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Thinking about NLP integration into your services? Here are some ideas on how to get use of the mainstream NLP software with a proven ROI today, what will boom tomorrow - and how to leverage next-gen tools earlier than your competitors.

Guide to Arabic UX/UI for mobile banking app GCC: design principles, Islamic finance app development, and mobile wallet UAE trends to boost trust and adoption.

Wealth management workflows often depend on context that no single system holds completely. Before a client report, portfolio review, reconciliation check, or advisor briefing is ready, teams often need to confirm which data is current, which restrictions apply, why figures changed, and which commentary or disclosure language can be used. A RAG-based workflow changes the […]

Artificial intelligence is becoming part of everyday software development. GitHub Copilot, Cursor, Claude Code, and agentic development environments already help engineering teams write code, generate tests, summarize documentation, and analyze repositories. In banking, these tools can only scale when they are governed as part of the software development lifecycle, with clear rules for data access, […]

Many banks already use generative AI in requirements work, testing, documentation, code generation, and engineering support. The next challenge is integrating AI into the software development lifecycle so it improves delivery outcomes while preserving security, compliance, auditability, and production stability. In banking, software changes affect payment processing, customer data, KYC and AML workflows, fraud controls, […]

The online payments market is one of the fastest growing – according to Fortune Business Insights, it’s expected to hit $17,643.35 billion by 2027. This booming development is based, among other things, on users’ great interest in convenient, fast, and secure payment methods. Digital wallets meet all these criteria – they enable fast transactions, offer […]

ATS is an Alternative Trading System that emerged in the public markets as an alternative to traditional stock exchanges. In its simplest terms, it is a venue that matches counterparties (buyers and sellers) for conducting high-volume transactions. There are a few features that make alternative trading systems a demanded venue for investors and professional traders:

Having a brilliant idea for a mobile app for the Android platform is half the battle. To breathe life into your idea and get your app a good spot in the Google Market, you need to enroll highly skilled Android engineers. To help you hire the best Android developers, we've prepared the A to Z

According to official statistics, 2-5% of global GDP is laundered every year. In financial terms, this equates to up to $2 trillion. While criminals continue to find more sophisticated ways to hide their illegal activities, financial organizations and banks must seek new tools to identify and prevent money laundering, terrorist financing, and other illegal actions.

When someone mentions physical well-being, fitness apps might not be the first thing that comes to mind. However, it has become difficult to imagine today's world without them. They promote a healthy lifestyle, help people reach their fitness goals, and provide new opportunities in businesses throughout the industry. Fitness apps, in their essence, are designed

In 2026, the demand for scalable, interoperable, and secure healthcare platforms is greater than ever. Healthcare data is notoriously siloed, locked behind decades-old protocols, and heavily regulated by frameworks like HIPAA in the US, GDPR in the EU, the EU Medical Device Regulation (MDR), and equivalent regimes elsewhere. The hardest problem in modern digital health […]

Discover on how banking, financial and insurance industries change the landscape of service. Find out how to automate services with our guid

According to Juniper Research, total banking RPA revenue will make $1.2 billion in 2023. What’s more, the annual cost savings from chatbots for banking customer service will be around $11.5 billion in 2023. No wonder customer support automation is one of the major digital transformations that have taken place in the banking sector recently. There

Financial transactions have become the norm today, and the threat of fraudulent activities looms large. This demands robust measures to safeguard hard-earned money. Recent statistics reveal that global banking fraud losses are expected to reach a staggering $40 billion by 2027. This emphasizes the urgency for innovative digital fraud prevention strategies. Fortunately, the rapid advancements

When it comes to services, customers expect relevance in every interaction with a provider. Finance is no exception. The digital age and the numerous fintechs that came with it brought personalization, accessibility, and high standards for customer experience. Finance has changed fundamentally, and banks must respond if they are to maintain their position in the

In financial services, Banking-as-a-Service (BaaS) platforms have emerged as a key component of open banking that allows non-financial businesses to introduce financial products and services. More and more banks are now developing their own BaaS platforms to take advantage of Open Banking opportunities ahead of their competitors and to create new revenue streams by monetizing […]

Fintech APIs continue reshaping the future of the financial services industry. According to G2 research, we already saw a 133% increase in traffic to the Financial Data APIs category from December 2019 to July 2020. There are millions of API calls per day: 15 billion for Twitter, 10 billion for Google, and 7 billion for

How Python orchestrates financial domain logic, quantitative research, modern MLOps, and production operations — in the reality of 2026. The Story: When a Great Notebook Falls Apart in Production Every fintech company and every hedge fund has seen some version of this story. A quant researcher builds a promising strategy in a Jupyter notebook. The

Billing is an essential part of any business, whether you run a retail online store or offer marketing services. To get paid, you need to issue invoices and collect revenue based on them. Traditional billing processes involve a lot of repetitive manual work, which can also lead to multiple mistakes caused by human error. As

Do such words as Bitcoin, Ethereum, Web3, and NFT ring any bells to you? We would be quite positive that ‘yes’. There are very few people around the world who have never heard about Bitcoin and the stories of how early crypto enthusiasts overnight from simple coders became rich people. Since that time, the buzz

Every embedded-investing RFP we receive is well written. It names the broker. It lists the asset classes. It specifies SSO, multi-currency funding, portfolio views, and – always, and rightly – an obsession with UX. What it almost never contains is the one sentence that will decide whether the product can exist at all. That sentence […]

In fintech, positioning matters. In regulated brokerage infrastructure, honest positioning matters even more — because the words a platform uses to describe itself quietly set the bar that regulators, partners, and sophisticated operators will measure it against. For any regulated trading platform, the infrastructure category defines more than the technical stack — it shapes supervision, […]

Consider one data point from agent engineering: LangChain moved its coding agent from outside the top 30 to the top 5 on Terminal Bench 2.0 by changing only the harness around the model — with no model change at all. The same model, radically different results. That gap — between what a model can do […]

Consider one data point from agent engineering: LangChain moved its coding agent from outside the top 30 to the top 5 on Terminal Bench 2.0 by changing only the harness around the model — with no model change at all. The same model, radically different results. That gap — between what a model can do […]

Find out the differences between using custom apps and white label apps in our guide where we unfold the peculiarities of app development.

Cloud-based banking is a relatively new trend in software development. It originated through the merging of such technologies as Big Data, AI, machine learning, modern encryption practices, and even blockchain. Not to mention that the liberation of the banking sphere in general which is reflected in Open Banking principles added to it significantly. But what

The idea of investing free money in stocks and getting revenue later is not new – trading has been used as passive income for quite some time. Stock trading is a centuries-old, time-tested strategy for earning income. However, to make significant gains, investors spend hours evaluating exchange rates, developing trading strategies, managing deals, etc. Before

Learn how credit score apps work, their benefits, features, and development costs. Discover how AI and personalized insights improve financial management.

Fintech is an umbrella term used to describe different software aimed at making financial transactions easier. These can include apps that help banks connect with customers, apps that improve users’ investment abilities, apps that enable instant money transfers, and more. Financial institutions can greatly benefit from going mobile. This includes improving customer experience, increasing engagement, […]

Discover the world of crowdfunding with insights on platform development, business models, and features. Learn about custom vs. off-the-shelf solutions.

According to an Experian study, the average American has $92,727 in consumer debt, which includes credit cards, auto loans, mortgages, and personal and student loans. In 2021, about 28% of Americans had debt in collections on their credit report because they failed to pay their loans. Whether a lender outsources the collection activity to a

We’ve created a comprehensive guide to digital wallet development: how to develop a digital wallet, key UI tips, trends, and features to win user loyalty.

With businesses going digital and the increasing popularity of online shopping, users are shifting from cash to digital payments. The latter include payments over the Internet and mobile payments at POS via smartphone applications. According to Statista, the total value of digital transactions is expected to reach $10,517,932 million by 2025, representing a compound annual

Many businesses have recognized the value of Dwolla as a tool that enables quick and smooth payments without requiring significant amounts of time or resources. By integrating Dwolla into their solutions, companies across industries have been able to streamline their payment processes along with offering greater convenience and flexibility to their clients. In this article,

Over the last 20 years, the digitization of the medical sphere has speeded up a lot. Mostly it’s connected to the spread of the Internet. The need to free physicians, caregivers, nurses, and other types of medical personnel from unnecessary paper flow, double-checking on prescriptions, bearing in mind patients’ health risks and other administrative issues

A digital wallet or E-wallet is a mobile application which allows people to store their money in an online wallet, which they can then use for various digital transactions directly from the wallet or from the added debit card. You need to enter all of the card information into the E-wallet app. The information will be encrypted and you will only be able to use the wallet when you unlock your device and authorize. E-wallet is a substitution for your physical wallet, a blanket descriptor for a range of technologies that let you get lots of things done.

In the last decade, access to the stock market became easier for end users. Trading apps became faster, cleaner, and more intuitive. But while the front-end experience improved, the brokerage infrastructure behind it remained slow, fragmented, and difficult to build. Launching brokerage functionality today still requires a complex mix of regulatory registration, onboarding workflows, clearing […]

Technology innovations contribute to a steady shift away from cash. According to some estimates, today over two billion people across the world utilize digital payment options yearly, including emoney transactions. The growing interest in electronic money can be attributed to various factors: Convenience: emoney can be transferred almost instantly, making it a convenient and fast

The gradual digitization of financial processes has started moving ever since the dawn of the digital age. Its recent boost can probably be attributed to the current global health crisis, but financial experts claim that we would have eventually reached this point anyway. There are various areas in financial technology that are currently experiencing rapid

The digital economy is evolving swiftly nowadays. And with that fact there are more and more modern tools defining the shape of this economy. E-Wallets are a part of that — they transform the financial experience by seamlessly integrating technology with monetary transactions. These digital tools not only streamline payments but also introduce groundbreaking functionalities […]

Multi-family offices (MFOs) are having a moment. As wealth concentrates and passes between generations, more ultra-high-net-worth families are turning to MFOs for a single, trusted view of capital spread across dozens of banks, custodians, asset classes and jurisdictions. Yet the technology underneath many of these firms has not kept pace. According to the Campden Wealth […]

The pandemic has accelerated the global shift toward a digital and cashless society, but it has also created additional opportunities for fraud and financial crime. The latter has always been the major cause of concern for financial institutions, and in this modern complex environment, they are not keeping pace with financial crime threats. Not only

If we ask ourselves what value numerous fintech companies bring to end customers, the answer will likely be speedy transactions. That’s true because nowadays the overriding argument for the digitization of all spheres of our life is instant or near-instant access to enormous amounts of data. But do we get anything out of this data,

According to Crunchbase, in the first quarter of 2021, global venture investments reached $125 billion, which is an all-time record. This upsurge of interest in investing in new businesses caused millions of startups to spring up like grass in a meadow. The year 2020 witnessed 4.35 million startups, compared to only 2.50 million in 2010.

Gone are the days when we needed to visit a bank branch every time we wanted to make a transaction or open a new card. Today, a huge number of tasks can be solved online through web and mobile apps. According to Statista, it is expected that there will be more than 216 million digital

Consumers flock to mobile apps for interactions and all daily needs from social and GPS to streaming and search. No wonder that banking on-the-go apps have already become a necessity. According to Statista, the speed with which digital, app-based, and mobile-first banks entice customers is nothing but short of impressive. UK-based Revolut has gone from approximately 1.5 million customers in February 2018 to over 10 million customers in 2020. The number of accounts in Brazillian NU Bank, in its turn, has reached 20 million. In this article, we’ll talk about the importance and benefits of mobile presence in banking, and the range of mobile banking services.

Streamline your lending process with our comprehensive Guide on Loan Origination Software—boost efficiency, ensure compliance, and enhance customer experience.

Explore our guide on marketplace lending platform development. Learn key steps, technologies, and best practices to build a successful lending solution.

According to The Pew Trusts, over 12 million people take out a payday loan each year in the US alone. The increasing interest in short-term loans along with the growth of online banking have paved the way for the development of payday loan applications that allow users to borrow money easily with just a few

Discover the essentials of HFT systems development. Learn about strategies and precise methods on how to create an HFT system in our guide.

According to Straits Research, the global IT outsourcing market was valued at $528 billion in 2021 and is expected to reach $781 billion before the decade is out. Cutting costs and streamlined access to talent are the two primary reasons that prompt businesses to outsource their IT needs. Dedicated team outsourcing is one of the

Did you know that about 56% of consumers have higher expectations from call centers today than they had a few years ago? Financial services companies have also experienced a boom in adopting digital technologies; about 80% of people still prefer to communicate with customer service agents by phone. One of the main reasons for this

The term DevOps is a combination of two terms "development" and "operations." In broader terms, the development and operation teams of an organization join forces to deliver quality software in minimal time. And to ensure a smooth flow of operations, the teams narrow down a set of practices or tools to ensure everyone is on

Banking app development is costly because much of the work sits outside code production. In regulated financial products, teams spend significant time clarifying requirements, rebuilding integrations, extending QA cycles, reviewing security risks, preparing compliance evidence, stabilizing releases, and maintaining systems after launch. Artificial intelligence in banking can reduce some of this effort, but it can […]

Financial industry is growing every year as well as its revenue that makes it a sweet spot for startups. And Fintech startups influence this industry extremely bringing new technologies, high-tech solutions and pure competition. Get to know more about startups’ influence on Financial industry.

Want real numbers, not vague promises? Let’s put a price tag on building a crypto wallet, trading app, or DeFi mobile product in 2025-2026. We will unpack what drives the bill, share typical ranges, and show where a cryptocurrency app development company adds efficiency and risk control. If you are scanning for a benchmark, start

Development cost of a personal finance app depends on numerous conditions: the set of core features, design, vendors’ location, etc. Read the full article to get the cost!

According to various estimates, the share of automated trading (also called algorithmic trading) ranges from 60% to 75% of the stock market, depending on the region. In developing markets, the numbers are lower - about 40%, which is still quite substantial. This immense popularity of automated trading systems (ATS) is a clear indication of their

The 2020 Global Insurance Outlook by EY has already set key themes and top priorities through 2022. One of them is Digital Transformation. What does it mean? According to the report, digitization should be taking place across the entire value chain, including underwriting, distribution, and claims. It is the means to increase efficiency, boost productivity, recruit new talent, and reduce stubbornly high costs. For example, the cost of claims journey can be reduced by as much as 30%.

Robotic innovations in Fintech are in their early stage. However, the leading consulting companies issue reports about the future success of RPA in banking services, while big-name financial institutions are investing in the technologies to win from their benefits in the long run.

Interview with Sergey Privalov, Co-Founder and AI R&D Head at Itexus AI-generated code has changed software delivery. Teams can now produce implementation much faster, but generating code is only part of the process. They also need a reliable way to prove that the generated code still matches product, business, and compliance requirements. We spoke with […]

Personal finance apps occupy a special place in the staggering growth of fintech usage worldwide. Considering Generation Z's growing interest in saving and investing, which has emerged as the most savings-minded generation, developing a budget app like Mint can be a good investment. The aforementioned Mint, for example, is ranked #1 among finance apps on

Consumer digital payment spending reached nearly $50 trillion globally in 2024, with digital wallets accounting for over $41 trillion of that volume. The payment gateway market is expanding in parallel: valued at $32 billion in 2023, projected to exceed $37 billion in 2024 at a 17% compound annual growth rate. Whether you need to develop […]

Discover the peculiarities of developing a Minimum Viable Product and learn how to make the best MVP applications with our detailed guide.

Digital onboarding is an important component of a bank's digital strategy, as it helps to enhance customer acquisition, reduce costs, and improve the customer experience. Its primary goal is to onboard customers remotely through digital channels without the need for face-to-face interactions. Today, the feature is no more a fancy add-on but a necessity for

Custom KYC software development for secure, cost-effective compliance. Reduce reliance on third-party services, enhance data protection & scale with confidence.

Learn how to build a user-centric money lending app with our step-by-step guide. Explore features, costs, and best practices for seamless digital lending.

Learn how to build a successful healthcare app by identifying essential core features, improving user experience, and ensuring regulatory compliance.

We're currently witnessing significant changes in the world order. Economic turmoil, political decisions, and social shifts are leading to changes in financial behavior. People prefer to invest in stocks of more established companies as they're believed to be less risky. Nowadays, most investors do this online via apps or special software like TradingView. The demand

Banking apps are designed to let people conveniently enjoy the benefits of mobile banking on their devices anytime and anywhere. Although convenient and deemed safe to use, these apps are highly vulnerable to data breaches as they store personal data such as account numbers, passwords, and other sensitive information of users that can be used

Hire React.js developers with the right skills and rates| Learn where to find top talent and what to look for in our step-by-step hiring guide

Discover how medical practice management tools improve care quality through better efficiency and communication.

Discover key insights for choosing and integrating payment gateways. Explore trends, top providers, and strategies to optimize your mobile payment system.

Crowdfunding platforms have become increasingly popular in recent years due to the need for alternative funding methods. They allow individuals or organizations to diversify their funding sources and become less dependent on a specific one. They also provide access to funding that isn't available through traditional financing options such as bank loans or venture capital.

COVID-19-related lockdown all over the world has an irreversible impact on our life. People are forced to work remotely while only 55% of businesses could offer some capacity for that. According to the McKinsey and Company report, a more or less full recovery of world business spheres is predicted for no sooner than the second

Machine learning has gained wide popularity and every day you can hear about a new way of its application. The technology is very promising, but everything has its complications. Machine learning isn’t an exception. Very often developers and managers face misestimation of its capabilities and the complexities of its implementation. To organize an effective development process, it is important not only to understand the needs of the customer but also to form the right customer expectations providing the details of ML features, peculiarities of implementation and advantages/disadvantages.

Fintech in the automotive industry is experiencing a revolutionary shift with the integration of in-car payments. This groundbreaking technology is transforming the way we interact with our vehicles. In an era driven by convenience and seamless user experiences, the incorporation of in-car payment systems has emerged as a game-changer, propelling the automotive industry into uncharted

The specifics of an insurance business lie in the strict regulations imposed on the sector that entails running large workflows and complex processes and requires considerable time and effort from the staff. Agencies have to deal with many layers of regulatory requirements and tedious paperwork that negatively affect performance influencing factors and increase the possibility

AI-based software is ideal for menial, repetitive tasks that consume a lot of production time and take a toll on human workers. The insurance industry, for instance, has numerous manual routine tasks that are prone to human errors. That's why insurance processes should be automated with the help of AI and machine learning. AI-Based Software

Many of you have watched Forrest Gump, an iconic movie. And who remembers the moment when Forrest accidentally bought stocks of some ‘fruit company'? Should we remind you what kind of fruit company that was? Yes, it was Apple. If that was a real story, the guy could have been rich by now. It means

In the ever-evolving realm of finance, trust and security reign supreme. To combat risks and foster transparency, financial institutions rely on Know Your Customer (KYC) procedures. KYC encompasses the verification of customer identity, assessment of financial activities, and evaluation of associated risks. Its significance in the financial industry cannot be overstated, as it fortifies institutions

The legal industry has traditionally been known for its conservative approach and resistance to change. However, in recent years, legal marketplaces have disrupted the status quo and revolutionized how legal services are accessed and delivered. These innovative platforms have transformed the legal landscape, providing a convenient and efficient solution for clients seeking legal assistance while

Today, routine financial operations have migrated to a digital space. People no longer want to wait in line for hours in a bank lobby to get a loan when they can do it from the comfort of their couch. Banks and credit unions that deprive their customers of this option are losing their competitive edge. […]

The landscape of the digital lending market has undergone significant changes in recent years, with impressive advancements and opportunities emerging at every turn. While many of these improvements were necessitated by the pandemic, the further digitization of financial services, including lending, was inevitable. The numbers speak for themselves. According to statistics, the global digital lending

For each new product, there is a specific reason to develop an MVP: test the hypothesis and product-market fit, test product idea and gain some actionable insights from users’ feedback, and so on. What's more, presenting an MVP to investors is the perfect way to establish your credibility, show your commitment and seriousness, and thus

A reliable, quality backend system is essential to any excellent fintech solution. It is responsible for storing, processing, and arranging data, and providing a secure environment for users. Additionally, it ensures that the software operates as it should, performs well, and runs smoothly. Moreover, even though the backend is invisible to the end user, it

Front-End Developers

Kotlin is an open-source programming language that is used not only for Android app development but also for web and server-side development and more. Kotlin in fintech gained popularity because of the multiple benefits it has to offer the financial services industry: Safety. Kotlin's strong type system and null safety feature reduce the risk of

As the awareness of the importance of customer experience grows, banks are starting to see banking apps as more than just a way to streamline their operations. Nowadays, apps have become a powerful tool for banks to provide tailored and personalized experiences to their customers. This shift in thinking dictates the approach: while cross-platform mobile

The world of finance is changing rapidly, and mobile banking apps are at the forefront of this transformation. In the age of digitalization, customers expect their banks to offer seamless mobile banking experiences that provide easy access to their finances, personalized recommendations, and seamless transactions. Mobile banking apps offer numerous benefits to both banks and

Check out the list of top 10 FinTech development companies to keep track in 2020. Get consultation and your project estimate in one click! Contact us now.

Explore the Top 10 Insurance Software Vendors of 2026 with proven expertise in custom solutions | Learn what sets top insurance software companies apart.

The fintech market continues to grow, offering a variety of opportunities for new players. A multitude of software solutions covering almost every aspect of users’ financial lives are constantly emerging, yet the demand for better and more inclusive financial services is increasing ever faster. So there is still room for new players. However, newcomers entering […]

Digital Finance is an umbrella term to describe the new disruptive technologies and their impact on the financial and banking industries. It embeds multiple applications, solutions, business processes, and models transforming the traditional way of payments and other financial operations. On the way to making fintech agile enough to meet the growing expectations of the

Today such apps help monitor symptoms and deliver treatment, addressing various disorders, from anxiety and trouble sleeping, to eating disorders. The American Psychiatric Organization (APA) remarks that current self-help apps target all major psychiatric illness and therapeutic modalities. How can a new app attract customers and win their trust on such a booming market? Here are some thoughts from Itexus’ mental health app development experts.

Microfinance aims to provide financial services to unemployed or low-income individuals, as well as those who lack access to traditional banking. The global microfinance market was estimated at $178.84 billion in 2020 and is expected to reach $496.9 billion by 2030. The growth in popularity of microfinance can be attributed to its flexibility, speed, and

Discover the ways on how to develop an outstanding mhealth app. See the successful examples and find out about details, costs, features and trends.

Startup teams strive to deliver value and help their products grow with fewer people, limited resources, and reasonable budgets. They must concentrate on the right actions at the right time, minimizing waste. The concept of a minimum viable product (MVP) allows you to understand if customers really need the product without wasting efforts on the

According to a recent report by Statista, the six app-only digital banks (NeoBanks) had a combined total of over 40 million iOS and Android app downloads in 2021. It is also predicted that the number of neobanks users will reach 318.72 million by 2026. The lion's share of the success of these apps can be

If you get across articles on digital banking in 2017-2018 you would realize that the predictions for 2021 in the number of registrations and the financial turnover of mobile banking apps were quite modest, compared to what happened in reality due to the pandemic and the effect it had on the banking sphere. Not surprisingly, […]

Discover on how mobile app development brings benefits to users and companies. Also find out information on key features of mobile apps and how to develop them.

Discover how mortgage CRM software streamlines operations, boosts efficiency, and drives growth in a booming market projected to reach big numbers.

Taking out a mortgage loan is a common practice that allows home buyers to obtain money from banks and other financial institutions to purchase a house. Often, this decision is one of the biggest in their lives, which underscores the level of accuracy mortgage software developers should consider when tackling such a sensitive issue as

Business Insider Intelligence’s Global Neobanks Report estimated that there were 39 million neobank users as of the end of 2019. According to the data provided by Airnow, as of May 2020, six digital banks included in this statistic had over 30 million IOS and Android app downloads combined. In this article, we’ll take a closer

By integrating third-party services into your neobank solution, you can quickly add features and tools to your product that could take many months to develop on your own. Carefully selected third-party integrations add value to your product, help it compete in the highly competitive fintech market, and enable a seamless and consistent banking experience for

Since the creation of the banking system, its infrastructure and the communication between banks and their customers have been evolving at a rapid pace. Not to mention the introduction of bank cards, which revolutionized the industry and reduced stress levels associated with carrying cash. The XXI century brought with it new inventions making a deep

The image of one of the most favorite NFT collections offered at OpenSea NFT marketplace - Bored Ape, is well-known to anyone slightly interested in blockchain. NFT trade took the Internet by storm in 2021 enabling users to earn on digital or not digital assets turned into NFTs. This idea of eliminating the intermediaries between

What do Reddit, Twitch, and TikTok have in common? They are all thriving niche social networks that are nipping at the heels of Facebook and Instagram. By 2022, the global number of TikTok users grew to 755 million worldwide and is predicted to reach a billion in 2025. As for Reddit, it has over 430

Find out and learn how to develop a P2P app with our constructive and detailed guide!

The adoption of the PSD2 (Revised Payment Services Directive) has given non-banks in the European Economic Area (EEA) the necessary legal background to promptly launch fintech products related to payment services. PSD2 requires banks to share personal financial data (with user consent) with third parties via open banking APIs, greatly simplifying the process of creating

Personalized banking services have become a crucial strategy for banks to differentiate themselves in the highly competitive financial industry. According to a report by Accenture, fintech companies have already captured one-third of the banking market, and that share is expected to continue to grow. In addition, established financial institutions such as investment and credit card

Learn about plaid fintech solutions. Discovery useful information on the best cases like banking, e-commerce, lending and investment.

Being technologically advanced and keeping pace with the latest market trends have become key differentiators. It gives businesses a competitive edge when it comes to delivering a better customer experience and increasing operational efficiency and ROI. Wealth management companies are no exception. When it comes to identifying risks and opportunities based on data, predictive analytics

The modern real estate industry is a bustling marketplace, constantly evolving and adapting to the needs and demands of buyers, sellers, and brokers alike. With advancements in technology and the advent of digital platforms, the industry has undergone a significant transformation, becoming more competitive than ever before. In this rapidly changing landscape, real estate brokers

The ACH Network processed 31.5 billion payments valued at $80.1 trillion in 2023 alone, and real-time payment volumes are climbing fast enough to reshape that picture within a decade. As more financial products demand instant fund movement, the question is no longer whether to support digital payments, but which payment rail fits your use case. […]

Today's competitive environment is driving banks to turn away from product obsession, which erodes their margins, and focus on the customer by competing on the basis of customer experience. Everyone loves personal touch, that's why it's no longer enough to only offer the same products and services as your competitors. Modern customers believe that financial

The traditional process of registering and onboarding commercial banking clients is lengthy and expensive. It's typically an eight-step journey that can take up to 16 weeks. According to Deloitte, banks may end up investing as much as $20,000 to $30,000 to onboard a new customer. Automation can save up to 50% on this process. In

A verified bank customer taps "Send money abroad" – and is asked to register again. Why remittance integrations quietly become a second app inside your app, what an unknown payout state costs, and the four decisions to make before the integration starts.

Given the growing demand for all kinds of cashless payments and transactions, more organizations find themselves in need to improve and extend their payment options. That’s where payment providers step in. These companies not only bring flexibility to merchants and their customers and revolutionize the way we transact and pay but also capitalize on this

Unlike its commercial counterpart, retail banking targets a wide audience. In general, it means providing banking services to individual clients of different social groups and ages. With ongoing trends, clients who enter the retail banking system are getting younger. Due to parents' increasing desire to develop the financial literacy of their kids, primary school students

The share of the aging population has been increasing worldwide since the 1950s, so the average life expectancy for men and women in the United States is 76 and 83 years old, respectively, compared with 80 and 85 years in Europe. As a result, the retirement age has also increased, which is 67 for U.S.

Modernizing legacy systems and updating information technology (IT) operating models are identified by PwC as key priorities for financial institutions to succeed in this increasingly digitized era. In this article, we'll examine why it's not just a passing fad, but a crucial step to modernize banks' outdated systems. We will also discuss how to approach

In a highly competitive domain like fintech, one of the key factors allowing companies to stay on top is proper UI design. Its importance cannot be overstated, as it directly affects the user experience, which is a major driver for the success of trading solutions in the market. That's why it's crucial to pay proper

Robo-advisor is an automated digital platform that offers investment opportunities and financial planning to customers based on their risk profile and investment goals, and time horizon. Robo-advisors embody the service wealth managers would dream of providing to their clients: fully-personalized data-driven management of an investor’s portfolio of assets – anything from monthly household spending to

With most financial services available online for years, digital banking is no longer a surprise – it has become imperative. Today, people expect nothing less than digital, accessible, and convenient services. Due to the busy lifestyles of millennials and mature representatives of Gen Z (who are gradually becoming key earners), banks must compete for customers

The insurance industry is one of those that are open to new technologies and innovations. To stay ahead of the market and keep their positions, insurance companies need to adopt various software tools and solutions that can allow them to optimize their processes, enhance the quality of provided services, and get the possibility to increase

Banking institutions face constant pressure to modernize legacy systems while maintaining strict regulatory controls and uninterrupted operations. Top companies specializing in software development for banking address these needs through enterprise-grade solutions built for complex financial environments. These companies create custom platforms covering digital banking, core system modernization, payment infrastructure, and client-facing applications. Their work prioritizes […]

If you have attempted to locate the ideal stock to trade, you understand how difficult it is. There are numerous stocks to select from, and checking each individually would be time-consuming. A stock screener is helpful because it works similarly to an intelligent assistant that rapidly scans all the possibilities and presents to you the

The digitalization of the modern world resulted in everyone being armored with computers and phones having the ultimate freedom to buy or order goods and services from any part of the world. We can easily send each other gift cards, pay bills for relatives and friends, pump computer game characters, get monthly or annual subscriptions,

You'll understand why super apps become more and more relevant nowadays, discover tips on how to develop them and find out challenges you might face.

Supply chain finance has emerged as a game-changer in driving growth, mitigating risks, and fostering collaboration within the interconnected world of global supply chains. With the aim of optimizing working capital and unlocking hidden value, supply chain finance software development is transforming traditional financial practices. Within the complex landscape of supply chains, where operational costs

In the fast-paced and competitive banking industry, flawless system integration can be a transformative force. By harmoniously connecting diverse software applications and data sources, financial institutions can streamline and automate internal processes, reduce operational costs, and elevate customer experiences to new heights. With this in mind, top banks harness fintech integration to provide personalized financial

Modern technologies such as real-time reporting, artificial intelligence, and machine learning have reshaped the way taxes are managed and paid. Old-school tax systems are overly complex, inefficient, inequitable, and costly to administer. Members of your finance team may be skilled at business valuation or tax strategy, but the fact is that they only do that

Everything goes digital, and healthcare is no exception: according to the CDC report, during the first quarter of 2020, the number of telehealth visits increased by 50%, compared with the same period in 2019. The market is growing rapidly – as of 2019, it was valued at $45 billion, and it is predicted to grow […]

The 2025 guide to fintech app development in the UAE: wallets, banking, trading, Islamic fintech, open finance APIs, licensing, and payment integration.

Two years ago, “AI agents” was a demo category. In 2026 it is operational infrastructure. JPMorgan attributes roughly $2 billion in annual value to its AI program and is preparing long-running autonomous agents for deployment this year. BNY has put 134 “digital employees” into its org chart — each with a manager and something resembling […]

By Andrey Mozheyko, CTO & Co-founder at Itexus Somewhere in the last twelve months, AI in software development crossed a line that most teams haven’t consciously registered yet. The assistant that suggested code became an actor that opens pull requests, triages issues, reads inboxes, writes to memory, and calls tools with real credentials behind them. […]

Every aspect of our modern lives, from doctor visits to grocery deliveries, is closely connected with digital technologies. We rely on our phones and apps to navigate our life, make purchases, look for travel sites, etc. Any app on our phone represents a brand or company looking to gain a competitive edge in its niche.

The most instructive AI story of the year has a strange shape: the tools worked, the engineers used them exactly as designed — and the annual budget was still gone by spring. That is what happened at Uber. The company rolled out Claude Code to roughly 5,000 engineers; within three months, 84% of developers were […]

Key facts to know about a money lending app development: costs, terms and process. Get to know all costs breakdown and steps to develop a successful top-notch money lending software from scratch. Contact us for a free consultation!

AI agents moved deeper into financial workflows this week, and the same question ran under each move: what proprietary data and controls sit beneath the agent. Altruist put a planning agent inside Hazel but keeps every figure in dedicated calculation code, not the model. Visa built an agentic fraud layer that runs on network-wide transaction […]

This week’s fintech developments show financial infrastructure moving toward more programmable, AI-assisted, and data-intensive operating models. Wealth managers are responding to clients who independently test advice with AI, while private-market growth is increasing pressure on eligibility, valuation, liquidity, and reporting systems. Carta is connecting AI directly to private-capital records, the SEC has clarified a narrow […]

This week’s fintech stories start in different places: a user asks ChatGPT about their money, an AI agent prepares to make a purchase, a fraud system checks risk before a transaction, and a regulator questions whether customer funds were actually protected. Together, they point to the same shift: financial products are moving beyond standalone apps […]

Fintech products are starting to work outside their own interfaces. This week’s stories point to one direction from different angles: AI agents can initiate financial actions, payment and data platforms are moving closer to real-time decisioning, shopping journeys are entering AI interfaces, and wealth systems are turning into controlled execution layers. Fintech teams need products […]

This week’s fintech news shows financial software taking more responsibility for what happens after a user clicks, submits, approves, pays, or records ownership. Real-time payments, SMB banking, AI finance workflows, receivables automation, and ownership records now depend on the same operating layer: clean data, permission checks, policy logic, precise statuses, reconciliation, exception handling, and audit […]

This week’s U.S. fintech news shows that infrastructure is moving from transaction processing to decision control. AI agents, digital wallets, real-time payments, fraud intelligence, and cross-border platforms now shape who can move money, under what conditions, through which rails, and with what evidence. For fintech teams, this changes the architecture agenda. Products now need stronger […]

This week’s news points to a more disciplined model of product growth: stronger control layers, clearer ownership, and infrastructure that supports scale without multiplying operational complexity. U.S. open banking enters a more uncertain operating model The CFPB’s Section 1033 rule, designed to govern consumer-authorized access to financial data in the U.S., reached a key deadline […]

Fintech is entering a more disciplined phase of growth. This week’s news shows how the industry is moving beyond standalone products toward more orchestrated and operationally mature models. Regulators, banks, and fintech platforms are all pushing in the same direction – toward stronger execution, clearer risk ownership, and growth that does not depend on adding […]

The next phase of fintech growth is taking shape around execution discipline. This week’s news shows the market moving beyond standalone features and fragmented workflows toward more connected, operationally mature systems. Across banks, fintechs, and infrastructure players, the pressure is converging on the same priorities: stronger control, clearer accountability, and products that can execute reliably […]

Fintech competition now centers on infrastructure control. Klarna wants its own U.S. banking license, Axos is adding AI-native software to regulated banking, Webull is opening its brokerage stack to institutions, and Visa is turning cyber intelligence into a banking service. The same logic connects all four announcements: companies are investing in the systems that manage […]

This week’s fintech stories point to a practical change in how products are evaluated: banks and fintechs are looking less at standalone features and more at how well products work inside regulated operations. Core integration, AI governance, fraud prevention, lending compliance, and platform economics now point to the same test: can the product connect to […]

Home / Blog / This Week in Fintech: New Capabilities, New Owners, New Fences Published: Jul 23, 2026 4 All 183 5 Fintech 234 July 23, 2026 Read 10 min AI-Powered Data Management and Analytics Platform for a Large Financial Holding View Case This week’s stories share one variable: control over advanced capabilities. OpenAI’s models […]

This week in fintech, the trust problem is moving behind the screen. Parker’s bankruptcy, tighter bank oversight, pre-payment scam prevention, AI finance agents, and private credit analytics all point to the same requirement: products now need to prove how money, data, decisions, and failures are controlled. For fintech teams, usability is no longer enough. The […]

Financial automation is moving closer to execution. Rocket Money introduced an assistant that can cancel subscriptions and schedule savings transfers, while new Federal Reserve data showed how automated BNPL payments can trigger late fees and overdrafts. U.S. Bank expanded automated onboarding for private-fund investors, Google Cloud launched a financial research agent with built-in evidence features, […]

Each of this week’s stories puts a price on something fintech products usually treat as a given. A $53 billion bid values control over the payments stack. A $45 million settlement prices the gap between marketing safety and operating it. Banks want to charge for customer data that thousands of products consume as free infrastructure. […]

This week’s fintech news reveals a new competitive logic for product architecture. AI, lending, investing, risk, and partner ecosystems are moving into the same operating layer. Fintech platforms now compete on how well they manage decisions across data, business rules, external providers, approvals, and audit trails. Plaid brings behavioral risk signals into credit decisioning Plaid […]

The next fintech advantage is being built below the interface. This week’s news shows banks, fintechs, and payment platforms building more control over money movement, risk, decisioning, and execution. AI-native banking, bank charters, payroll-based credit, real-time bill pay, and platform-led lending all point to the same direction: product advantage is moving into the systems that […]

U.S. fintech is moving toward tighter control over how financial products operate. Across credit, payments, fraud response, and AML, the focus is shifting from adding features to building systems that can execute reliably, manage risk, and adapt under pressure. This week’s news shows how that shift is reshaping product architecture across the stack. Stripe and […]

This week’s stories come back to one product issue: fintech teams need stronger control over money movement. Fed payment access, bank core upgrades, card-to-account B2B payments, and commercial card growth all require products to manage routing, payment status, spend controls, reconciliation, approvals, and transaction evidence inside the system. Fintechs move closer to Fed Payment infrastructure […]

Four developments this week touch the same nerve: how fintech products gain access to the bank partners, payment rails, and scaled financial products they depend on, and who sets the terms. The FDIC is drafting a body that would certify vendors once and let many banks reuse the result. Swift went live at Bank of […]

This week’s U.S. fintech news shows how financial software is moving closer to controlled execution. Across investing, digital banking, core banking, and payments, companies are investing in platforms that can connect decisions, controls, and execution. The competitive advantage is moving away from individual features toward the infrastructure that determines how financial actions are approved, executed, […]

Starting from 1918, when the first electronic fund transfer took place, the development of financial institutions was closely connected with the development of communications and the Internet. In early 1970, the first international digital stock was founded and the first electronic cross-country payment protocol SWIFT was used. With the worldwide adoption of computers, the era […]

Crowdfunding is a popular alternative funding method that allows people to diversify their funding sources. It fosters collaboration and community by enabling people to contribute to projects they’re passionate about. Crowdfunding is particularly beneficial to startups and small businesses, as it can help them overcome barriers to entry, such as lack of capital or networks. […]

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Discover the top 10 payroll software with direct deposit for 202. Streamline payments, ensure compliance, and enhance business efficiency with these solutions.

Investment management software offers investors multiple benefits: more efficient recognition and management of investments' performance and risks greater transparency in investments on-demand access to planning reports an improved decision-making process real-time analytics for investment management facilitated data management improved operational efficiency ensured compliance and traceability, etc. Are you looking for a reliable software development partner?

Online lending has become very popular lately: first, because of marketing that actively promotes what to buy, how to look, and which cafes to visit. Secondly, due to the lockdown and inability to book an appointment at the bank when you need money. Also, if there is no need to go to the bank and

The increasing prevalence of smartphones and the growing availability of high-speed mobile networks are boosting the popularity of mobile payment solutions. Compared to cash transactions, payment apps offer numerous advantages - it is more convenient, secure, and faster way to pay. No wonder the demand for such solutions is increasing. According to a report by

Find out about the best Plaid Integration Companies on the market and what services they can offer you. Learn more about Itexus that leads the way.

Compared to traditional financial institutions, credit unions offer several benefits to their members, including affordable loan rates, lower fees, and better savings opportunities. However, credit unions face challenges due to their lower technological capacity compared to banks, resulting in fewer growth opportunities. The lack of technological development hinders credit unions from improving their digital service

Explore top stock trading bot developers powering algorithmic trading for individual investors, hedge funds, and financial institutions.

Compare 10 U.S. providers for trading platform development—features, tech focus, security basics, and how to shortlist the right partner.

Discover the top 10 white-label telehealth platforms in 2026. Compare features, compliance, and pricing to choose the best customizable telemedicine solution.

The FinTech industry is not just growing—it’s transforming how we think about money. From digital banks to blockchain-based ecosystems, FinTech innovations are rewriting the rules of finance. And guess what? 2024 is set to be a game-changer. With global investments pouring into the sector, finding the right tech partner is more crucial than ever. Whether […]

Have you ever wanted a business assistant to take time-consuming tasks off your hands without costing a fortune? Thanks to significant improvements in chatbot performance, you can now get one. A chatbot is AI software that simulates human conversations in natural language via messaging applications, websites, mobile apps, or the phone. As one of the

The importance of digital wallets in the modern environment is undeniable. People across the globe have started shifting from cash to digital payments, and this trend becomes particularly noticeable if we look at today’s generation, especially millennials. Young people prefer faster, flexible, and more convenient payment options. The key benefits of digital wallets are contactless […]

For the past decade, the fintech industry has not only grown significantly – it has also changed the way we think about payments. New financial services products are brought to the market every year. With over 5 billion people using fintech solutions in 2022, the global user base is expected to grow to as many […]

Being the most popular operating system globally, Android is a top platform to choose from if you plan to develop a mobile app of any kind. Creating a fintech solution isn’t an exception since this industry is on the special rise as well. However, to make your fintech app accessible to the 3 billion Android […]

Discover the top fintech consulting companies with data-driven insights on fintech consulting services. Learn how emerging technologies like AI, blockchain...

iOS, the mobile operating system developed by Apple, has become a popular platform for fintech applications. According to a report by Sensor Tower, iOS users spent over $43.7 billion on in-app purchases and subscriptions during the first half of 2022, with finance apps among the top-grossing categories. Furthermore, a study by Statista found that as

When it comes to fintech development, Python is often a tool of choice. It’s a versatile and robust programming language with a diverse array of ecosystems and data visualization frameworks. Data is crucial for the finance industry as users expect their finance tool to provide actionable insights so that they can make informed decisions and […]

Discover top React software development companies in 2026 - Hire expert React JS developers for MVPs, SaaS, or enterprise apps, fast and scalable delivery

In the trading industry, there are various tools and systems that traders can use to improve their strategies and enhance performance. Some common options include trading bots, cloud-based autonomous systems, and trading platforms. In this article, we will find out what is a trading bot and what is a trading platform, explore the main differences

Learn what the TradingView API really is, what you can integrate, and how TradingView API pricing works plus pitfalls, tips, and a clear setup path

Twilio has emerged as a leading cloud communications solution, enabling businesses to deliver exceptional customer experiences and drive operational efficiencies. With its robust communication APIs and tools suite, Twilio has become synonymous with the newest technology, transforming how businesses interact with their customers. Twilio services drive innovation and enhance customer engagement in the financial services

Discover how to build secure, scalable payment apps—types, features, costs, compliance & more. Explore our complete step-by-step guide to success

As AI becomes more integrated into our daily lives, it's now possible to use our voices to manage various tasks on smartphones and computers. So why not use it to pay for things as well? Voice recognition technology is gaining traction across industries, with the financial sector being one of the primary beneficiaries of this

The way wealth management businesses deliver advice and serve their clients has already changed. The industry is facing many turnarounds. Just take a look at the latest wealth management trends: • Different thinking patterns of investors • Huge amount of data• Analytics and big data• Rising costs of risk and heavier regulatory burden• Wealth management automation

Twice this year we have had the same conversation on two continents, with firms that have nothing in common except the size of the balance sheets they look after. One was a North American advisory firm running its book on a large portfolio-accounting suite. The other was a cross-border multi-family office running one platform in […]

The top-down migration playbook Almost every firm that decides to leave its portfolio-accounting platform starts by drawing the same plan on a whiteboard: extract everything, rebuild it somewhere better, pick a weekend, switch. That version of a platform migration has a poor record in financial services, and the reason is not engineering competence. You are […]

As Bill Gates shrewdly pointed out, ”If your business is not on the internet, then your business will be out of business.” According to Think with Google, 47% of all purchases are done online. However, although it’s 2021, more than one in four small businesses (28%) don't have a website and 44% only plan to

Creating a digital banking solution from scratch requires a significant investment of both time and money. In contrast, white-label solutions allow for quick launch in the most resource-efficient manner, not to mention lower costs, multiple customization options, and other benefits. In this article, we'll take a closer look at white-label digital banking solutions - how

Most software projects begin with high expectations, but to succeed, you have to maximize the chances your project will deliver value on time and within budget. McKinsey's report states that 45% of software projects face cost overrun, and 7% run over time. Not to mention that 17% of IT projects turn out so bad that

Most AI delivery failures are not model failures. They are system failures. Teams buy AI coding tools, use them on real feature work, get usable-looking output, and then lose the gain in rework: broken patterns, shallow tests, hidden architecture violations, security risks, and rising review load. The usual conclusion is that AI is not ready. […]

A landing page can benefit your business in multiple ways: • shorten the conversion path;• provide a brief but comprehensive presentation of the product;• convert visitors into leads. Landing pages are a key part of any company's online marketing strategy. However, to generate growth for your business, they should be approached properly. Take a look

Having worked with brokerage companies for years, we know how stressful your environment can be and what challenges you have to navigate on a daily basis. Workflow management software is a tool that can make your job easier by streamlining and automating routine processes, giving you an overall view of workflow, and demonstrating performance metrics.