www.instagram.com/itexus.soft
- Address: 8, The Green, STE road, Dover, DE 19901
2. Vinova
Vinova is headquartered in Singapore and builds mobile apps, web apps, and custom software. In banking, finance, and insurance, it has worked for D3 Capital, 360F, and FWD Mobile. It also does interface design, software testing, system integration, and maintenance.
Financial businesses building customer-facing products can get app development and the supporting technical work from one team. Vinova also works on cloud infrastructure, cybersecurity, and data. Consider it for a new app or for extra engineers on an existing product, especially if a Singapore-based contact matters.
Key Facts
- Core services: Mobile and web development, UI/UX design, integration, and software maintenance.
- Relevant sectors: Banking, finance, and insurance.
- Portfolio examples: D3 Capital, 360F, and FWD Mobile.
- Location: Singapore headquarters, with additional overseas offices.
Contact Information
- Website: vinova.sg
- E-mail: gs.avoniv@olleh
- Facebook: www.facebook.com/vinova.sg
- LinkedIn: www.linkedin.com/company/vinova-sg
- Address: 745 Lorong 5 Toa Payoh #03-03, The Lifeline Building, Singapore 319455
- Phone: +65 6707 3597
3. Ranosys
Ranosys offers fintech software development in Singapore. It builds mobile apps and enterprise web platforms, modernizes products, and handles testing and integration. Its financial work uses Java, OutSystems, Salesforce, and Adobe.
Its projects show different kinds of work. For Singlife, Ranosys built a customer journey system that supports paperless policy issuance. For FIS, it did product quality assurance, and it has also done mobile banking work with Ahli United Bank. Ranosys fits businesses that need app engineering plus experience with established enterprise platforms. That helps most when an existing financial product needs extending or modernizing.
Key Facts
- Core services: Fintech consulting, custom mobile and web development, testing, and integration.
- Technologies: Java, OutSystems, Salesforce, and Adobe.
- Relevant experience: Insurance customer journeys, mobile banking, and financial product testing.
- Market coverage: Singapore fintech development services.
Contact Information
- Website: www.ranosys.com
- E-mail: moc.sysonar@selas
- Facebook: www.facebook.com/ranosys
- Twitter: x.com/ranosys
- LinkedIn: www.linkedin.com/company/ranosys
- Instagram: www.instagram.com/ranosys
- Address: Oxley BizHub, 73 Ubi Rd 1 #06-48, Singapore – 408733
- Phone: +65 6702 2132
4. EPAM
EPAM pairs software engineering with a financial services practice in retail and commercial banking, payments, capital markets, and wealth management. It has a Singapore office. It builds platforms, integrates APIs, provides cloud services, and modernizes systems.
EPAM helps when a project spans several systems or business functions. A banking app, for example, may need changes to customer interfaces, core services, data platforms, and internal engineering processes. EPAM works across all of these, not only the app interface. Institutions planning a large development program can weigh its sector practice alongside its product engineering.
Key Facts
- Core services: Platform and product development, integration, cloud engineering, and modernization.
- Financial segments: Banking, payments, capital markets, and wealth management.
- Additional capabilities: Quality engineering, cybersecurity, data, and AI.
- Location: Singapore office within a global delivery network.
Contact Information
- Website: www.epam.com
- Facebook: www.facebook.com/EPAM.Global
- LinkedIn: www.linkedin.com/company/epam-systems
- Instagram: www.instagram.com/epamsystems
- Address: 75 High Street 3F, Singapore 179435
- Phone: +65-6595-6222
5. NCS
NCS provides technology services in Singapore, including application engineering, cloud platforms, data, and cybersecurity. Its financial services practice covers banking, insurance, payments, and capital markets. Its published work includes payment-related systems and operational automation.
NCS fits financial institutions whose software project depends on wider infrastructure and day-to-day operations. It handles application development and maintenance, product management, architecture, and enterprise platforms. Buyers can plan development together with the systems needed to run and support the finished app. NCS is worth a look when a project touches several enterprise systems and needs coordinated rollout.
Key Facts
- Core services: Application development and maintenance, architecture, cloud engineering, and enterprise platforms.
- Financial segments: Banking, insurance, payments, and capital markets.
- Supporting capabilities: Data engineering, AI, and cybersecurity.
- Location: Singapore operations.
Contact Information
- Website: www.ncs.co
- Facebook: www.facebook.com/NCSGroupSG
- LinkedIn: www.linkedin.com/company/ncs-group
- Instagram: www.instagram.com/ncsgroupofficial
- Address: 5 Ang Mo Kio Street 62, NCS Hub, Singapore 569141
- Phone: 6556 7000
6. FPT Software
FPT Software builds financial apps for retail banks, corporate banks, digital banks, and fintech companies. It works on mobile and internet banking, loan origination, digital wallets, embedded finance, and customer onboarding. It also builds MVPs and prototypes for fintech products.
In Singapore, FPT pairs local collaboration with its wider engineering organization. It uses API-led integration and modular architecture to connect established banking systems with newer apps. For corporate banking, it builds cash management, trade finance, approval workflows, and reporting dashboards. That range covers both new products and improvements to existing financial platforms.
Key Facts
- Core services: Financial application development, prototyping, API integration, and modernization.
- Project types: Digital banking, lending, wallets, embedded finance, and corporate banking.
- Technical focus: APIs, microservices, cloud infrastructure, and onboarding integrations.
- Location: Singapore delivery presence through FPT Asia Pacific.
Contact Information
- Website: fptsoftware.com
- E-mail: moc.tpf@eropagnis.troppus
- Twitter: x.com/fpt_software
- LinkedIn: www.linkedin.com/company/fpt-software
- Address: 8 Kallang Avenue, 12-09 Aperia Tower 1, Singapore 339509
- Phone: +65 6338 4353
7. Sciente Consulting
Sciente Consulting is headquartered in Singapore and serves insurance and financial services organizations. It supports core platform implementation and modernization. It also does data engineering, customer experience solutions, and testing.
Sciente uses APIs and microservices to modernize legacy systems, backed by business analysis and project management. It builds automated QA and continuous delivery into deployment. It fits financial software projects that involve heavy work on existing platforms, data, or operations. Its mix of domain consulting and hands-on implementation differs from a studio that mainly launches new consumer apps.
Key Facts
- Core services: Platform modernization, data engineering, application management, and testing.
- Specialization: Insurance and financial services technology.
- Technical capabilities: API and microservices architecture, automated QA, and customer data platforms.
- Location: Singapore headquarters.
Contact Information
- Website: sciente.com
- Facebook: www.facebook.com/ScienteGroup
- Twitter: x.com/sciente
- LinkedIn: www.linkedin.com/company/scientegroup
- Instagram: www.instagram.com/scientegroup
- Address: 51 Changi Business Park Central 2, #09-07/06 The Signature, Singapore 486066
- Phone: +65 6635 3888
8. Thoughtworks
Thoughtworks provides software engineering and technology consulting, with a presence in Singapore and a financial services practice. It works in banking, payments, wealth management, and insurance. It builds payment services and helps financial organizations modernize their technology and use data and AI.
Thoughtworks ties software delivery to changes in how teams engineer. Financial businesses can use it when they need a new technical solution and a better way to build and release software. Its work covers complex established operations as well as the digital experiences customers use.
Key Facts
- Core services: Software engineering, technology modernization, data, and AI.
- Financial segments: Banking, payments, wealth management, and insurance.
- Delivery focus: Modernizing systems and improving continuous software delivery.
- Market presence: Singapore.
Contact Information
- Website: www.thoughtworks.com/en-sg
- E-mail: moc.skrowthguoht@gs-tcatnoc
- Facebook: www.facebook.com/Thoughtworks
- Twitter: x.com/thoughtworks
- LinkedIn: www.linkedin.com/company/thoughtworks
- Instagram: www.instagram.com/thoughtworks
- Address: 18 Cross Street, #12-01 18 CROSS, Singapore 048423
9. Saksoft
Saksoft builds and modernizes financial platforms, with Singapore offices supporting its international work. For banking and financial services, it offers cloud modernization, digital customer experiences, data engineering, process automation, and quality engineering.
Saksoft names specific operational tasks: reconciliation, account lifecycle management, exception handling, and compliance workflows. Its clients include cards and payments businesses, wealth managers, regtech providers, and credit bureaus. It suits buyers who need changes in transaction processing and back-office operations, not only customer channels. Its work covers payment infrastructure, onboarding, portfolio reporting, and credit scoring platforms.
Key Facts
- Core services: Financial platform modernization, digital product engineering, integration, and testing.
- Project areas: Payments, onboarding, reconciliation, credit systems, and portfolio reporting.
- Additional capabilities: Data analytics, AI, and workflow automation.
- Location: Singapore offices.
Contact Information
- Website: www.saksoft.com
- E-mail: moc.tfoskas@seireuqrotsevni
- Facebook: www.facebook.com/SaksoftLtd
- LinkedIn: www.linkedin.com/company/saksoft
- Instagram: www.instagram.com/saksoftlimited
- Address: 10 Jalan Besar, # 10-12, Singapore 208787
- Phone: +65 6224 2550
10. Beyondsoft
Beyondsoft has its global head office in Singapore and offers digital engineering, cloud, data, and AI services. Its financial services practice covers retail banking, cards and payments, investment banking, and insurance. It modernizes core banking, lending platforms, and risk management systems.
Beyondsoft also works on the data and operations infrastructure behind financial apps. It built a data management solution for a Singapore-based bank. It fits projects that depend on better data availability, integrated digital channels, or replacing parts of an older platform. Buyers can weigh its app engineering together with its cloud and data management skills.
Key Facts
- Core services: Digital engineering, platform modernization, cloud services, and data engineering.
- Financial segments: Retail banking, payments, investment banking, and insurance.
- Relevant experience: Data management for a Singapore-based bank.
- Location: Global head office in Singapore.
Contact Information
- Website: www.beyondsoft.com
- E-mail: moc.tfosdnoyeb.su@eov
- LinkedIn: www.linkedin.com/company/beyondsoft
- Address: 38 Beach Road #20-11 South Beach Tower Singapore 189767
- Phone: +(65) 6268 4401
11. Persistent Systems
Persistent Systems provides digital engineering for banks, financial institutions, and fintech companies, and has a Singapore office. In financial services, it modernizes core platforms and builds payment infrastructure, digital banking, and AI-supported operations.
Its offering is organized around retail banking, corporate banking, payments, and fintech products. It also works with established platforms, including Salesforce for banking. Buyers can compare custom engineering with modernizing and integrating the systems they already use. ANZ's transaction banking business in Singapore has given a testimonial on Persistent's platform-building work.
Key Facts
- Core services: Digital engineering, core modernization, payment integration, and application development.
- Financial segments: Retail banking, corporate banking, payments, and fintech.
- Platform capabilities: Digital banking and Salesforce-based banking solutions.
- Location: Singapore office.
Contact Information
- Website: www.persistent.com
- E-mail: moc.tnetsisrep@ofni
- Facebook: www.facebook.com/PersistentSystems
- Twitter: x.com/Persistentsys
- LinkedIn: www.linkedin.com/company/persistent-systems
- Instagram: www.instagram.com/persistent_systems
- Address: 8 Mariana View, Asia Square Tower 1, Level 43-01, Singapore 018960
- Phone: +65 6407 1034
12. Coforge
Coforge provides engineering and technology services for banks and financial services firms, and has offices in Singapore. It modernizes core systems, builds payment infrastructure, and designs cloud architecture. It also integrates cards, payment networks, and digital wallets.
Coforge builds tools for financial operations, including payment validation and repair, transaction monitoring, fraud detection, and risk analytics. That helps institutions whose priorities lie in transaction processing or operational systems. Coforge pairs platform changes with automation and customer experience work. It fits programs that change both technology and business processes.
Key Facts
- Core services: Banking modernization, payment engineering, cloud architecture, and automation.
- Project areas: Payment processing, transaction monitoring, fraud detection, and risk analytics.
- Integration scope: Cards, payment networks, and digital wallets.
- Location: Singapore offices.
Contact Information
- Website: www.coforge.com
- Facebook: www.facebook.com/coforge.company
- Twitter: x.com/Coforge_Tech
- LinkedIn: www.linkedin.com/company/coforge-tech
- Instagram: www.instagram.com/coforge.company
- Address: 31 Kaki Bukit Road 3, #05-08 Techlink, Singapore 417818
- Phone: +65 6848 8300
13. Cognizant
Cognizant serves the Singapore market with banking technology services for retail and commercial banking, lending, and payments. Its work includes core process modernization, cloud migration, and automated front- and back-office systems. It also improved a peer-to-peer payment app.
Cognizant fits established financial organizations that plan changes across many applications. It now also builds generative and agentic AI into operational systems and customer services. Buyers can weigh this alongside its development and integration work. It helps most when a project involves existing banking processes and several connected platforms.
Key Facts
- Core services: Banking technology development, modernization, cloud migration, and automation.
- Financial segments: Retail banking, commercial banking, lending, and payments.
- Relevant project example: Upgrading a peer-to-peer digital payment application.
- Market coverage: Singapore.
Contact Information
- Website: www.cognizant.com/sg
- E-mail: moc.tnazingoc@yriuqni
- Facebook: www.facebook.com/Cognizant
- Twitter: x.com/cognizant
- LinkedIn: www.linkedin.com/company/cognizant
- Instagram: www.instagram.com/cognizant
- Address: 1 Fusionopolis Link, Level 5, NEXUS@One-North, North Tower, Singapore 138542
- Phone: +65 6812 4000
Conclusion
Choosing among fintech software development companies in Singapore depends on the scope of the project, financial segment, existing technology stack, and level of engineering support required. The companies in this list cover different needs, from digital banking, payments, lending, and wealth management to legacy modernization, cloud engineering, data, and AI.
Local providers such as Vinova, Ranosys, NCS, and Sciente Consulting offer Singapore-based delivery, while global firms such as EPAM, FPT Software, Thoughtworks, and Cognizant bring broader engineering resources. Itexus adds an international option with experience across banking, payments, lending, trading, and wealth management.
Before selecting a partner, compare relevant financial experience, integration capabilities, modernization expertise, delivery model, and post-launch support. The right choice will depend on whether the project involves a new fintech product, an existing banking platform, or a broader transformation across connected financial systems.