They’re a great group of developers who really understand the reality of business.
Mobile Banking App Development Company
Itexus banking app developers create custom apps for banks, credit unions, DeFi companies, and other financial organizations looking to keep pace with rising competition and a changing fintech landscape. We tailor our mobile banking application development services to your specific needs, creating impactful solutions that help you achieve your goals. Software we develop can help you improve customer engagement and retention, save on operational and service costs, enhance security, boost brand loyalty and recognition, and gain first-hand actionable insights about your customers to deliver a better mobile banking experience.
Gain a competitive edge with Itexus’ outcome-driven mobile banking application development services.
Banking Application Development Services
App development from scratch
We leverage our expertise and rely on both the latest and time‑tested technologies to offer established development and delivery processes, and ensure robust architecture and stable code.
Migration and rebuilding of existing banking solutions
We redesign and re‑engineer outdated banking apps of any complexity, migrate them to the cloud or between clouds, and implement new functionality to streamline processes and optimize operational costs.
We apply our extensive experience in business analysis to investigate your problem and offer you the best solution tailored to your individual goals.
By creating engaging, clear, and intuitive product designs, we help banks and non‑banking financial institutions build trust, create brand messaging that resonates, and delight their users with stellar digital experiences.
Integration with third-party platforms
We’ll research and select the appropriate third‑party providers for your needs, which our technical specialists can then securely integrate into your solution.
Our QA specialists apply the full range of manual, automated, security, usability, and penetration tests to ensure your solution is bugless, shielded, efficient, and ready for launch.
Maintenance and support
Along with digital banking development services, we offer results‑oriented and cost‑effective support and maintenance for your app to ensure top performance, permanent availability, and timely updates.
Core Features of a Mobile Banking App
Authentication and authorization
Secure and convenient sign‑in with biometric 2FA (e.g., Face ID, Touch ID).
Fast, convenient, and secure creation of customer accounts with a digital KYC process — personal verification, biometrics, and ID document verification.
Instant opening of bank accounts, remote closing of accounts, viewing account balances, replenishing accounts, performing transactions from accounts, viewing and sharing account details, sharing accounts between different users (e.g., one account for the whole family).
Issuing virtual and physical cards, viewing and sharing card details, card management (renaming, activation, blocking/unblocking, etc.), velocity rule management (setting limits and selected merchants, etc.).
Payments and money transfers
Simple, secure and instant payments and money transfers that comply with PCI DSS and are verified by biometrics, OTP, or the user’s password to ensure accuracy and security. We can enable the following types of transactions: instant payments between your customers, ACH transfers, card‑to‑card money transfers, scheduled payments.
Allows your users to keep track of their finances by accessing transaction history, details, and a filtered search for certain transactions.
External payment methods management
Connect and manage bank accounts/credit cards of other financial institutions.
Comprehensive bill payment service that enables your users to view, organize, schedule, and pay both recurring and one-time bills directly through the app and keep track of due dates.
The dashboard allows users to see all important data at a glance: balances (cards and accounts) updated in real time, pending payments, recent transactions, etc.
An easy way to let your users track their spending, view categorized transactions, set weekly/monthly budgets, and set and track progress on saving goals.
Automate the entire lifecycle of a loan with a digital lending feature that includes a loan calculator and credit scoring. From online loan application and underwriting to data-driven decision making, loan disbursement, and collection. Digital lending can also be implemented as a standalone solution.
Personal manager/customer support
Respond and resolve cases quickly and efficiently with convenient options for accessing customer support – a chatbot and call request form.
In-app and push notifications are powerful tools for increasing customer engagement and promoting new offerings. They allow users to get instant information about transactions, which also increases the app’s security by alerting fraud attempts.
FAQ on Mobile Banking App Development Services
How much does mobile banking app development cost?
How long does it take to develop a banking app?
What is the technology stack you work on?
How does the development of a mobile banking app begin?
What is your mobile banking application development process? How is the workflow organized?
Can you integrate my banking app with third-party providers?
Can you guarantee my banking app’s security and data privacy?
Itexus Banking PortfolioAll Projects ➜
Algorithmic Intraday Stock Trading System – Stock Trading Bot
Credit Scoring SaaS App for Financial Organizations
Clients’ Testimonials & Awards
Itexus excelled at both experimental AI and sprint-oriented UI/UX tasks. Itexus did strong project management work, too, a necessity in such a complicated project.
The assigned team was easy to work with and they are especially strong collaborators and communicators. They demonstrated flexibility, professionalism, and trust in everything they did, and completed the work on time and budget.
Itexus’ work positions the business well for an imminent launch. They excel at managing their team, presenting frequent product demos to ensure that the project is aligned with development goals. An affordable price structure coupled with remarkable technical skill makes them an attractive partner.