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Mobile Banking App Development Company

Reduce operational and customer-service costs and increase ROI and customer loyalty with a brand-new, sophisticated, secure and convenient mobile banking app tailored to your needs.

Itexus banking app developers create custom apps for banks, credit unions, DeFi companies, and other financial organizations looking to keep pace with rising competition and a changing fintech landscape. We tailor our mobile banking application development services to your specific needs, creating impactful solutions that help you achieve your goals. Software we develop can help you improve customer engagement and retention, save on operational and service costs, enhance security, boost brand loyalty and recognition, and gain first-hand actionable insights about your customers to deliver a better mobile banking experience.

Gain a competitive edge with Itexus’ outcome-driven mobile banking application development services.

Banking Application Development Services

App development from scratch

We leverage our expertise and rely on both the latest and time‑tested technologies to offer established development and delivery processes, and ensure robust architecture and stable code.

Migration and rebuilding of existing banking solutions

We redesign and re‑engineer outdated banking apps of any complexity, migrate them to the cloud or between clouds, and implement new functionality to streamline processes and optimize operational costs.

Business analysis

We apply our extensive experience in business analysis to investigate your problem and offer you the best solution tailored to your individual goals.

UI/UX design

By creating engaging, clear, and intuitive product designs, we help banks and non‑banking financial institutions build trust, create brand messaging that resonates, and delight their users with stellar digital experiences.

Integration with third-party platforms

We’ll research and select the appropriate third‑party providers for your needs, which our technical specialists can then securely integrate into your solution.


Our QA specialists apply the full range of manual, automated, security, usability, and penetration tests to ensure your solution is bugless, shielded, efficient, and ready for launch.

Maintenance and support

Along with digital banking development services, we offer results‑oriented and cost‑effective support and maintenance for your app to ensure top performance, permanent availability, and timely updates.

Core Features of a Mobile Banking App

Authentication and authorization

Secure and convenient sign‑in with biometric 2FA (e.g., Face ID, Touch ID).

Customer onboarding

Fast, convenient, and secure creation of customer accounts with a digital KYC process — personal verification, biometrics, and ID document verification.

Account management

Instant opening of bank accounts, remote closing of accounts, viewing account balances, replenishing accounts, performing transactions from accounts, viewing and sharing account details, sharing accounts between different users (e.g., one account for the whole family).

Card management

Issuing virtual and physical cards, viewing and sharing card details, card management (renaming, activation, blocking/unblocking, etc.), velocity rule management (setting limits and selected merchants, etc.).

Payments and money transfers

Simple, secure and instant payments and money transfers that comply with PCI DSS and are verified by biometrics, OTP, or the user’s password to ensure accuracy and security. We can enable the following types of transactions: instant payments between your customers, ACH transfers, card‑to‑card money transfers, scheduled payments.

Transaction management

Allows your users to keep track of their finances by accessing transaction history, details, and a filtered search for certain transactions.

External payment methods management

Connect and manage bank accounts/credit cards of other financial institutions.

Bill payments

Comprehensive bill payment service that enables your users to view, organize, schedule, and pay both recurring and one-time bills directly through the app and keep track of due dates.

Customized dashboard

The dashboard allows users to see all important data at a glance: balances (cards and accounts) updated in real time, pending payments, recent transactions, etc.

Spending tracker

An easy way to let your users track their spending, view categorized transactions, set weekly/monthly budgets, and set and track progress on saving goals.

Digital lending

Automate the entire lifecycle of a loan with a digital lending feature that includes a loan calculator and credit scoring. From online loan application and underwriting to data-driven decision making, loan disbursement, and collection. Digital lending can also be implemented as a standalone solution.

Personal manager/customer support

Respond and resolve cases quickly and efficiently with convenient options for accessing customer support – a chatbot and call request form.

Notifications center

In-app and push notifications are powerful tools for increasing customer engagement and promoting new offerings. They allow users to get instant information about transactions, which also increases the app’s security by alerting fraud attempts.

FAQ on Mobile Banking App Development Services

How much does mobile banking app development cost?

On average, the cost of developing a mobile banking app starts at $200.000 and can reach $500.000 depending on various factors. The final cost depends heavily on the complexity of the solution, which directly affects the number of hours required to implement it. Multiply this number by the hourly rate of the development team, and you’ll get a rough estimate. To get a more accurate estimate, contact our team.

How long does it take to develop a banking app?

The time it takes to develop a mobile banking app depends on several factors, such as the scope of work (number of features and their complexity) and the number of integrations, the overall complexity of the solution, etc. Share your idea with us, and we’ll estimate the time needed to develop your mobile banking app.

What is the technology stack you work on?

We’re well-versed in all modern technologies that underpin the fintech sector and can therefore pick the best tech stack for your project to ensure your app’s efficiency and high performance while cutting development time and cost.

How does the development of a mobile banking app begin?

We’ll start by exploring your ideas and needs, defining your goals, and clarifying your requirements. Then, we’ll create a cost estimate for your project. After you approve the budget, let the development phase commence!

What is your mobile banking application development process? How is the workflow organized?

We follow a comprehensive yet flexible mobile banking app development process. First, we discuss your goals and high-level requirements, define the project scope, decide on third-party providers, and create a preliminary delivery schedule. Then, our business analysts determine the detailed requirements while UI /UX specialists design an intuitive and visually appealing user interface. After you approval the requirements and UI, Itexus’ experienced banking app developers, guided by a solutions architect, deliver increments using an iterative approach (with 2–4 week iterations). Delivered increments are tested by our QAs to ensure quality. Concurrently, our backend team implements integrations with required third-party services(the selection of suitable third-party providers takes time, so we recommend choosing them at the very beginning of the project). Throughout all phases, our experienced project managers ensure that deliveries are on time and on budget, and keep you regularly updated on progress. Once complete, the project team releases the application and submits it to the app stores if required.

Can you integrate my banking app with third-party providers?

We’ve established partnerships with leading third-party providers and have extensive experience integrating financial software with payment gateways, KYC providers, BaaS platforms, credit scoring systems, electronic signature providers, and other services. If you’re unsure about which providers are right for you, our specialists will be happy to conduct research and offer you the best options that meet all your needs.

Can you guarantee my banking app’s security and data privacy?

As a recognized mobile banking app development company, we follow international data security and protection protocols to develop high-quality and secure applications that protect user data and eliminate any vulnerabilities.

Itexus Banking Portfolio

All Projects

Mobile Banking App

Mobile Banking App

A mobile banking app that allows its users to access all banking services in a secure, convenient and fast way without having to visit bank branches.
  • Kotlin
  • Swift

Algorithmic Intraday Stock Trading System – Stock Trading Bot

Algorithmic Intraday Stock Trading System – Stock Trading Bot

  • Fintech
Machine learning can automatically create and refresh an algorithm for solving a complex problem based on a large volume of data. It’s not necessary to search for business-impor…
  • .NET
  • React.js

White-Label Mobile Banking App

White-Label Mobile Banking App

  • Fintech
A white-label mobile banking application for a Silicon Valley-based digital banking services provider.
  • Node.js
  • Swift

Banking App for Students

Banking App for Students

  • Fintech
  • Education
  • Credit Scoring
A banking application that provides students with unique credit, debit, and payment tools, helps to build credit score, and instills financial literacy and money management habi…
  • .NET
  • iOS
  • Android
  • Kotlin
  • Swift

Bot Answering Machine

Bot Answering Machine

  • Healthcare
  • ML/AI
The system allows a business to train its own chatbot that will be able to answer phone calls, greet user over the phone/sms, provide information about a client’s services…
  • Python

Credit Scoring SaaS App for Financial Organizations

Credit Scoring SaaS App for Financial Organizations

  • Fintech
  • ML/AI
  • Credit Scoring
The system is a SaaS platform allowing the client to evaluate solvency and reliability of the potential borrowers using statistical methods of analysis of the historical and non…
  • Ruby on Rails

AI-based Financial Data Management Platform

AI-based Financial Data Management Platform

  • Fintech
  • ML/AI
The platform automates key-decision making process with AI-based predictive modules reflecting the credit cycles. This financial platform is equipped with rich data streaming, p…
  • React.js
  • Django

Clients’ Testimonials & Awards

They’re a great group of developers who really understand the reality of business.

Andreea Vanacker CEO SPARKX5

Itexus excelled at both experimental AI and sprint-oriented UI/UX tasks. Itexus did strong project management work, too, a necessity in such a complicated project.

Jesse Dubin Senior Product Manager

The assigned team was easy to work with and they are especially strong collaborators and communicators. They demonstrated flexibility, professionalism, and trust in everything they did, and completed the work on time and budget.

Sue Wollan Fan CEO Mango Connects

Itexus’ work positions the business well for an imminent launch. They excel at managing their team, presenting frequent product demos to ensure that the project is aligned with development goals. An affordable price structure coupled with remarkable technical skill makes them an attractive partner.

Phill Osolinski CEO Ryze Rewards