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Published: Aug 11, 2026

10 Best Fintech Software Development Companies in Minnesota, USA (2026)

August 11, 2026
Read 9 min

Minnesota fintech teams can choose between local engineering firms with Twin Cities offices and larger consultancies equipped for regulated, enterprise-scale programs. The companies below cover product development, banking technology, payment systems, cloud modernization, data engineering, and security-sensitive financial applications.

Itexus

1. Itexus

Itexus builds software for banks, brokers, fintech companies, insurers, lenders, and investment firms. Its developers build mobile banking apps, digital wallets, lending systems, wealth management platforms, trading products, and financial analytics tools. The team also modernizes legacy systems, handles cloud engineering, integrations, and automated testing, and supports products after launch.

Because it works only on financial software, Itexus suits Minnesota teams dealing with transaction processing, KYC and AML workflows, market data, payment gateways, or strict regulation. The company is headquartered in the United States and serves financial organizations across North America. It supports Minnesota projects through a distributed delivery model.

Key Facts

  • Best for: Regulated fintech products and complex financial platforms
  • Core services: Fintech software development, product design, integrations, cloud engineering, QA, support
  • Specialization: Banking, payments, lending, trading, wealth management, and insurance
  • Location: United States headquarters with North American service coverage
  • Notable strength: Deep focus on financial software rather than general-purpose development

Contact Information

Coherent Solutions

2. Coherent Solutions

Coherent Solutions is based in the Minneapolis area and has engineering teams in several international delivery centers. Its financial software work covers mobile and online banking, loan origination, payment automation, and investment platforms. It also builds trading systems, financial reporting, and insurance applications.

The firm can own a complete product or add developers through a dedicated team. It also handles cloud migration, API integration, CRM development, legacy modernization, and architecture for compliance-heavy systems. Organizations that want local account management in Minneapolis, backed by a large distributed engineering team, will find Coherent Solutions a practical choice.

Key Facts

  • Best for: Minnesota financial companies needing a scalable engineering team
  • Core services: Digital product engineering, mobile development, cloud, data, QA, and DevOps
  • Specialization: Custom software for banking, payments, lending, insurance, and capital markets
  • Location: Minneapolis, Minnesota
  • Notable strength: Local consulting supported by multiple global development centers

Contact Information

  • Website: www.coherentsolutions.com
  • E-mail: moc.snoitulostnerehoc@olleh
  • Twitter: x.com/CoherentTweets
  • LinkedIn: www.linkedin.com/company/coherent-solutions
  • Address: 1600 Utica Ave. S., Suite 120, Minneapolis, MN 55416
  • Phone: +1 (844) 224-4994
Emergent Software

3. Emergent Software

Emergent Software is a Minneapolis-based Microsoft technology partner. Besides custom development, it offers data, Azure cloud, AI, security, and managed services. Its finance and insurance practice modernizes older applications, connects data, improves reporting, and introduces AI within existing governance controls.

Emergent is the strongest fit when your financial software runs on the Microsoft stack. Projects may involve SQL Server, Azure architecture, Microsoft Fabric, application integration, database optimization, or long-term production support. The company has published financial projects on banking database performance and insurance platform modernization.

Key Facts

  • Best for: Microsoft-centered financial technology environments
  • Core services: Custom software, application modernization, Azure cloud, data engineering, AI, and managed services
  • Specialization: Finance and insurance technology
  • Location: Minneapolis, Minnesota
  • Notable strength: Broad engineering coverage across the Microsoft technology stack

Contact Information

  • Website: www.emergentsoftware.net
  • E-mail: ten.erawtfostnegreme@olleh
  • LinkedIn: www.linkedin.com/company/emergent-software
  • Address: 333 South Seventh Street, Suite #2090, Minneapolis, MN 55402
  • Phone: 612-217-0747
Slalom

4. Slalom

Slalom combines product engineering, systems implementation, data, AI, cloud, security, and experience design. In financial services it works across banking, payments, capital markets, insurance, real estate, and wealth management. That range helps when a software project spans several departments instead of one application team.

On fintech projects, Slalom builds customer applications, integrates business platforms, modernizes data architecture, and develops intelligent products. Its published financial work includes digital payments, fraud detection, digital banking, and insurance data modernization. The company has a Minneapolis team, backed by a much larger national network.

Key Facts

  • Best for: Multidisciplinary fintech transformation programs
  • Core services: Product engineering, systems implementation, cloud, data, AI, design, and security
  • Specialization: Banking, payments, capital markets, insurance, and wealth management
  • Location: Minneapolis market
  • Notable strength: Ability to connect strategy, design, engineering, and organizational change

Contact Information

  • Website: www.slalom.com
  • Twitter: x.com/slalom
  • LinkedIn: www.linkedin.com/company/slalom-consulting
  • Instagram: www.instagram.com/slalomconsulting
  • Address: 80 South 8th Street, Suite 3906, Minneapolis, MN 55402
Intertech

5. Intertech

Intertech is based in Eagan, between Minneapolis and Saint Paul, and offers onshore software development consulting. Its team designs new applications, modernizes legacy systems, and builds web and mobile products. It also develops system integrations and improves software architecture. Financial services is one of the industries it has worked in.

This model may appeal to Minnesota financial organizations that want direct access to local senior consultants. Intertech can extend an internal team or run a defined modernization project. That can include cloud readiness, APIs, data pipelines, DevOps, and AI integration. The company also trains developers, so your own team can maintain the system later.

Key Facts

  • Best for: Organizations seeking Minnesota-based senior developers
  • Core services: Custom software, modernization, web and mobile apps, cloud, integration, and DevOps
  • Specialization: Onshore software consulting and co-development
  • Location: Eagan, Minnesota
  • Notable strength: Local delivery combined with developer training and knowledge transfer

Contact Information

  • Website: www.intertech.com
  • E-mail: moc.hcetretni@ofni
  • Facebook: www.facebook.com/Intertech
  • LinkedIn: www.linkedin.com/company/intertech
  • Address: 860 Blue Gentian Road, Suite 200, Eagan, MN 55121
  • Phone: +651.288.7000
Tieto

6. Tieto

Tieto now includes the former MentorMate, a digital engineering and consulting business with long roots in Minneapolis. The combined company offers product development, software engineering, data, cloud, AI, design, and technology modernization.

It works for banks and other regulated organizations, with support from a larger international delivery structure. Consider Tieto for complex programs: customer-facing platforms, internal systems, data transformation, or ongoing application development. MentorMate became Tieto in June 2026, so earlier Minnesota projects may still appear under the old name.

Key Facts

  • Best for: Financial enterprises needing international delivery capacity
  • Core services: Digital engineering, product development, cloud, data, AI, and consulting
  • Specialization: Enterprise software and digital transformation
  • Location: Minneapolis, Minnesota, with global delivery operations
  • Notable strength: MentorMate's US engineering background combined with Tieto's wider resources

Contact Information

  • Website: www.tieto.com
  • LinkedIn: www.linkedin.com/company/tieto
  • Instagram: www.instagram.com/tietoglobal
  • Address: 1350 Lagoon Ave, Suite 800, 55408 Minneapolis, MN, United States
  • Phone: 612-823-4000
Perficient

7. Perficient

Perficient builds and modernizes digital systems for large organizations, with dedicated teams for banking, financial services, and insurance. Its work combines digital engineering, cloud, data and analytics, AI, customer experience, and enterprise platform implementation.

For a Minnesota bank, insurer, or established fintech, Perficient fits programs where software development is only part of the problem. Typical tasks include connecting customer channels to older systems, improving data access, automating workflows, and implementing enterprise platforms. The company works in the Minneapolis market and focuses on large programs with many technical and business stakeholders.

Key Facts

  • Best for: Large banks, insurers, and financial enterprises
  • Core services: Digital engineering, cloud, data, AI, platform implementation, and experience design
  • Specialization: Banking, financial services, and insurance
  • Location: Minneapolis market and wider US delivery network
  • Notable strength: Enterprise-scale engineering tied to major technology platforms

Contact Information

  • Website: www.perficient.com
  • Twitter: x.com/perficient
  • LinkedIn: www.linkedin.com/company/perficient
  • Instagram: www.instagram.com/perficient
  • Address: 100 N 6th Street, Suite 550A, Minneapolis MN 55403
CGI

8. CGI

CGI offers software development alongside managed IT, systems integration, business consulting, cybersecurity, data, and cloud services. In banking and financial services, it covers digital banking, payments, wealth management, and risk. It also works on regulatory technology and financial crime prevention.

CGI suits Minnesota institutions building large, sensitive systems that must connect to existing infrastructure. It can keep running the platform after launch, which matters when availability, security, and reporting requirements are strict. Its Minnesota office is part of a much larger US and global delivery organization.

Key Facts

  • Best for: Large financial institutions and long-running technology programs
  • Core services: Application development, systems integration, cloud, cybersecurity, data, and managed IT
  • Specialization: Banking, payments, wealth management, risk, and compliance technology
  • Location: Minnesota presence with national and global delivery resources
  • Notable strength: Development and continuing operational support from the same provider

Contact Information

  • Website: www.cgi.com
  • Twitter: x.com/cgi_global
  • LinkedIn: www.linkedin.com/company/cgi
  • Facebook: www.facebook.com/cgigroup
  • Address: 8500 Normandale Lake Blvd, Suite 350, Bloomington, 55437 Minneapolis
  • Phone: +1 781-565-2600
Accenture

9. Accenture

Accenture gives financial institutions product engineering, application modernization, cloud adoption, data, AI, security, and managed technology services. Its financial-services practice covers banking, payments, insurance, and capital markets. That includes programs where old systems are replaced step by step or connected to new digital channels.

A large Minneapolis office ties Accenture directly to Minnesota's enterprise market. It is the right choice when the work goes beyond building an app: operating-model changes, platform selection, regulatory questions, or rollout across several departments. Smaller fintech companies may find its engagement model heavier than they need.

Key Facts

  • Best for: Major banks and insurers undertaking broad transformation
  • Core services: Product engineering, cloud, data, AI, cybersecurity, and managed services
  • Specialization: Banking, payments, insurance, and capital markets
  • Location: Minneapolis, Minnesota
  • Notable strength: Ability to support strategy, implementation, and ongoing operations

Contact Information

  • Website: www.accenture.com
  • Facebook: www.facebook.com/accenture
  • LinkedIn: www.linkedin.com/company/accenture
  • Instagram: www.instagram.com/accenture
  • Address: 333 South Seventh Street, Minneapolis, MN, 55402
  • Phone: +16122770000
Persistent Systems

10. Persistent Systems

Persistent Systems has a dedicated Minneapolis office and an established banking and financial services practice. It works on digital banking, lending, payment platforms, core-system modernization, regulatory compliance, and financial data. For fintech businesses and financial software vendors, it provides product engineering, platform modernization, security, analytics, and ongoing maintenance.

The team pairs financial-domain consulting with cloud, AI, integration, and software engineering, which helps when a project is bigger than a single app.

Key Facts

  • Best for: Enterprise banking, payments, and fintech modernization
  • Core services: Application development, product engineering, cloud, data, AI, integration, and security
  • Specialization: Digital banking, payment platforms, lending, financial software, and core modernization
  • Location: Minneapolis, Minnesota
  • Notable strength: Financial-domain knowledge combined with enterprise-scale engineering resources

Contact Information

  • Website: www.persistent.com
  • E-mail: moc.tnetsisrep@ofni
  • Facebook: www.facebook.com/PersistentSystems
  • Twitter: x.com/Persistentsys
  • LinkedIn: www.linkedin.com/company/persistent-systems
  • Instagram: www.instagram.com/persistent_systems
  • Address: 7803 Glenroy Rd, Suite: 301, Minneapolis, MN 55439-3124
  • Phone: +1-650-481-9180

Conclusion

Minnesota offers an interesting mix of locally rooted development firms and larger technology consultancies with experience in banking, payments, insurance, and financial data. The right choice comes down to the project itself. A regional partner may be preferable when close collaboration matters, while a larger distributed team can make more sense for complex modernization work, demanding integrations, or an application expected to scale quickly.

Before signing with any provider, look beyond the service list and ask how the team approaches security, compliance, ownership, and post-launch support. Itexus is particularly relevant for companies that need deep fintech knowledge across lending, digital banking, trading, payments, or wealth management. Still, every Minnesota business should compare technical depth and delivery style against its own requirements before making the final call.

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