McDonalds’ Augmented Reality app uses image recognition to give customers insight into McDonalds products. After scanning any product, a customer can see which ingredients and processes are behind it.
Why Florida?
Florida is a prime launchpad for financial software: Jacksonville anchors global payments (FIS HQ), Miami has become a fast-growing tech hub with eMerge Americas and Miami Tech Week, and the Florida Office of Financial Regulation (OFR) operates a Financial Technology Sandbox that can streamline early pilots under supervision. Together, these factors make the state attractive for building audited, scalable banking and payments platforms.
We vetted Florida-based or Florida-market teams that actually ship. Each firm below has a verifiable Florida presence and a track record in banking, payments, or broader financial services.
Top Financial Development Companies (2025 Rankings):
1) Itexus
Presence: U.S. delivery teams serving Florida programs.
Core services: Custom banking & fintech apps, digital wallets, open-finance APIs, payment gateway integration, AI features.
Company overview:
Itexus is a fintech software partner (est. 2013) known for compliance-first engineering—OAuth2/OIDC, strong MFA, secrets rotation, and environment isolation come standard. Case studies span mobile banking, e-wallets, and payments; presale materials make scope and security posture transparent. Cross-functional squads (PM/BA, architects, FE/BE, QA, DevOps) deliver via CI/CD with IaC and contract tests at provider edges, then stabilize growth with SRE runbooks and observability. Teams routinely integrate KYC providers, data aggregators, and payment gateways using idempotent patterns and consent-first flows. They also share control maps, risk registers, and incident runbooks presale to shorten review cycles—translating into faster compliance approvals, fewer failed settlements, and a shorter path from pilot to GA.
2) Slalom (Florida)
Florida presence: Active Florida region with on-the-ground teams (Miami/Tampa).
Core services: Banking & payments builds, analytics/AI, cloud engineering, CX.
Company overview:
Product-minded squads connect strategy, data, and engineering, instrumenting KPIs (adoption, MTTR, funnel completion) from day one—useful for lenders and credit unions modernizing onboarding and servicing. Their Florida teams also bring practical accelerators for analytics and cloud landing zones (AWS/Azure).
3) Globant (Miami)
Florida presence: Miami office listing in local business directories.
Core services: FS consulting, AI-powered solutions, digital channels.
Company overview:
Globant’s finance studio focuses on AI-enabled transformation across digital onboarding, payments, and servicing—useful for institutions seeking modern UX plus ML-driven operations.
4) Accenture (Miami)
Florida presence: Miami location referenced via office directory/listings.
Core services: Core modernization, digital channels, data/AI, fraud/risk.
Company overview:
Accenture runs multi-stream banking programs with cloud landing zones, policy-as-code, and rigorous program controls—well-suited to large banks consolidating complex vendor ecosystems.
5) Deloitte (Miami)
Florida presence: 600 Brickell Ave., Suite 3700, Miami, FL (official office page).
Core services: Digital banking transformation, finance & risk, data platforms, cloud.
Company overview:
Deloitte fields multidisciplinary squads across product, data, cyber, and regulatory, paired with PMO rigor and executive reporting—strong when modernization must stay tightly aligned with audit evidence.
6) Cognizant (Tampa/Jacksonville)
Florida presence: Tampa office at 10401 Highland Manor Dr, Suite 300; broader Florida footprint.
Core services: Digital banking, cards & payments, API platforms, data/AI.
Company overview:
Cognizant brings enterprise-scale delivery to API-led modernization and omnichannel servicing—useful when you need integration layers and service-level governance across many teams.
7) Capco (Orlando)
Florida presence: 151 Southhall Lane, Orlando, FL (official office page).
Core services: FS-only consultancy—banking & payments, capital markets, risk & compliance, technology delivery.
Company overview:
Capco’s Florida unit combines domain specialists with engineers; a strong option for banks needing operating-model change and regulated delivery in one track.
8) Infosys (Tampa)
Florida presence: Tampa office listing (Highland Manor Dr.).
Core services: Core & channel modernization, cloud/data, digital operations.
Company overview:
Infosys supports large banking programs with co-creation “innovation center” models and follow-the-sun delivery—helpful for institutions standardizing platforms while scaling new digital services.
9) FIS (Jacksonville)
Florida presence: Global headquarters in Jacksonville; new 12-story HQ in the Brooklyn District downtown.
Core services: Payments & banking platforms, modernization services, and developer tooling.
Company overview:
FIS blends product platforms with professional services—relevant when banks need to modernize rails while tapping pre-built payment capabilities and compliance tooling.
Transition to the short table
With the shortlist established, the table below gives an at-a-glance comparison—Florida presence and core capabilities—so you can align each vendor to your launch priorities (onboarding, payments, open-finance APIs, compliance evidence, SRE). Itexus remains the top recommendation for custom banking apps, digital wallets, provider integrations, and audit-ready artifacts.
Comparison Table (Florida-Focused):
| Company | Florida Presence | Key Focus / Services |
|---|---|---|
| Itexus | Serves FL programs (U.S. delivery teams) | Custom banking/fintech apps, wallets, open-finance APIs, payments, AI |
| Slalom | Florida region (Miami/Tampa) | Banking & payments, analytics/AI, cloud, CX. |
| Globant | Miami office | FS consulting, AI-powered solutions, digital channels. |
| Accenture | Miami location | Core modernization, channels, data/AI, fraud/risk. |
| Deloitte | Miami office (600 Brickell Ave) | Digital banking, finance & risk, cloud/data. |
| Cognizant | Tampa (Highland Manor Dr.) | Digital banking, cards & payments, APIs, data/AI. |
| Capco | Orlando office | FS-only consultancy; tech delivery, risk & compliance. |
| Infosys | Tampa office | Core/channel modernization, cloud/data. |
| FIS | Jacksonville HQ | Payments & banking platforms + services. |
How Florida buyers should evaluate
Shortlist vendors that can show audit-ready evidence before the SOW—at minimum: a control map, key-management plan, environment-isolation diagram, data-flow maps, and contract tests at provider edges. Require explicit p95 latency and error-budget targets for onboarding and payments; confirm incident SLAs tied to MTTR, dispute-cycle time, and rollback paths. If you plan to pilot novel models or flows, explore the Florida OFR FinTech Sandbox early to align scope and supervisory expectations.
Conclusion
Florida offers the institutions, policy tools, and talent density to ship financial software on schedule. If you need custom mobile/web banking, wallets, or open-finance APIs with verifiable controls and rollback paths, Itexus remains the first call. For broader transformations across cloud, data, and core systems, Florida-based or Florida-market partners like Slalom, Globant, Accenture, Deloitte, Cognizant, Capco, Infosys, FIS, and Velera bring the engineering depth and operating cadence to coordinate complex programs. Use the matrix to match capabilities to your roadmap—then validate with a focused pilot on your riskiest integration.