Top 13 B2B Stablecoin Payment Providers (2026)

Published: Oct 23, 2026 Updated: Nov 12, 2026 Author: Itexus Team Read 17 min
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B2B stablecoin payment providers let a business pay suppliers, collect from customers and move money between its own entities in digital dollars such as USDC, USDT or RLUSD, and convert to and from local bank currency at each end. Settlement runs around the clock, a payment to another country does not wait for correspondent banks, and the provider carries the licences, wallets and blockchain operations so the finance team does not have to.

This list covers 13 providers whose own websites sell stablecoin payments to businesses, grouped into business payment platforms, stablecoin infrastructure APIs, and issuer networks. Itexus publishes the page. It is a custom software developer, does not sell any of these products and has no partnership with any provider listed. Every provider fact below comes from that provider's own website, checked in November 2026.

How Itexus Can Help

Itexus is a custom software developer, not a stablecoin payment provider. It has delivered 300+ fintech projects for 250+ clients in 23 countries, and built a web platform that simplifies payments and accounting for global businesses that operate with crypto assets.

  • Provider integration. We connect the chosen provider's API to your product, checkout, payout flow or treasury tools, including webhooks, status tracking and reconciliation.
  • ERP and accounting links. We connect stablecoin payment data to your ERP, accounting and reporting systems, and build middleware where a system has no API.
  • Multi-provider routing. We build a layer that sends each payment to the provider that covers its corridor or currency.
  • Back-office tooling. We build approval flows, dashboards and audit trails around the provider's ledger.

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Comparison Table

Provider Best for Main products Stablecoins named Headquarters
BVNK Payment firms and platforms that need payouts, collections and accounts Send, Receive, Store, Convert, cards, wallets "All major chains and tokens" London, UK (registered address)
Triple-A Merchants and platforms collecting and paying out Checkout, invoices, IBAN accounts, payouts Not stated Not stated
Conduit Cross-border flows on US, Latin American and SEPA rails USD accounts, pay-ins, payouts, treasury dashboard USDC, USDT, USDH Not stated
Orbital Businesses paying suppliers in exotic currencies Pay-ins, payouts, vIBANs, wallets, exchange Not stated Not stated
Mural Pay Workforce and creator payouts in Latin America Accounts, payouts, conversion Not stated Not stated
Ripple Payments Cross-border payouts through one integration Pay-in, payout, settlement RLUSD and other stablecoins Not stated
Bridge Developers building stablecoin products Orchestration API, issuance, cards, wallets USDC, USDT, own stablecoin Not stated
Zero Hash Regulated fintechs and brokerages adding stablecoin payments Pay-ins, payouts, remittances, on/off ramp Not stated Chicago, IL, USA
Fireblocks Institutions running stablecoin flows on their own wallets Payments, wallets, network, treasury Not stated Not stated
Crossmint Apps that need wallets plus money movement Wallets, treasury, payouts, on/off ramp Not stated Not stated
Borderless Teams that already use several payout providers Orchestration over 19+ providers Not stated Not stated
Circle PSPs, banks and enterprises settling in USDC CPN, Mint, Managed Payments, treasury USDC Not stated
Paxos Banks and platforms issuing or settling stablecoins Issuance, payments and money movement USDG, PYUSD, USDP Not stated

"Not stated" means the provider's own website does not publish that detail on the pages we read.

How B2B Stablecoin Payment Providers Differ

When people ask what the best stablecoin infrastructure provider for B2B payments is, the honest answer depends on which of three jobs you need done.

Business payment platforms. BVNK, Triple-A, Conduit, Orbital, Mural Pay and Ripple Payments sell a finished service: accounts, collections, payouts and conversion between fiat and stablecoins. A finance team can use a dashboard, and a platform can embed the same functions through an API. These are the closest fit for "pay a supplier abroad" or "collect from customers in stablecoins and settle in euros".

Stablecoin infrastructure. Bridge, Zero Hash, Fireblocks, Crossmint and Borderless are mostly sold to companies that build payment products themselves: fintechs, PSPs, brokerages, payroll platforms. They provide the API, the wallets, the licensed on and off ramps or the routing, and the customer builds its own user experience on top.

Issuers and networks. Circle and Paxos issue stablecoins and sell the rails around them. Circle Payments Network connects financial institutions that settle with each other in USDC; Paxos lets banks and platforms launch their own regulated digital dollar.

Two more questions narrow the list quickly. First, licences: check which entity will hold your funds, in which country it is licensed, and whether it states that it is "not a bank", as BVNK and Conduit do. Second, accounting. None of the provider pages we read describes a native connector to an ERP or accounting package, so if you need stablecoin payments with accounting integration, ask each provider for its export formats and API, and plan the connection to your books as a separate piece of work.

Business Stablecoin Payment Platforms

1. BVNK

BVNK sells stablecoin payment infrastructure to businesses through a single API platform. Its products are split into Send (payouts to individuals and businesses globally), Receive (accept stablecoins and settle in fiat), Store (unified fiat and stablecoin accounts), Convert (real-time FX between fiat and stablecoins), Spend (card issuing against stablecoin balances) and Earn (rewards on idle balances). For companies that want to keep operations in-house, a self-managed option promises to "Run your stablecoin payments in house", and embedded wallets let a platform give its own customers fiat and stablecoin wallets.

The site says BVNK supports "all major chains and tokens", covers 130+ countries and holds 40+ licences, including an FCA-regulated EMI in the UK, an EMI in Malta, CASP registrations in Europe and money transmitter licences across the US. Payouts to local bank accounts run through Mastercard Move across 11 launch currencies. Named partners include Worldpay, Deel, Corpay, Circle and Flywire. BVNK states it is not a bank, and its eligibility bar is clear: at least $500,000 in payments a month and six months of trading history.

Key Facts - Products: payouts, collections, fiat and stablecoin accounts, FX, card issuing, embedded wallets - Deployment: API platform; self-managed option - Typical clients: fintechs, marketplaces, payroll providers, brokerages, digital asset and gaming businesses - Headquarters: registered address in London, UK - Website: bvnk.com

2. Triple-A

Triple-A sells stablecoin payments to merchants and platforms. Its product list covers Checkout (accept stablecoins at checkout), Business Payments (payment links and invoices to collect stablecoins), Multicurrency Accounts (receive payments to a named IBAN and settle in stablecoins or local currencies), Stablecoin Payouts to suppliers, sellers and vendors around the clock, Local Currency Payouts "in 30+ local currencies across 70+ countries", and a White Label Remittance product for launching a branded money transfer service.

Triple-A lists its licences in detail: a Major Payment Institution licence from MAS in Singapore, a Payment Institution licence from ACPR and CASP registration with AMF in France, FinCEN MSB registration and money transmitter licences in various US states, and FINTRAC and Bank of Canada registration. It states SOC 2 Type II certified controls. Named customers include Farfetch, G2G and Alternative Airlines.

Key Facts - Products: checkout, invoices, IBAN accounts, stablecoin and local currency payouts, white-label remittance - Deployment: single payment integration - Typical clients: e-commerce, travel, gaming, professional services, trading platforms, EMIs, processors - Headquarters: Not stated - Website: triple-a.io

3. Conduit

Conduit sells cross-border accounts and payments settled in fiat or stablecoins. A business can open USD accounts and wallets for its own customers, and use "Programmatic global payouts and pay-ins, settled in fiat or stablecoins." Developers get a Global USD API; finance teams get a no-code treasury dashboard.

The site describes "One API for fiat <> stablecoin orchestration" with access to Fedwire, FedNow, SWIFT, SPEI, PIX and SEPA, and names USDC, USDT and USDH as supported stablecoins. Payouts reach more than 100 markets. Customer logos include Fintoc, Fondeadora, Mercado Bitcoin and PPro, and the rails listed include Latin American systems such as SPEI and PIX. Conduit is registered with FinCEN as an MSB in the US and with FINTRAC and the Bank of Canada in Canada, and states it is "not a bank".

Key Facts - Products: USD accounts and wallets, pay-ins, payouts, treasury dashboard - Deployment: API and no-code dashboard - Typical clients: fintechs and platforms (Global USD API); finance teams (dashboard) - Headquarters: Not stated - Website: conduitpay.com

4. Orbital

Orbital describes its platform as a way to "Collect, exchange, hold and pay across borders in fiat and stablecoins." Products are Pay-Ins, Payouts, first-name virtual IBANs, stablecoin wallets and Exchange. A business can keep balances either in stablecoin wallets or in multi-currency vIBANs in its own name, and pay suppliers, partners and customers in stablecoins or traditional currencies, with FX access to 80+ exotic currencies.

The site refers to a multi-licensing framework without listing regulators on the home page, and gives registered addresses in the UK, Estonia, Switzerland and Gibraltar. It says Orbital has been building the platform for more than eight years. Partners named include Utila, Notabene, Binance Pay Merchant and Plasma.

Key Facts - Products: pay-ins, payouts, named vIBANs, stablecoin wallets, exchange - Deployment: platform and API - Typical clients: Not stated - Headquarters: Not stated - Website: getorbital.com

5. Mural Pay

Mural Pay sells accounts and payouts for businesses that pay people and suppliers across borders. Its product areas are Store, Receive, Send, Convert, Grow and Comply. Mural Accounts offer named virtual accounts that hold funds in stablecoins and fiat, and Send provides "Real-time payouts, end to end" in stablecoins or local fiat: USD, EUR, MXN, BRL, ARS, COP, CLP, PEN and 20+ other currencies.

Named clients show the main use cases: Deel for workforce payouts and Opera for creator payouts. Mural Networks, Inc. is registered with FinCEN as an MSB and licensed as a money transmitter in certain states, and the site lists SOC 2 Type 2.

Key Facts - Products: named accounts, collections, payouts, conversion, compliance - Deployment: platform and API - Typical clients: payroll and workforce platforms, creator platforms, fintechs - Headquarters: Not stated - Website: muralpay.com

6. Ripple Payments

Ripple Payments is Ripple's cross-border payments product. Businesses can "Pay in, pay out, and settle in RLUSD and other stablecoins, or fiat", and run real-time first- and third-party payouts through a single integration instead of combining several vendors.

The page cites last-mile rails across 60+ markets, settlement in 17+ fiat currencies plus major stablecoins, and a network that "has processed over $100 billion in payments volume." The Ripple Group holds 85+ licences, including the NYDFS Trust Company Charter under which RLUSD is issued. MassPay is quoted as a customer using Ripple to scale global payout flows.

Key Facts - Products: pay-ins, payouts, settlement in fiat or stablecoins - Deployment: single integration - Typical clients: payment companies and payout platforms - Headquarters: Not stated - Website: ripple.com

Stablecoin Infrastructure and APIs

7. Bridge

Bridge sells stablecoin APIs to companies building payment products. Orchestration lets a business "move, store, and accept stablecoins—all through a single API." Issuance lets it launch its own stablecoin, with reserves invested in US Treasuries. Bridge also runs a card program and creates wallets at scale, handling onchain security and gas.

A business can accept USD, USDC, USDT or any other stablecoin and settle in its own stablecoin or Bridge's. Solutions pages cover cross-border payments, global payouts and onchain financial services. Customer logos include Klarna, Shopify, Wirex, Chipper Cash, Tazapay, Bitso, Phantom and MetaMask. The site footer carries a Bridge and Stripe logo, and Bridge careers are listed on Stripe's job site.

Key Facts - Products: orchestration API, stablecoin issuance, cards, wallets - Deployment: API - Typical clients: fintechs, payment companies, wallets, platforms - Headquarters: Not stated (entities in the US, the EEA and elsewhere) - Website: bridge.xyz

8. Zero Hash

Zero Hash sells regulated stablecoin and crypto infrastructure that other companies embed. Its stablecoin offering promises "Instant stablecoin settlement with abstracted chain and wallet complexity", with products for pay-ins, payouts, remittances, account funding and on and off ramps.

The company says it was founded in 2017, is based at 609 W Randolph St in Chicago, and is a FinCEN-registered MSB and money transmitter able to operate in 51 US jurisdictions, as well as registered with FINTRAC and licensed by NYDFS. It cites $65B+ in volume settled. Named customers include Gusto, Worldpay, Republic, Remote and Félix, and the FAQ lists banks, brokerages, fintech platforms, payment companies and marketplaces.

Key Facts - Products: pay-ins, payouts, remittances, account funding, on and off ramp - Deployment: API embedded in the client's stack - Typical clients: banks, brokerages, fintechs, payment companies, marketplaces - Headquarters: Chicago, IL, USA - Founded: 2017 - Website: zerohash.com

9. Fireblocks

Fireblocks sells digital asset infrastructure, and its Payments product is aimed at companies that want to "Enable faster, safer global stablecoin payments." Its stablecoin offering lets businesses "Move, manage, hold and issue stablecoins with built-in compliance", and for payment firms it promises to "Orchestrate global stablecoin payments across any blockchain, payment rail and currency."

Around payments sit wallets-as-a-service, white-labelled embedded wallets, treasury management, cold wallets, business accounts and the Fireblocks Network, described as "The global connectivity layer for the digital assets ecosystem", with a directory for payments. Segments named are fintechs and exchanges, trading, payments, banks and Web3.

Key Facts - Products: stablecoin payments, wallets, treasury management, network connectivity - Deployment: platform and API - Typical clients: payment companies, banks, exchanges, fintechs - Headquarters: Not stated - Website: fireblocks.com

10. Crossmint

Crossmint sells embedded finance, money movement and agentic payments behind one API. Money movement covers "Manage your treasury, collect payments, send payouts, and earn yield", with settlement in fiat and stablecoins across 160+ countries. Wallet products include embedded wallets for end users, treasury wallets for business reserves and agent wallets for AI agents, plus on-ramps by card, Apple Pay or Google Pay and off-ramps to bank accounts.

The site says Crossmint is used by global enterprises and 40,000+ developers, shows logos including Robinhood, MoneyGram, Western Union and Wirex, and says MoneyGram launched stablecoin-powered remittances in 60 days.

Key Facts - Products: wallets, treasury, collections, payouts, on and off ramp - Deployment: API - Typical clients: fintechs, remittance companies, developers - Headquarters: Not stated - Website: crossmint.com

11. Borderless

Borderless does not move money itself. It is an orchestration layer for teams that already work with several payment providers: "Single API to 19+ locally-licensed providers across 113+ countries", covering payouts, collections and transfers in 72+ currencies on local rails. Funds settle directly with the providers, and Borderless handles operations, data and compliance.

The commercial model is stated plainly: "Flat platform fee, no FX markups, direct provider relationships", with go-live in about two weeks. Borderless says it is not a broker-dealer or financial institution.

Key Facts - Products: provider orchestration, routing, operations and compliance data - Deployment: single API - Typical clients: teams using more than one payout provider - Headquarters: Not stated - Website: borderless.xyz

Stablecoin Issuers and Networks

12. Circle

Circle issues USDC and sells payment products around it. Circle Payments Network (CPN), marked Beta, is for "PSPs, fintechs, enterprises, and banks" and covers B2B cross-border payments, marketplace and payroll payments, merchant acceptance, B2B settlement and treasury between subsidiaries. Products include Stablecoin Payments, Fiat Payments with local bank payouts in 180+ countries, Managed Payments for companies that do not want to run wallets, blockchain infrastructure or digital asset licensing, Treasury Management, and Mint for accessing and distributing stablecoins.

The CPN page counts 200+ financial institutions enrolled as of November 4, 2026, 55+ licences and MTLs, and 25+ supported blockchains. Circle notes that CPN does not hold funds; participants settle directly with each other. Logos include dLocal, MoneyGram, NIUM and Thunes.

Key Facts - Products: CPN, Mint, Managed Payments, Fiat Payments, Treasury Management - Deployment: network membership and APIs; contact sales - Typical clients: PSPs, fintechs, enterprises, banks - Headquarters: Not stated - Website: circle.com

13. Paxos

Paxos sells regulated stablecoin infrastructure to banks, brokerages and platforms. Stablecoin Issuance lets a client "Launch and manage your own regulated digital dollar", and Payments and Money Movement lets it "Move, swap and settle stablecoins globally". Paxos is the issuer behind Global Dollar (USDG), PayPal USD (PYUSD), Pax Dollar (USDP) and Pax Gold.

Its regulators are listed on the site: the OCC for Paxos Trust Company, N.A., MAS for Paxos Digital Singapore, the Finnish FIN-FSA under MiCA for Paxos Issuance Europe, and a conditional SEC clearing agency registration from May 2026. Paxos cites over $250B in tokenization since 2018.

Key Facts - Products: stablecoin issuance, payments and money movement - Deployment: regulated infrastructure; issuance of the client's own stablecoin - Typical clients: banks, brokerages, platforms - Headquarters: Not stated - Website: paxos.com

Pricing and Implementation

None of the 13 providers publishes a price list on the pages we read. Borderless is the only one that describes its pricing model, a flat platform fee with no FX markups. BVNK publishes a minimum: $500,000 in monthly payments and six months of trading history. Everyone else sells through a sales conversation.

Implementation figures are rare as well. Borderless cites go-live in about two weeks, Conduit says standard USD accounts are provisioned at T+0, and Crossmint says MoneyGram launched stablecoin remittances in 60 days. Expect the commercial side to take longer than the code: onboarding and KYB checks on your company, agreement on corridors and limits, and testing in a sandbox. When you compare quotes, ask for the conversion spread at each end, payout fees per corridor, network fees on each blockchain, and any fees on idle balances.

How to Choose a B2B Stablecoin Payment Provider

  1. Start with the corridors. List the countries and currencies you pay and collect in, then check each provider's coverage for those exact routes, not the headline country count.
  2. Decide who owns the experience. If your finance team just needs to pay suppliers, a platform with a dashboard (BVNK, Triple-A, Conduit, Orbital, Mural Pay) is enough. If you are building a payment product, look at the APIs (Bridge, Zero Hash, Fireblocks, Crossmint).
  3. Check the licence behind your funds. Ask which legal entity holds your balance, under which licence, and in which country.
  4. Ask about the stablecoins and chains. Some providers name USDC, USDT, RLUSD or their own token; others only say "major stablecoins". Match this to what your counterparties use.
  5. Plan the accounting link. Ask for exports, webhooks and reporting fields, and decide early how payments will reach your ERP or accounting system.
  6. Consider more than one provider. No single provider covers every corridor well. An orchestration layer such as Borderless, or your own routing, keeps you from depending on one partner.

Frequently Asked Questions

What is a B2B stablecoin payment provider?

It is a company that lets businesses send, receive and hold stablecoins such as USDC or USDT, and convert them to and from bank currencies, for supplier payments, collections, payroll and treasury. The provider holds the licences and runs the wallets and blockchain operations.

What is the best stablecoin infrastructure provider for B2B payments?

There is no single best one. Bridge, Zero Hash, Fireblocks and Crossmint suit companies building their own payment product; BVNK, Triple-A, Conduit and Orbital suit businesses that want a finished payments service; Circle and Paxos suit banks and large platforms that settle in or issue stablecoins.

Which platforms support stablecoin B2B payments with accounting integration?

None of the provider pages we read describes a native ERP or accounting connector. Most offer APIs, dashboards and exports, so the link to your accounting system is usually built through the API or middleware.

Are stablecoin payments regulated?

The providers themselves are. Examples from their sites: BVNK holds EMI licences in the UK and Malta, Triple-A holds a MAS licence in Singapore, Zero Hash is licensed by NYDFS, and Paxos is supervised by the OCC.

How long does it take to start?

Borderless cites about two weeks to go live. For most providers the timeline depends on business verification and the scope of your integration.

Can Itexus build a stablecoin payments product on one of these providers?

Itexus is a custom software developer and takes on integration projects of this kind. To discuss one, contact the team.


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