They’re a great group of developers who really understand the reality of business.
eWallet App Development Company
Stay ahead of the evolution of digital payments with Itexus eWallet app development services
Itexus employs vision-forward technologies and integrations to deliver custom mobile & web wallet solutions for both businesses and their customers. Take advantage of our expertise and get your fully protected and easy-to-use eWallet app with superior UI/UX designs.
Digital Wallet Solutions We Offer
Open Wallets
Open wallets allow users to transact with a wide range of merchants and service providers. These wallets can facilitate payments to various vendors, online and physical stores, and often support multiple currencies.
Closed Wallets
Closed wallets are designed to store funds specifically for a single service or vendor. Users can only use the funds within that particular ecosystem or platform, which limits the wallet’s use to the services offered by that vendor.
Point of Sale (PoS) Payment Solutions
Money management apps track expenses, set budgets, and provide real-time financial insights, helping users manage spending and plan goals effectively.
Cryptocurrency Wallets
Specialized wallets for storing, sending, and receiving cryptocurrencies such as Bitcoin, Ethereum, etc.
Banking Apps
Many banks have their proprietary digital wallets that allow customers to manage their accounts and make payments.
Semi-Closed Wallets
Semi-closed wallets balance open and closed wallets. They enable payments to select merchants and may restrict cash withdrawals. Users can add funds and transact with approved providers but can’t freely withdraw cash to bank accounts.
Prepaid Wallets
These allow users to load a certain amount of money onto the wallet and spend it until the balance is depleted.
Loyalty Wallets
These apps store loyalty cards and rewards programs, enabling users to accumulate and redeem points more easily.
Web and Mobile Wallets
Mobile wallets on smartphones store payment data for secure, on-the-go transactions, while web wallets are accessed via browsers.
Peer-to-Peer (P2P) Payment Apps
These apps facilitate sending and receiving money directly between individuals.
Contactless Wallets
These digital wallets use NFC (Near Field Communication) technology, allowing users to make contactless payments by simply tapping their phones at a payment terminal.
Digital Gift Cards
Some digital wallets specifically focus on gift cards, allowing users to store multiple gift cards and use them for purchases.
Have questions?
Drop us a line and we’ll get back to you shortly
Digital eWallet App Development: Core Features
These are the core features of any digital wallet app. However, creating an eWallet app a success requires implementing some one-of-a-kind feature that would set your solution apart from the existing ones. Got a unique feature insight? We are looking forward to transforming your ideas into disruptive innovations.
Registration & Login
Seamless sign-up procedure and fast sign-in via social media, fingerprint, or retina scan save your users’ time and provide them with a flawless experience.
Sync Accounts
Linking user’s credit and debit cards with the app allows managing multiple cards and bank accounts in one app.
Backup Facility
This vital feature allows users to restore wallet data. The best practice is to provide multiple methods of data storage – e.g., syncing it with the Dropbox cloud, iCloud, via local WiFi connection, built-in email wallet backup feature, etc.
Balance Replenishment
Adding money to an eWallet from connected bank accounts, debit or credit cards, other digital wallets, etc.
Wallet-to-Bank Transfer
The Wallet-to-Bank option allows users to send money from their app account to either their own or to another person’s bank account or debit card.
Online Payments
The primary objective of eWallet apps is to provide users with time-saving and the easiest method of making secure multi-purpose payments thus this feature is a must. Enable users to pick their preferred method of transaction authentication – entering a PIN, fingerprint, retina scanning, etc.
Send and Receive Funds
Sending money through an eWallet can be carried out via entering the recipient’s phone number or scanning the QR-code of the recipient’s app account. Receiving money is available through the same options, or a user can send a payment request to other app users.
Transaction History
This must-have feature enables users to check all of the previous transactions and see such details as the transaction amount value, the sender or recipient’s data, dates of payments, etc. It helps users to better track and manage their personal expenses.
Check Wallet Balance
Displays the real-time eWallet balance and linked bank account balance within the app.
Merchant Payments via Contactless Technologies
Using contactless technologies like NFC or QR code scanning allows in-store payments with digital wallets. Considering the emerging popularity of contactless payments and their comfort for users, this feature is requisite for an eWallet app’s success.
Budgeting and Planning
Empowers users to grasp and analyze their spending habits and save more through planning their finances right in the app. Users can create categories for expenses and income, set a budget for different categories of expenses, get reminders when the bills are due, set saving goals, etc.
Analytical Dashboards and Diagrams
This feature helps users to stay on top of their money and provides them with all the financial information across their accounts and credit cards through reports, figures, and diagrams.
Split Bill
This nice-to-have feature can turn into a competitive advantage for your eWallet app when it comes to splitting the payment with other people.
Money Saving and Personal Finance Assistant App
Clients’ Testimonials & Awards
What Makes Your eWallet Successful
Secure Payments
As an experienced ewallet app development company Itexus leverages cutting-edge technologies and fraud protection solutions to enhance your app’s security and increase its reliability among users. Before the app goes live, we conduct in-depth vulnerability management to identify and eliminate all weak spots. The overall app’s safety against all possible threats and penetrations is secured via source code security analysis and a comprehensive range of penetration tests.
Ease of Use
We develop easy-to-use eWallets with a simple login process helping your end-users easily access their accounts and save their time with transactions available in just a few taps.
Superior UI/UX
A good design in mobile wallet application development is not only about nice visuals, it is also how easily users interact with the product and navigate through it. To deliver an excellent experience to your end-users, we create eWallet apps that are as visually appealing as easily navigated.
User Engagement
We develop eWallet apps that help you in offering discounts, cashback, gifts, promotional offers, etc. to make your app engage users and help it to climb to the top of the app store.
High Discoverability
Mobile wallet application development is half the battle, another half is to make it easily discoverable for users. We know how to optimize your app to make it attract more clients.
FAQ on Digital Wallet App Development
How to develop an eWallet app?
To create a successful eWallet app, start by clearly defining its purpose and core functions. Conduct thorough market research to understand current trends, competitors and the needs of potential users, ensuring compliance with financial regulations. Choose a suitable platform such as iOS, Android, or a cross-platform framework like React Native or Flutter. Outline essential features like user registration, secure transactions, payment processing and integration with financial institutions. Design an intuitive user interface that enhances usability and navigation. Develop the app using appropriate front-end and back-end technologies while prioritizing security measures like data encryption and multi-factor authentication. Test the app rigorously for functionality and security, gathering user feedback through beta testing. Finally, deploy the app on relevant platforms and continuously monitor performance and user feedback to make iterative improvements.
How much does it cost to develop eWallet?
The cost of eWallet app development depends on numerous factors including the type of ewallet app needed features and integrations, development time, etc. A basic eWallet app can cost up to $50,000, while more complex applications with advanced features can exceed $200,000. Some rough numbers you can find in this post.
How long does it take to develop a mobile wallet app?
An eWallet app development would take from 4 months, and the duration of this process
depends largely on the features you want to implement. Contact us to get an accurate estimation of the time needed for the development of the mobile wallet app.
Do you work with integrations?
Yes, we work with top-class service providers and integrate third-party services according to your business goals.
Do you provide support services?
Yes, we provide post-production support on a regular basis or on-demand.
Do you sign NDA and NC agreements?
Yes, we are comfortable with signing legal contracts. We can either sign your contract or draw up, sign, and send you ours.
Have you already developed eWallets?
Yes, as an ewallet app development company we’ve got vast experience in delivering digital wallet solutions. Check out our FinTech portfolio.
How to Choose the Best eWallet App Development company?
To choose eWallet app development company, consider their experience with similar projects, check client reviews and testimonials, assess their technical expertise and design capabilities, review portfolio, ensure they understand your business requirements and compare pricing and support services. Effective communication and a transparent development process are also essential in choosing app development company to work with.
I have a digital wallet idea. What should I start with?
First of all, contact our team to discuss ewallet software development. The next step depends on whether you have the product vision and detailed requirements. If no, the development of your eWallet is advisable to be started with the discovery phase.