Itexus delivered the app according to the requirements. The team met all development milestones and deliverables. They were efficient, friendly, and cooperative. Itexus team was very timely with updates, a regular meeting cadence, and ad-hoc questions and answers via Slack. The team was very responsive and still is.




Mobile Banking App Development
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Mobile Banking App Development Services
Banking software development from scratch
We leverage our expertise and the latest as well as time-tested technologies to establish a solid development process for your project. This ensures a robust architecture and stable, high-quality code for your mobile banking solution from day one.
Migration and rebuilding of existing banking solutions
We redesign and re-engineer outdated banking software of any complexity. Our team can migrate your existing solutions to modern cloud platforms and implement new functionality to streamline processes, reduce operational costs, and ensure seamless integration with today’s mobile channels.
Business analysis
We apply our extensive business analysis experience to investigate your challenges and define the best mobile banking solution aligned with your goals. By understanding your business needs in depth, we ensure the final product truly supports your objectives.
UI/UX design
We create engaging, clear, and intuitive product designs that help banks and financial institutions build trust and delight users with stellar mobile experiences. Our UX/UI specialists make sure your app’s interface is user-friendly and reflects your brand identity.
Integration with third-party platforms
We research and select the appropriate third-party services (payment gateways, KYC providers, BaaS platforms, etc.) for your needs, and securely integrate them into your mobile banking app. This extends your app’s functionality while ensuring all integrations are seamless and secure.
Testing
Our QA specialists run a full suite of manual and automated tests – including security, usability, and penetration testing – to ensure your mobile banking application is secure, bug-free, efficient, and ready for launch.
Maintenance and support
Beyond development, we provide results-oriented, cost-effective support and maintenance for your app. We keep your mobile banking app performing at its best with 24/7 availability, timely updates, and continuous improvements as your needs evolve.


Core Features of a Mobile Banking App
Authentication and authorization
Secure and convenient sign-in using biometric two-factor authentication (e.g., Face ID or Touch ID) for enhanced security and a seamless login experience.
Customer onboarding
Fast, convenient account setup with a digital KYC process – including personal information verification, biometrics, and ID document checks – all carried out within the app.
Account management
Enable users to open new bank accounts instantly, close accounts remotely, view account balances, perform transactions, and even share accounts (e.g., a joint family account) — all through the mobile app.
Card management
Issue virtual and physical debit/credit cards, display and share card details, and provide full control over cards (renaming, activation, blocking/unblocking, etc.). Users can also set custom spending limits or allowed merchants for their cards.

Payments & Money Transfers
Offer simple, secure, and instant payments and money transfers. Transactions are PCI DSS compliant and verified by biometrics, one-time passwords (OTP), or user passwords to ensure security. The app supports various transfer types, including peer-to-peer payments between users, ACH bank transfers, card-to-card transfers, and scheduled or recurring payments.
Transaction History & Management
Allow users to track their finances with a detailed transaction history. They can view transaction details and use advanced filters or search to quickly find specific transactions.
External payment methods management
Let users connect and manage bank accounts or credit cards from other financial institutions directly within your app. This provides a unified, convenient overview of all their finances in one place.
Bill Payments
Provide a comprehensive bill pay feature that enables users to view, organize, schedule, and pay both recurring and one-time bills right from the app. Automated reminders and notifications help users stay on top of due dates.

Personalized Dashboard
A customizable dashboard gives users an at-a-glance view of all important information. They can see real-time balances across all their accounts and cards, pending payments, recent transactions, and other key metrics in a single, convenient view.
Spending tracker
Help users monitor their spending habits with categorized transaction views and visualizations. Users can set weekly or monthly budgets and create savings goals, then track their progress directly in the app.
Digital lending
Offer an end-to-end digital loan experience with features like an in-app loan calculator and automated credit scoring. The app can handle everything from online loan applications and underwriting to data-driven decision-making, loan disbursement, and collections.

Personal manager/customer support
Integrate convenient customer support options for your users. This can include an AI-powered in-app chatbot for instant answers and a quick “request a call” feature to get help from a live representative—ensuring issues are resolved quickly and efficiently.
Notifications center
Use in-app and push notifications to boost engagement and security. Customers receive instant alerts about account activity (transactions, logins, etc.) and personalized updates or promotions. Not only do notifications keep users informed, but they also enhance security by immediately alerting users to any suspicious activity or fraud attempts.
