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eWallet App Development Company
eWallet App Development Trends
Digital wallet usage is skyrocketing, with the global mobile wallet market projected to reach $7.58 billion by 2027. Enterprises are increasingly investing in custom eWallet apps to offer seamless, cashless payment experiences to their customers and employees. As a leading ewallet app development company, we build enterprise-grade eWallet solutions that are secure, scalable, and packed with innovative features.
eWallet App Development Services We Offer
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Open Wallets
Open wallets allow users to transact with a wide range of third-party merchants and services. These wallets are usually issued in partnership with banks or payment networks, enabling payments anywhere the wallet is accepted (both online and in-store).
Closed Wallets
Closed wallets are designed for single-company use. Funds stored in a closed wallet can only be used with the issuing company’s services or products. We develop closed wallet solutions that simplify transactions within your ecosystem, support easy top-ups and refunds, and provide rich data tracking for all transactions within your platform.
Point of Sale (PoS) Payment Solutions
We develop digital wallet solutions that integrate with point-of-sale systems, enabling merchants to accept wallet payments in physical stores. Our PoS-focused eWallet apps include features for merchant QR generation, payment confirmation, and receipts, ensuring a smooth interaction between the mobile wallet and in-store sales system.
Cryptocurrency Wallets
Cryptocurrency wallets are specialized eWallets for storing, sending, and receiving digital currencies like Bitcoin, Ethereum, and other tokens. Our crypto wallet solutions can stand alone or integrate into broader eWallet apps, combining fiat and crypto in one user experience.
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Banking Apps
Many banks and financial institutions now offer their own digital wallets or mobile banking apps with wallet-like features. We develop banking wallet apps that let your customers manage bank accounts, cards, and payments digitally.
Semi-Closed Wallets
Semi-closed wallets strike a balance between open and closed. They allow users to transact with a specific network of merchants or locations approved by the wallet issuer. This model is ideal for, say, a coalition of businesses or a campus/city-wide wallet.
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Prepaid Wallets
Prepaid wallets allow users to load a specific amount of money into the wallet in advance and then spend from that balance until it’s depleted. These wallets are great for controlled spending, gifting, or specific use cases like travel cards or youth spending accounts.
Loyalty Wallets
Loyalty wallets are focused on storing and managing loyalty points, rewards, or gift cards. Itexus can incorporate loyalty program integration into your eWallet app or build standalone loyalty wallets that consolidate multiple loyalty cards in one place.
Web and Mobile Wallets
We deliver both mobile wallet apps (for iOS, Android) and web-based wallets. Depending on your audience, you may need one or both platforms.
Peer-to-Peer (P2P) Payment Apps
P2P payment apps are eWallets centered on instant money transfers between individuals. We develop P2P wallets with real-time fund transfer capabilities using identifiers like phone numbers, email, or unique QR codes.
Contactless Wallets
Contactless wallets use technologies like NFC (Near Field Communication) or QR codes to enable payments without physical contact. In a contactless wallet app, users can simply tap their phone at a payment terminal or scan a QR code to pay, rather than swiping a card or handling cash.
Digital Gift Cards
Digital gift card wallets allow users to store and use gift cards electronically. We develop gift card wallet features including balance tracking, easy redemption at checkout, and integration with point-of-sale systems for balance update after use.
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Have questions?
As a flexible ewallet app development company, we also build custom mobile wallet solutions that blend multiple functionalities or introduce new innovative features. Drop us a line and we’ll get back to you shortly!
eWallet App Development: Core Features
A successful eWallet application needs a rich set of features to satisfy user expectations. Based on our fintech experience, we implement all the core features of modern eWallets and can extend them with custom innovations. Below are the fundamental features you can expect in an eWallet app developed by Itexus.
Registration & Login
Smooth onboarding is crucial. We implement a seamless registration (account setup) and login process to minimize friction for new users. This includes social logins (sign-in via Google/Apple or social accounts) and support for biometric authentication like fingerprint or face recognition for quick, secure access.
Sync Accounts
Linking the wallet with external funding sources is a core capability. We enable users to sync and manage multiple accounts within the eWallet – for example, adding credit/debit cards, linking bank accounts, or connecting to other payment services.
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Backup Facility
This vital feature allows users to restore wallet data. The best practice is to provide multiple methods of data storage – e.g., syncing it with the Dropbox cloud, iCloud, via local WiFi connection, built-in email wallet backup feature, etc.
Balance Replenishment
Adding money to an eWallet from connected bank accounts, debit or credit cards, other digital wallets, etc.
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Wallet-to-Bank Transfer
The Wallet-to-Bank option allows users to send money from their app account to either their own or to another person’s bank account or debit card.
Online Payments
The primary objective of eWallet apps is to provide users with time-saving and the easiest method of making secure multi-purpose payments thus this feature is a must. Enable users to pick their preferred method of transaction authentication – entering a PIN, fingerprint, retina scanning, etc.
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Send and Receive Funds
Sending money through an eWallet can be carried out via entering the recipient’s phone number or scanning the QR-code of the recipient’s app account. Receiving money is available through the same options, or a user can send a payment request to other app users.
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Transaction History
This must-have feature enables users to check all of the previous transactions and see such details as the transaction amount value, the sender or recipient’s data, dates of payments, etc. It helps users to better track and manage their personal expenses.
Check Wallet Balance
Displays the real-time eWallet balance and linked bank account balance within the app.
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Merchant Payments via Contactless Technologies
Using contactless technologies like NFC or QR code scanning allows in-store payments with digital wallets. Considering the emerging popularity of contactless payments and their comfort for users, this feature is requisite for an eWallet app’s success.
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Budgeting and Planning
Empowers users to grasp and analyze their spending habits and save more through planning their finances right in the app. Users can create categories for expenses and income, set a budget for different categories of expenses, get reminders when the bills are due, set saving goals, etc.
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Analytical Dashboards and Diagrams
This feature helps users to stay on top of their money and provides them with all the financial information across their accounts and credit cards through reports, figures, and diagrams.
Split Bill
This nice-to-have feature can turn into a competitive advantage for your eWallet app when it comes to splitting the payment with other people.
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Clients’ Testimonials & Awards
What Makes Your eWallet Successful
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Secure Payments
As an eWallet App development company with expertise in: Open/Closed wallets, Crypto, P2P, NFC. 300+ FinTech projects, Ph.D. engineers, enterprise security, we can build any type of software. Before the app goes live, we conduct in-depth vulnerability management to identify and eliminate all weak spots. The overall app’s safety against all possible threats and penetrations is secured via source code security analysis and a comprehensive range of penetration tests.
Ease of Use
We develop easy-to-use eWallets with a simple login process helping your end-users easily access their accounts and save their time with transactions available in just a few taps.
Superior UI/UX
A good design in mobile wallet application development is not only about nice visuals, it is also how easily users interact with the product and navigate through it. To deliver an excellent experience to your end-users, we create eWallet apps that are as visually appealing as easily navigated.
User Engagement
We develop eWallet apps that help you in offering discounts, cashback, gifts, promotional offers, etc. to make your app engage users and help it to climb to the top of the app store.
High Discoverability
Mobile wallet application development is half the battle, another half is to make it easily discoverable for users. We know how to optimize your app to make it attract more clients.